Gavop's guide to buying homeowners insurance in Roanoke County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Roanoke County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Poor Mountain Rd, Wild Cherry Ct, Mountain View Rd, Holly Tree Rd, Howell Dr, Merriman Rd, Maplewood Dr, 4th St, Tobey Rd, State Rte 1790 | $212,000 | $180,000 | $200,000-$250,000 | $325,000 | $290,000 | $250,000-$300,000 |
| Hilltop Dr, Pilot Blvd, Hunting Hills Cir, Lantern St NW, Petty Ave, Jae Valley Rd, Mowles Rd, Davis Boone Rd, Muse Dr, Grandin Rd SW | $261,500 | $220,000 | $200,000-$250,000 | $244,000 | $220,000 | $200,000-$250,000 |
| Shelbourne Ave, Harwick Rd, Lost Mountain Rd, Richards Blvd, State Rte 606, Windy Gap Dr, Abney Rd NW, Carriage Hills Dr, Elwood St NW, Peters Creek Rd | $413,500 | $350,000 | $350,000-$400,000 | $304,500 | $250,000 | $300,000-$350,000 |
| Stonecreek Way, Whippoorwill Ln, Newland Rd, Old Towne Rd SW, Gus Nicks Blvd, Maywood Ave, Ayshire Dr, Louise Cir, Forest Edge Dr, Dawn Marie Ct | $205,500 | $190,000 | $175,000-$200,000 | $233,500 | $210,000 | $200,000-$250,000 |
| Rte 617, Dow Hollow Rd, Wild Oak Dr, Chaparral Dr, Botts Hollow Rd, Sheldon Dr, Starmount Ave, Devonshire Dr, Brookwood Dr, Shadow Ln NW | $126,500 | $100,000 | $100,000-$125,000 | $255,000 | $220,000 | $200,000-$250,000 |
| West Virginia Ave, Periwinkle Ln, Greencliff Rd, Scarlet Oak Dr, Old Mill Forest Dr, Spencer Dr, McVitty Forest Dr, State Rte 604, Wexford Ct, Annie Holland Dr | $201,000 | $190,000 | $200,000-$250,000 | $326,500 | $290,000 | $250,000-$300,000 |
| Sweet Cherry Cir, N Electric Rd, State Rte 611, 3rd St, Daytona Rd, Tree Top Ln, Setter Rd NE, Parkview Dr, Bydawle Rd, Summerset Dr | $284,500 | $240,000 | $300,000-$350,000 | $418,000 | $390,000 | $350,000-$400,000 |
| Vale Ave NE, State Rte 896, State Rte 773, State Rte 698, Fallowater Ln, Eastland Rd SE, Brush Mtn Rd, Ingal Blvd, Bluebird Ln, State Rte 1727 | $184,500 | $170,000 | $200,000-$250,000 | $168,000 | $150,000 | $175,000-$200,000 |
| Woodvale Cir, Eastshire Ct, Hawkbill Cir, Taney Dr, Fairway Ridge Rd, Autumn Wood Ln, Pine St, S Pollard St, Lakemont Dr, Ripplebrook Rd | $229,500 | $190,000 | $200,000-$250,000 | $252,500 | $210,000 | $250,000-$300,000 |
| Baldwin Ct, Bottom Creek Ln, Twelve Oclock Knob Rd, Brookridge Rd, Ellen Dr, McGeorge Dr, Parkway Place Dr, Turkey Hollow Rd, State Rte 788, State Rte 940 | $308,500 | $290,000 | $300,000-$350,000 | $495,500 | $410,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $713 |
| Superior Protection Discount | -$75 | $755 |
| Fire & Security Discount | -$75 | $755 |
| Hail Resistant Roof Discount | -$25 | $804 |
| Newly Constructed Home Discount | -$191 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Roanoke County | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Roanoke County, VA | $2,500 | $819 | $3,319 | $595 | $3,095 | $224 |
| Elliston, VA | $100 | $584 | $684 | $424 | $524 | $160 |
| Laymantown, VA | $1,500 | $878 | $2,378 | $638 | $2,138 | $240 |
| Belview, VA | $200 | $737 | $937 | $536 | $736 | $201 |
| Boiling Springs, VA | $1,500 | $679 | $2,179 | $493 | $1,993 | $185 |
| Belspring, VA | $300 | $674 | $974 | $490 | $790 | $184 |
| Rocky Mount, VA | $2,500 | $619 | $3,119 | $450 | $2,950 | $169 |
| North Shore, VA | $500 | $1,642 | $2,142 | $1,193 | $1,693 | $449 |
| Bedford County, VA | $1,000 | $831 | $1,831 | $604 | $1,604 | $227 |
| Greenbrier River, WV | $400 | $658 | $1,058 | $478 | $878 | $180 |
| Fort Chiswell, VA | $2,000 | $573 | $2,573 | $417 | $2,417 | $157 |
| Home Insurance Company Roanoke County, VA | Homeowners Insurance Agency Roanoke County, VA | Address | Popularity Score | Distance from Roanoke County (miles) |
|---|---|---|---|---|
| Allstate | Snow Insurance | 708 N Main St, Hillsville, VA, 24343 | 49.3 | |
| State Farm | Josh Morris | 1451 W Main St, Salem, VA, 24153-3120 | 6.6 | |
| Erie | Connie Kesler & Associates Insurance Inc. | 1084 Thomas Jefferson Road Suite 7, Forest, VA, 24551 | 49.8 | |
| Erie | Bill Meador Insurance Agency | 2896 Northview Drive Sw, Roanoke, VA, 24015 | 11.6 | |
| Nationwide | Ryan Harris Insurance And Financial Services Inc | 603 Apperson Dr, Salem, VA, 24153-7022 | 8.8 | |
| Liberty Mutual Independent | Chas Lunsford Sons & Assoc | 16 E Church Ave, Roanoke, VA, 24011 | 14.4 | |
| Allstate | Jason Hamby | 221 Electric Rd, Salem, VA, 24153 | 9.3 | |
| Travelers | Craighead-Zimmerman & Associates Inc | 27 East Clay Street, Salem, VA, 24153 | 7.7 | |
| Allstate | William Gillespie | 119 W Lee Ave, Vinton, VA, 24179 | 16.5 | |
| Liberty Mutual Independent | Trustpoint Insurance | 120 Roanoke Blvd, Salem, VA, 24153 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,310 | $650 |
| Roanoke County, VA | $192,100 | $829 | $610 | $1,140 | $530 |
| Roanoke County, VA | $192,100 | $829 | $560 | $1,140 | $580 |
| Elliston, VA | $108,000 | $591 | $400 | $810 | $410 |
| Laymantown, VA | $210,700 | $889 | $610 | $1,270 | $660 |
| Belview, VA | $148,700 | $746 | $530 | $1,060 | $530 |
| Boiling Springs, VA | $131,500 | $687 | $490 | $970 | $480 |
| Belspring, VA | $130,000 | $682 | $500 | $950 | $450 |
| Rocky Mount, VA | $127,800 | $627 | $420 | $900 | $480 |
| North Shore, VA | $496,900 | $1,662 | $1,110 | $2,340 | $1,230 |
| Bedford County, VA | $198,100 | $841 | $580 | $1,150 | $570 |
| Greenbrier River, WV | $109,900 | $666 | $470 | $920 | $450 |
| Fort Chiswell, VA | $115,600 | $580 | $420 | $820 | $400 |