Gavop's guide to buying homeowners insurance in North Mankato, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $83,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $144,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $262,000 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $370,000 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $642 |
| Superior Protection Discount | -$71 | $721 |
| Fire & Security Discount | -$63 | $729 |
| Hail Resistant Roof Discount | -$24 | $769 |
| Newly Constructed Home Discount | -$174 | $618 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company North Mankato, MN | Homeowners Insurance Agency North Mankato, MN | Address | Popularity Score | Distance from North Mankato (miles) |
|---|---|---|---|---|
| State Farm | Jay Zender | 319 S Mn Ave, Saint Peter, MN, 56082-2523 | 10.8 | |
| State Farm | Lonnie Bristol | 870 Madison Ave, Mankato, MN, 56001-6140 | 2.9 | |
| Allstate | Bradley Reiland | 175 1st Ave E, Shakopee, MN, 55379 | 49.6 | |
| Allstate | Citizens Agency | Po Box 669 , New Ulm, MN, 56073 | 20.9 | |
| State Farm | Bruce Capra | 4646 Colorado Street, Prior Lake, MN, 55372-2417 | 47.6 | |
| State Farm | Tim Emerson | 9350 Oak Ave, Waconia, MN, 55387-5500 | 46.5 | |
| Farmers | Julie Muelken | 16228 Main Ave Se, Prior Lake, MN, 55372 | 47.7 | |
| State Farm | Brad Billings | 421 1st Ave E, Shakopee, MN, 55379-1462 | 49.7 | |
| Travelers | Smisek Insurance Agency | 1100 Fourth Ave E Ste 280, Shakopee, MN, 55379 | 49.9 | |
| State Farm | Aaron Hatanpa | 217 Main Street, Mapleton, MN, 56065 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,660 | $810 |
| Blue Earth County, MN | $170,800 | $1,018 | $680 | $1,420 | $740 |
| North Mankato, MN | $176,300 | $793 | $570 | $1,090 | $520 |
| Belgrade, MN | $301,000 | $1,482 | $990 | $2,120 | $1,130 |
| Cleveland, MN | $144,200 | $993 | $720 | $1,380 | $660 |
| Derrynane, MN | $344,400 | $1,624 | $1,100 | $2,320 | $1,220 |
| Leavenworth, MN | $176,500 | $1,116 | $810 | $1,540 | $730 |
| Carlston, MN | $193,800 | $1,173 | $830 | $1,650 | $820 |
| Grafton, MN | $151,000 | $1,021 | $700 | $1,410 | $710 |
| Dahlgren, MN | $377,900 | $1,757 | $1,270 | $2,480 | $1,210 |
| Walters, MN | $30,000 | $300 | $220 | $410 | $190 |
| Pilot Grove, MN | $162,500 | $1,065 | $780 | $1,520 | $740 |
| Sherburn, MN | $75,700 | $637 | $450 | $900 | $450 |