Gavop tells you how to get the best homeowners insurance in Putnam County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Putnam County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cliff Ln, Green Gate Ln, J R Johnson Rd, Horner Rd, Cobblestone Rd, Rice Cir, E Mineral Ave, Evergreen Ln, Reserve Dr, Middlebrook Rd | $178,500 | $170,000 | $150,000-$175,000 | $118,000 | $100,000 | $100,000-$125,000 |
| Jessica Ln, Cumberland Cove Rd, Depot St, Industrial Dr, Carver St, Raider Dr, Scott Ave, Victory View Dr, Rachel Ln, Downing St | $92,500 | $80,000 | $75,000-$100,000 | $131,500 | $110,000 | $100,000-$125,000 |
| Presley Ln, Cade Rd, Audrey Pl, N Whitney Ave, Falling Water Rd, Auston Rd, McKinley St, Wyleswood Dr, Indian Creek Rd, Spring Park Dr | $220,000 | $190,000 | $175,000-$200,000 | $204,000 | $180,000 | $175,000-$200,000 |
| Universal Dr, Nottingham Dr, Medical Center Blvd, Old Gainesboro Grade, Mockingbird Hill Cir, Huntland Hills Rd, Rosebank Ave, Dacco Dr, N Pine Hill Rd, Garrett Rd | $160,000 | $140,000 | $175,000-$200,000 | $119,000 | $110,000 | $100,000-$125,000 |
| N Womack Ave, Apple Tree Ln, Volunteer Dr, Charlie Maxwell Rd, State Hwy 293, Swann Lake Rd, Deerhaven Dr, Fleming Ave, S Creek Rd, Darwin St | $167,500 | $150,000 | $150,000-$175,000 | $65,500 | $60,000 | $50,000-$75,000 |
| S Madison Ave, Henry Rice Rd, Huntland Rd, State Rte 56, Bowser Rd, Leffew Rd, Smith Chapel Rd, Johnson Ave, Shady Ln, Rose Ave | $124,000 | $120,000 | $100,000-$125,000 | $130,500 | $120,000 | $125,000-$150,000 |
| McBroom Branch Rd, Mills Creek Ln, Bars Mill Rd, Medley Ln, R D Anderson Rd, Ensor Hollow Rd, Sumter Dr, W 10th St, Leonard Flatt Rd, River Cross Ln | $108,000 | $90,000 | $100,000-$125,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Chinkapin Trl, Friendship Ln, Hall Dr, Milk Barn Rd, Essex Rd, Church Ave, Scenic Ln, Craighead Dr, Southmeade Dr, Shannon Village Rd | $146,000 | $140,000 | $125,000-$150,000 | $64,500 | $60,000 | $50,000-$75,000 |
| Malone Ln, Bishop Ave, Cherry St, Virgie Brown Ln, Lemon Farris Dr, Frisbie Ln, Spring Dr, Claybrook Dr, E Cleveland Ave, Williamsburg Cir | $185,500 | $150,000 | $150,000-$175,000 | $106,500 | $90,000 | $75,000-$100,000 |
| Clarkrange Hwy, E Broad St, Warren Hollow Rd, Watson Rd, Kirby Ln, Russell Strausse Rd, Steakley Dr, Freehill Rd, Morningside Dr, N Poplar St | $124,500 | $110,000 | $100,000-$125,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $808 |
| Superior Protection Discount | -$97 | $876 |
| Fire & Security Discount | -$68 | $906 |
| Hail Resistant Roof Discount | -$19 | $954 |
| Newly Constructed Home Discount | -$224 | $750 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Putnam County, TN | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Baxter, TN | $500 | $895 | $1,395 | $651 | $1,151 | $245 |
| Carthage, TN | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Clarkrange, TN | $200 | $678 | $878 | $493 | $693 | $185 |
| Liberty, TN | $1,500 | $797 | $2,297 | $579 | $2,079 | $218 |
| Alexandria, TN | $100 | $887 | $987 | $645 | $745 | $242 |
| Lake Tansi, TN | $2,000 | $925 | $2,925 | $672 | $2,672 | $253 |
| Byrdstown, TN | $200 | $747 | $947 | $543 | $743 | $204 |
| Gamaliel, KY | $1,000 | $623 | $1,623 | $453 | $1,453 | $170 |
| Wilson County, TN | $500 | $1,118 | $1,618 | $813 | $1,313 | $306 |
| Burkesville, KY | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Home Insurance Company Putnam County, TN | Homeowners Insurance Agency Putnam County, TN | Address | Popularity Score | Distance from Putnam County (miles) |
|---|---|---|---|---|
| State Farm | Elwood Ervin | 108 W Jackson St, Cookeville, TN, 38501-3918 | 1.2 | |
| Allstate | Kerri Hunt | 253 S Willow Ave, Cookeville, TN, 38501 | 1.6 | |
| State Farm | Charlie Adams | 46 Brattontown Cir, Lafayette, TN, 37083-2623 | 40.8 | |
| Liberty Mutual Independent | Fields Insurance Llc | 225 W Stevens St, Cookeville, TN, 38501 | 1.4 | |
| State Farm | Scotty Yeaman | 1011 Main St N, Carthage, TN, 37030-1004 | 26.7 | |
| State Farm | Carey Bass | 235 E Spring St, Cookeville, TN, 38501-3369 | 1.5 | |
| Travelers | Brown Insurance Group Inc | 33 Whitehead Dr, Crossville, TN, 38555 | 27.6 | |
| State Farm | John White | 235 S Willow Ave, Cookeville, TN, 38501-3140 | 1.6 | |
| State Farm | Josh Tucker | 794 S Willow Ave, Cookeville, TN, 38501-3840 | 1.4 | |
| State Farm | Rob Gwynne | 1333 W Main St Ste B, Lebanon, TN, 37087-3378 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,440 | $720 |
| Putnam County, TN | $152,800 | $974 | $690 | $1,370 | $680 |
| Putnam County, TN | $152,800 | $974 | $690 | $1,330 | $640 |
| Baxter, TN | $109,200 | $906 | $640 | $1,250 | $610 |
| Carthage, TN | $105,900 | $894 | $620 | $1,220 | $600 |
| Clarkrange, TN | $60,500 | $686 | $490 | $950 | $460 |
| Liberty, TN | $85,000 | $807 | $550 | $1,120 | $570 |
| Alexandria, TN | $107,000 | $898 | $610 | $1,230 | $620 |
| Lake Tansi, TN | $117,400 | $936 | $630 | $1,300 | $670 |
| Byrdstown, TN | $74,100 | $756 | $540 | $1,040 | $500 |
| Gamaliel, KY | $66,300 | $631 | $450 | $880 | $430 |
| Wilson County, TN | $227,100 | $1,132 | $770 | $1,620 | $850 |
| Burkesville, KY | $87,800 | $734 | $490 | $1,020 | $530 |