Gavop tells you how to get the best homeowners insurance in Chester County, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $280,500 | $240,000 | $300,000-$350,000 |
| 3 Bedroom | $245,500 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $434,000 | $400,000 | $500,000-$600,000 |
| 5 Bedroom | $631,500 | $590,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $833 |
| Superior Protection Discount | -$93 | $936 |
| Fire & Security Discount | -$103 | $926 |
| Hail Resistant Roof Discount | -$31 | $998 |
| Newly Constructed Home Discount | -$247 | $782 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chester County | $700 | $1,016 | $1,716 | $739 | $1,439 | $278 |
| Chester County, PA | $2,000 | $1,016 | $3,016 | $739 | $2,739 | $278 |
| Edgmont, PA | $100 | $1,774 | $1,874 | $1,290 | $1,390 | $485 |
| North Star, DE | $1,000 | $847 | $1,847 | $616 | $1,616 | $232 |
| Elk, PA | $500 | $1,023 | $1,523 | $743 | $1,243 | $279 |
| Chester, PA | $2,000 | $835 | $2,835 | $607 | $2,607 | $228 |
| Swartzville, PA | $400 | $759 | $1,159 | $551 | $951 | $207 |
| Westville, NJ | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| Cleona, PA | $100 | $676 | $776 | $491 | $591 | $185 |
| East York, PA | $1,000 | $661 | $1,661 | $480 | $1,480 | $181 |
| Spry, PA | $400 | $726 | $1,126 | $528 | $928 | $198 |
| Coplay, PA | $700 | $711 | $1,411 | $517 | $1,217 | $194 |
| Home Insurance Company Chester County, PA | Homeowners Insurance Agency Chester County, PA | Address | Popularity Score | Distance from Chester County (miles) |
|---|---|---|---|---|
| Travelers | Francis Hall Insurance Services | 1065 Andrew Dr Ste B1, West Chester, PA, 19380 | 8.4 | |
| Allstate | Stephanie Stranieri | 6 Township Line Rd, Elkins Park, PA, 19027 | 35.2 | |
| Travelers | Montgomery Ins Services Inc | 330 West State St, Media, PA, 19063 | 19.3 | |
| Travelers | Tlc Associates | 699 W Germantown Pike Ste 100, Plymouth Meeting, PA, 19462 | 26.5 | |
| Allstate | Joseph Mathew | 6449 Market St Ste 1, Upper Darby, PA, 19082 | 26.4 | |
| State Farm | Bob Scittina | 801 Yale Ave Ste 5a, Swarthmore, PA, 19081-1817 | 21.7 | |
| Farmers | Robert Dunn | 1000 Continental Dr Ste 500, King Of Prussia, PA, 19406 | 20.0 | |
| State Farm | Merry Piper | 705 E Nields St, West Chester, PA, 19382-4935 | 8.6 | |
| State Farm | Harry Bitzberger | 50 E Street Rd, West Chester, PA, 19382-8412 | 10.0 | |
| Liberty Mutual Independent | Porter & Curtis Llc | 225 State Rd, Media, PA, 19063 | 19.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| Chester County, PA | $338,200 | $1,029 | $700 | $1,430 | $730 |
| Chester County, PA | $338,200 | $1,029 | $700 | $1,450 | $750 |
| Edgmont, PA | $500,400 | $1,796 | $1,240 | $2,570 | $1,330 |
| North Star, DE | $435,300 | $857 | $680 | $1,140 | $460 |
| Elk, PA | $313,000 | $1,035 | $730 | $1,440 | $710 |
| Chester, PA | $67,300 | $846 | $580 | $1,210 | $630 |
| Swartzville, PA | $182,800 | $768 | $530 | $1,060 | $530 |
| Westville, NJ | $158,000 | $764 | $530 | $1,050 | $520 |
| Cleona, PA | $139,600 | $684 | $460 | $940 | $480 |
| East York, PA | $157,100 | $669 | $470 | $940 | $470 |
| Spry, PA | $165,100 | $735 | $500 | $1,040 | $540 |
| Coplay, PA | $157,600 | $720 | $530 | $1,000 | $470 |