Gavop tells you how to get the best homeowners insurance in Helvetia, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Helvetia, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pocahontas Rd, E 2nd St, Triad Rd, Regency Ct, Paris St, Zbinden Ln, Blumer Ln, Whistling Straits Dr, Saint Rose Rd, Becker Rd | $158,000 | $140,000 | $150,000-$175,000 | $121,500 | $100,000 | $125,000-$150,000 |
| Summerfield Rd, Malia Dr, Ultraway Dr, Co Rd 400 N, Kay Lynn Dr, Schmidt Ln, Oak Brook Ct, Lemon Street Dr, Rinderer Rd, Chase Way | $189,500 | $150,000 | $175,000-$200,000 | $123,500 | $110,000 | $125,000-$150,000 |
| Periwinkle Ct, 20th St, Baumann Rd, Cheshire Ct, 21st St, Co Rd 600 N, Quail Dr, Aster Ct, Lakeview Dr, Sunray Dr | $167,000 | $150,000 | $150,000-$175,000 | $125,500 | $100,000 | $125,000-$150,000 |
| Daffodil Ln, Buckeye Rd, Co Rd 2670 E, Co Rd 2950 E, Rogier Rd, Campanile Dr, Fairview Rd, Travis Ln, Timberline Rd, Trout Dr | $227,500 | $190,000 | $250,000-$300,000 | $140,500 | $120,000 | $150,000-$175,000 |
| Carrollton Dr, Luzerne St, 17th St, Liberty Ln, E Greenberg Ln, Co Rd 600 E, Crescent View Ln, 9th St, Klaus-Geiger Rd, Blue Spruce Ln | $172,500 | $140,000 | $150,000-$175,000 | $112,000 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $617 |
| Home and Two Car | -$108 | $569 |
| Home and Three Car | -$156 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
| Helvetia, IL | $2,500 | $670 | $3,170 | $487 | $2,987 | $183 |
| Highland, IL | $500 | $648 | $1,148 | $471 | $971 | $177 |
| Pierron, IL | $2,000 | $574 | $2,574 | $417 | $2,417 | $157 |
| Pontoon Beach, IL | $100 | $825 | $925 | $600 | $700 | $226 |
| Cahokia, IL | $1,000 | $818 | $1,818 | $595 | $1,595 | $224 |
| Glen Echo Park, MO | $400 | $932 | $1,332 | $677 | $1,077 | $255 |
| Greendale, MO | $1,000 | $877 | $1,877 | $638 | $1,638 | $240 |
| South Hurricane, IL | $200 | $679 | $879 | $493 | $693 | $185 |
| Lakeshire, MO | $2,500 | $1,223 | $3,723 | $889 | $3,389 | $334 |
| St. Peter, IL | $500 | $522 | $1,022 | $379 | $879 | $143 |
| Town and Country, MO | $2,500 | $793 | $3,293 | $577 | $3,077 | $217 |
| Home Insurance Company Helvetia, IL | Homeowners Insurance Agency Helvetia, IL | Address | Popularity Score | Distance from Helvetia (miles) |
|---|---|---|---|---|
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 18.2 | |
| Travelers | Kane Insurance Agency Inc | 1443 W Whitacker, Salem, IL, 62881 | 37.1 | |
| Allstate | Jessica Harrison-Wilkins | 310 Bargraves Blvd, Troy, IL, 62294 | 14.1 | |
| State Farm | Dustin De Franco | 121 Glen Crossing Rd, Glen Carbon, IL, 62034 | 18.4 | |
| Travelers | Kane Insurance Agency Inc | 110 S Broadway, Salem, IL, 62881 | 38.0 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 18.6 | |
| Allstate | Richard Smith | 414 Range Ln, Cahokia, IL, 62206 | 30.2 | |
| Travelers | Assurance Brokers Ltd | 95 N Research Dr # 100, Edwardsville, IL, 62025 | 19.8 | |
| Farmers | Adam Tallman | 302 S Macoupin St, Gillespie, IL, 62033 | 30.8 | |
| Travelers | Foppe Insurance Agency Inc | 215 N Main St., Breese, IL, 62230 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,210 | $590 |
| Madison County, IL | $130,200 | $718 | $520 | $1,020 | $500 |
| Helvetia, IL | $158,500 | $678 | $490 | $940 | $450 |
| Highland, IL | $146,900 | $656 | $450 | $930 | $480 |
| Pierron, IL | $81,000 | $581 | $400 | $800 | $400 |
| Pontoon Beach, IL | $89,500 | $835 | $590 | $1,150 | $560 |
| Cahokia, IL | $48,700 | $828 | $600 | $1,140 | $540 |
| Glen Echo Park, MO | $99,200 | $943 | $650 | $1,300 | $650 |
| Greendale, MO | $84,200 | $888 | $650 | $1,230 | $580 |
| South Hurricane, IL | $111,800 | $687 | $470 | $980 | $510 |
| Lakeshire, MO | $210,800 | $1,238 | $900 | $1,750 | $850 |
| St. Peter, IL | $67,900 | $528 | $350 | $720 | $370 |
| Town and Country, MO | $693,000 | $803 | $580 | $1,140 | $560 |