Gavop shows you how to buy homeowners insurance in Yaphank, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Yaphank, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Muellers Ln, Sprat St, Bartlett Ave, Harold Rd, Coram - Yaphank, Strawberry Ln, Yaphank-Middle Island Rd, Penn Cmns, Stone Cmns, Jefferson Cmns | $300,000 | $280,000 | $300,000-$350,000 | $152,000 | $130,000 | $150,000-$175,000 |
| Bellport Lane Rd, Megan Ct, Bartlett Cmns, S Village Dr, Orchid Cir, Bellport Ln Rd, Tiger Ct, Christina Ln, North Way, Shannon Blvd | $313,000 | $260,000 | $250,000-$300,000 | $242,500 | $200,000 | $200,000-$250,000 |
| Longwood Rd, Hubbard Rd, Horizon Gate St, Tarpon Ave, Farber Dr, Sunburst Ln, Sander Ct, Taylor Cmns, Schiller Ct, Kent Cmns | $198,500 | $180,000 | $175,000-$200,000 | $220,500 | $180,000 | $175,000-$200,000 |
| Patchogue-Yaphank Rd, Smith Cmns, Sommerset Dr, Bergers Ct, Horseblock Rd N, Ormand Ave, N Manor Rd, Leslie Ln, Huntington Cmns, Tami Ct | $357,000 | $320,000 | $300,000-$350,000 | $321,000 | $300,000 | $350,000-$400,000 |
| Raimond St, Harrison Cmns, Forte Ave, Bohle Rd, Rutledge Cmns, Naybor Ave, Munson St, Christine Ln, Frank Ave, Patchogue Yaphank Rd | $274,500 | $250,000 | $200,000-$250,000 | $310,000 | $270,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $744 |
| Superior Protection Discount | -$90 | $806 |
| Fire & Security Discount | -$99 | $797 |
| Hail Resistant Roof Discount | -$27 | $869 |
| Newly Constructed Home Discount | -$179 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $2,500 | $1,491 | $3,991 | $1,084 | $3,584 | $408 |
| Yaphank, NY | $1,000 | $885 | $1,885 | $643 | $1,643 | $242 |
| Ridge, NY | $500 | $890 | $1,390 | $647 | $1,147 | $243 |
| Calverton, NY | $1,000 | $701 | $1,701 | $510 | $1,510 | $192 |
| North Lindenhurst, NY | $100 | $1,399 | $1,499 | $1,017 | $1,117 | $382 |
| North Massapequa, NY | $1,500 | $2,015 | $3,515 | $1,464 | $2,964 | $551 |
| Fairfield County, CT | $100 | $1,362 | $1,462 | $990 | $1,090 | $372 |
| Hempstead, NY | $2,500 | $1,309 | $3,809 | $951 | $3,451 | $358 |
| North Hills, NY | $200 | $837 | $1,037 | $608 | $808 | $229 |
| Scarsdale, NY | $2,000 | $852 | $2,852 | $619 | $2,619 | $233 |
| Deep River Center, CT | $100 | $1,229 | $1,329 | $893 | $993 | $336 |
| Greenburgh, NY | $1,000 | $1,112 | $2,112 | $808 | $1,808 | $304 |
| Home Insurance Company Yaphank, NY | Homeowners Insurance Agency Yaphank, NY | Address | Popularity Score | Distance from Yaphank (miles) |
|---|---|---|---|---|
| Allstate | Peter Damato | 129 Commack Rd, Commack, NY, 11725 | 19.0 | |
| Allstate | Ben Rodriguez | 694 Motor Pkwy # S200, Hauppauge, NY, 11788 | 16.1 | |
| Allstate | Keith Burlison | 3138 Route 112, Medford, NY, 11763 | 3.5 | |
| State Farm | John Fischer | 307 Mid Cntry Rd, Selden, NY, 11784-2558 | 5.6 | |
| Allstate | Zohreh Khalilzadeh | 610 Broadhollow Rd, Melville, NY, 11747 | 26.3 | |
| Allstate | Shanta R. Jaggernauth | 18806 Jamaica Ave, Hollis, NY, 11423 | 44.8 | |
| Travelers | Toscano & Slimmer Inc | 529 S Oyster Bay Rd, Plainview, NY, 11803 | 30.2 | |
| Allstate | Elizabeth Hanlon | 6278 Route 25a, Wading River, NY, 11792 | 9.1 | |
| Nationwide | Charles J Bottitta | 385 Middle Country Rd, Coram, NY, 11727-3734 | 4.6 | |
| Liberty Mutual Independent | S. Martin Johnson & Associates Ltd | 11 Fifth Ave , Pelham, NY, 10803 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,620 | $840 |
| Suffolk County, NY | $379,400 | $1,509 | $1,040 | $2,100 | $1,060 |
| Yaphank, NY | $310,800 | $896 | $650 | $1,250 | $600 |
| Ridge, NY | $274,800 | $900 | $620 | $1,290 | $670 |
| Calverton, NY | $222,000 | $710 | $480 | $970 | $490 |
| North Lindenhurst, NY | $337,900 | $1,416 | $960 | $2,020 | $1,060 |
| North Massapequa, NY | $432,000 | $2,039 | $1,450 | $2,830 | $1,380 |
| Fairfield County, CT | $417,800 | $1,379 | $950 | $1,900 | $950 |
| Hempstead, NY | $421,300 | $1,325 | $970 | $1,830 | $860 |
| North Hills, NY | $979,500 | $847 | $600 | $1,210 | $610 |
| Scarsdale, NY | $1,337,800 | $862 | $620 | $1,190 | $570 |
| Deep River Center, CT | $266,700 | $1,244 | $850 | $1,700 | $850 |
| Greenburgh, NY | $552,200 | $1,126 | $770 | $1,600 | $830 |