Gavop shows you how to buy homeowners insurance in Blue Ridge, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $172,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $160,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $251,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $818 |
| Superior Protection Discount | -$89 | $897 |
| Fire & Security Discount | -$69 | $917 |
| Hail Resistant Roof Discount | -$30 | $956 |
| Newly Constructed Home Discount | -$207 | $779 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,054 |
| Home Insurance Company Blue Ridge, TX | Homeowners Insurance Agency Blue Ridge, TX | Address | Popularity Score | Distance from Blue Ridge (miles) |
|---|---|---|---|---|
| Allstate | Michael Callahan | 1201 E Main St Ste 250, Allen, TX, 75002 | 19.4 | |
| State Farm | Kerri Miene | 210 South O Connor Road, Irving, TX, 75060-2948 | 46.2 | |
| State Farm | Jason Reed | 1201 E Main St Ste 150, Allen, TX, 75002-3992 | 19.4 | |
| Farmers | Payton Brooks | 106 S Church St Ste 1, Mckinney, TX, 75069 | 14.4 | |
| Travelers | Anthony Blackmon Agency Inc | 9191 Kyser Way Ste 200, Frisco, TX, 75033 | 28.4 | |
| State Farm | Chris Lair | 125 S Main St, Farmersville, TX, 75442-2207 | 9.3 | |
| Allstate | Usman Financials Inc | 8360 Lbj Fwy Ste 180, Dallas, TX, 75243 | 33.1 | |
| Allstate | Curt Thomas Cilio | 205 E Hwy 80 # 100, Forney, TX, 75126 | 37.5 | |
| Farmers | Maria Fernandez | 1634 W Irving Blvd Ste A, Irving, TX, 75061 | 46.4 | |
| State Farm | Rod Walnofer | 3115 N Powell Pkwy Ste A, Anna, TX, 75409-2625 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Blue Ridge, TX | $157,900 | $986 | $650 | $1,520 | $870 |
| Wylie, TX | $173,500 | $1,354 | $890 | $2,090 | $1,200 |
| East Grayson, TX | $105,400 | $1,543 | $1,020 | $2,380 | $1,360 |
| Union Valley, TX | $235,300 | $1,912 | $1,260 | $2,940 | $1,680 |
| Pecan Gap, TX | $72,200 | $1,377 | $910 | $2,120 | $1,210 |
| South Bryan, OK | $76,800 | $1,086 | $770 | $1,510 | $740 |
| Forney, TX | $186,800 | $1,217 | $800 | $1,870 | $1,070 |
| Argyle, TX | $381,600 | $2,442 | $1,610 | $3,760 | $2,150 |
| Howland, TX | $83,300 | $1,438 | $950 | $2,210 | $1,260 |
| Hopkins County, TX | $97,200 | $1,355 | $890 | $2,090 | $1,200 |