Gavop shows you how to buy homeowners insurance in Woodstock, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $109,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $270,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $353,000 | $290,000 | $250,000-$300,000 |
| 5 Bedroom | $325,500 | $260,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $592 |
| Superior Protection Discount | -$73 | $658 |
| Fire & Security Discount | -$80 | $650 |
| Hail Resistant Roof Discount | -$22 | $709 |
| Newly Constructed Home Discount | -$168 | $563 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,218 |
| Home Insurance Company Woodstock, VA | Homeowners Insurance Agency Woodstock, VA | Address | Popularity Score | Distance from Woodstock (miles) |
|---|---|---|---|---|
| Travelers | Abc Insurance Llc | 215 N Royal Avenue, Front Royal, VA, 22630 | 17.8 | |
| State Farm | John Willett | 401 Madison Rd, Culpeper, VA, 22701-3319 | 39.6 | |
| State Farm | Andrew Frizzle | 7320 Hrtg Vlg Plz Ste 102, Gainesville, VA, 20155-3079 | 49.5 | |
| Erie | Hammer Insurance Agency Inc. | 611 S 3rd Street, Shenandoah, VA, 22849 | 27.7 | |
| Erie | Aimonetti Insurance | 1021 S Main Street, Woodstock, VA, 22664 | 0.4 | |
| Travelers | Haun Magruder, Inc. | 214 North Main Street, Woodstock, VA, 22664 | 1.1 | |
| State Farm | Doug Veach | 910 S Main Street, Woodstock, VA, 22664-1122 | 0.3 | |
| State Farm | Anita Sadlack | 14540 J Marshall Hwy Ste 211, Gainesville, VA, 20155-1691 | 48.1 | |
| State Farm | Bob Garrigan | 6711 Leaberry Way, Haymarket, VA, 20169-2991 | 47.4 | |
| State Farm | Ellen Aders | 23 Church St, Front Royal, VA, 22630 | 17.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Shenandoah County, VA | $204,000 | $852 | $600 | $1,170 | $570 |
| Woodstock, VA | $199,600 | $731 | $530 | $1,030 | $500 |
| Edinburg, VA | $165,400 | $794 | $580 | $1,130 | $550 |
| Piedmont, VA | $312,000 | $1,018 | $690 | $1,420 | $730 |
| Sperryville, VA | $234,500 | $925 | $620 | $1,270 | $650 |
| Frederick County, VA | $239,100 | $894 | $600 | $1,220 | $620 |
| Moorefield, WV | $94,900 | $666 | $460 | $950 | $490 |
| Blue Ridge, VA | $552,800 | $1,421 | $1,040 | $1,970 | $930 |
| Ranson, WV | $165,700 | $868 | $580 | $1,210 | $630 |
| Weyers Cave, VA | $182,800 | $836 | $560 | $1,180 | $620 |
| Stevensburg, VA | $268,900 | $812 | $560 | $1,160 | $600 |
| Hillsboro, VA | $464,300 | $1,460 | $1,040 | $2,030 | $990 |