Gavop tells you how to get the best homeowners insurance in Story County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $115,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $213,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $250,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $326,000 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $762 |
| Superior Protection Discount | -$89 | $797 |
| Fire & Security Discount | -$89 | $797 |
| Hail Resistant Roof Discount | -$27 | $859 |
| Newly Constructed Home Discount | -$204 | $682 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Story County | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Story County, IA | $1,500 | $875 | $2,375 | $636 | $2,136 | $239 |
| Gilbert, IA | $400 | $945 | $1,345 | $686 | $1,086 | $258 |
| Marcy, IA | $1,500 | $965 | $2,465 | $701 | $2,201 | $264 |
| Timber Creek, IA | $500 | $695 | $1,195 | $505 | $1,005 | $190 |
| Colfax, IA | $1,000 | $677 | $1,677 | $492 | $1,492 | $185 |
| Windsor Heights, IA | $300 | $934 | $1,234 | $679 | $979 | $255 |
| Dallas County, IA | $2,500 | $962 | $3,462 | $699 | $3,199 | $263 |
| Popejoy, IA | $500 | $318 | $818 | $231 | $731 | $87 |
| Oakland Acres, IA | $1,500 | $960 | $2,460 | $698 | $2,198 | $262 |
| Elk Creek, IA | $200 | $973 | $1,173 | $707 | $907 | $266 |
| Wright County, IA | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Home Insurance Company Story County, IA | Homeowners Insurance Agency Story County, IA | Address | Popularity Score | Distance from Story County (miles) |
|---|---|---|---|---|
| Travelers | Triplett Companies | 323 Fifth St, Ames, IA, 50010 | 7.7 | |
| State Farm | Darren Beverage | 1203 N Jefferson Way, Indianola, IA, 50125-1455 | 46.2 | |
| State Farm | Lonnie Portner | 123 E 2nd St S, Newton, IA, 50208-3729 | 31.7 | |
| State Farm | Mike Peschong | 101 E Linn St, Marshalltown, IA, 50158-2902 | 28.6 | |
| State Farm | Meg Dobson | 515 Grand Avenue, Ames, IA, 50010-6061 | 8.0 | |
| State Farm | Ryan Clausen | 8541 Hickman Rd, Urbandale, IA, 50322-4321 | 32.3 | |
| State Farm | Todd R Adamson | 3210 Hubbell Ave, Des Moines, IA, 50317-3750 | 28.9 | |
| State Farm | Kimberly Reed | 3812 Ingersoll Ave, Des Moines, IA, 50312-3400 | 32.9 | |
| Travelers | Ecolab | 12421 Meredith Dr, Urbandale, IA, 50398 | 31.9 | |
| Travelers | Mauro Insurance Agency Ltd | 4314 Sw 9th St, Des Moines, IA, 50315 | 35.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $570 | $1,170 | $600 |
| Story County, IA | $172,900 | $886 | $630 | $1,210 | $580 |
| Story County, IA | $172,900 | $886 | $590 | $1,230 | $640 |
| Gilbert, IA | $187,800 | $956 | $660 | $1,350 | $690 |
| Marcy, IA | $198,100 | $977 | $700 | $1,340 | $640 |
| Timber Creek, IA | $140,400 | $704 | $490 | $980 | $490 |
| Colfax, IA | $96,400 | $685 | $460 | $980 | $520 |
| Windsor Heights, IA | $182,500 | $945 | $640 | $1,350 | $710 |
| Dallas County, IA | $218,000 | $973 | $690 | $1,370 | $680 |
| Popejoy, IA | $27,500 | $322 | $230 | $440 | $210 |
| Oakland Acres, IA | $195,800 | $972 | $690 | $1,330 | $640 |
| Elk Creek, IA | $202,300 | $985 | $700 | $1,360 | $660 |
| Wright County, IA | $79,200 | $815 | $550 | $1,160 | $610 |