Gavop's guide to buying homeowners insurance in Kimball, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kimball, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Branch Ln, Barth Dr, Anglewood Ct, Edward Ln E, Willington Dr, Sunnyside Rd, Birchwood Ln, Barth Rd, Edward Ln W, Green Lake Ct | $139,500 | $130,000 | $150,000-$175,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Pickford Rd, Allen Rd, Twin Lakes Ct, Kingsbridge, Ditty Rd, Lafrance Rd, Harwood Dr, Moak St, N Pine River Rd, Furness Dr | $157,000 | $140,000 | $150,000-$175,000 | $125,500 | $110,000 | $125,000-$150,000 |
| Scott Rd, Pine Creek Ln, Cloverdale Ln, Henry St, Hickory Rd, Fish Rd, Dove Rd, Richman Rd, Garfield, Louks Rd | $115,500 | $100,000 | $100,000-$125,000 | $111,500 | $100,000 | $125,000-$150,000 |
| W Water St, Willow Canyon Dr, English Rd, School Rd, Atkins Rd, Hidden Lake Dr, Trout Lake Ct, Hardwood Ct, Bellwood Dr, Bob White Dr | $87,000 | $70,000 | $75,000-$100,000 | $104,500 | $90,000 | $100,000-$125,000 |
| Cloverdale, Crystal Lake Ct, Sylvan Lake Ct, Blue Lake Ct, Morningstar Ave, Searls Rd, Dove Rd, Eastwood Dr, Dunlap Rd, Meadowlark Ln | $110,500 | $100,000 | $100,000-$125,000 | $155,500 | $130,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $580 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$70 | $629 |
| Hail Resistant Roof Discount | -$14 | $685 |
| Newly Constructed Home Discount | -$147 | $552 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $2,000 | $741 | $2,741 | $538 | $2,538 | $202 |
| Kimball, MI | $1,500 | $691 | $2,191 | $502 | $2,002 | $189 |
| Columbus, MI | $300 | $850 | $1,150 | $617 | $917 | $232 |
| Capac, MI | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Romeo, MI | $300 | $807 | $1,107 | $587 | $887 | $221 |
| Oakland charter, MI | $1,000 | $924 | $1,924 | $671 | $1,671 | $252 |
| Sandusky, MI | $400 | $672 | $1,072 | $488 | $888 | $184 |
| Village of Grosse Pointe Shores, MI | $1,500 | $1,674 | $3,174 | $1,216 | $2,716 | $457 |
| Birmingham, MI | $500 | $970 | $1,470 | $705 | $1,205 | $265 |
| Sylvan Lake, MI | $1,000 | $848 | $1,848 | $616 | $1,616 | $232 |
| Village of Clarkston, MI | $100 | $967 | $1,067 | $703 | $803 | $264 |
| Keego Harbor, MI | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Home Insurance Company Kimball, MI | Homeowners Insurance Agency Kimball, MI | Address | Popularity Score | Distance from Kimball (miles) |
|---|---|---|---|---|
| Allstate | Michael Weglarz | 3015 E Walton Blvd, Auburn Hills, MI, 48326 | 38.8 | |
| State Farm | Cheryl Kowalczyk | 31613 Gratiot Ave, Roseville, MI, 48066-4553 | 34.2 | |
| Travelers | Valenti-Trobec-Chandler Inc | 1175 W Longlake Rd Ste 200, Troy, MI, 48098 | 39.8 | |
| Liberty Mutual Independent | Cantor Insurance Group | 26777 Central Park 26777 Central Park, Southfield, MI, 48076 | 47.3 | |
| Liberty Mutual Independent | Complete Insurance Services Inc | 1717 Cass Lake Rd, Keego Harbor, MI, 48320 | 46.1 | |
| State Farm | Pam Mowatt | 20369 Mack Ave, Grosse Pointe, MI, 48236-1610 | 39.5 | |
| State Farm | Jeff Garlick | 415 W University Dr, Rochester, MI, 48307-1943 | 34.7 | |
| Allstate | David Wagner | 52947 Gratiot Ave, Chesterfield, MI, 48051 | 22.4 | |
| Liberty Mutual Independent | Ralph C Wilson Agency, Inc | 26026 Telegraph Rd, Ste 100, Southfield, MI, 48033 | 49.0 | |
| State Farm | Ann Percy | 4101 John R Rd Ste 500, Troy, MI, 48085-3690 | 37.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,110 | $590 |
| St. Clair County, MI | $135,000 | $750 | $540 | $1,030 | $490 |
| Kimball, MI | $119,800 | $699 | $470 | $990 | $520 |
| Columbus, MI | $200,700 | $860 | $630 | $1,200 | $570 |
| Capac, MI | $75,600 | $677 | $460 | $950 | $490 |
| Romeo, MI | $167,800 | $817 | $580 | $1,170 | $590 |
| Oakland charter, MI | $383,400 | $935 | $680 | $1,330 | $650 |
| Sandusky, MI | $76,700 | $680 | $490 | $940 | $450 |
| Village of Grosse Pointe Shores, MI | $452,400 | $1,694 | $1,200 | $2,410 | $1,210 |
| Birmingham, MI | $467,700 | $982 | $700 | $1,380 | $680 |
| Sylvan Lake, MI | $198,600 | $858 | $590 | $1,190 | $600 |
| Village of Clarkston, MI | $273,400 | $979 | $700 | $1,400 | $700 |
| Keego Harbor, MI | $114,500 | $744 | $530 | $1,060 | $530 |