How Can I Make My Rome, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Rome, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Rome, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $104,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $226,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $181,500 | $160,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Rome, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $1,042 |
| Superior Protection Discount | -$123 | $1,103 |
| Fire & Security Discount | -$135 | $1,091 |
| Hail Resistant Roof Discount | -$25 | $1,201 |
| Newly Constructed Home Discount | -$319 | $907 |
Choose the Right Deductible for your Rome, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oneida County | $1,000 | $1,201 | $2,201 | $873 | $1,873 | $328 |
| Rome, NY | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| Washington Mills, NY | $100 | $672 | $772 | $488 | $588 | $184 |
| Chittenango, NY | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Litchfield, NY | $100 | $589 | $689 | $428 | $528 | $161 |
| Smyrna, NY | $1,000 | $585 | $1,585 | $425 | $1,425 | $160 |
| Cuyler, NY | $300 | $583 | $883 | $424 | $724 | $159 |
| Sandy Creek, NY | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Ellisburg, NY | $300 | $615 | $915 | $447 | $747 | $168 |
| Taylor, NY | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| Nelliston, NY | $300 | $584 | $884 | $424 | $724 | $160 |
| Arietta, NY | $700 | $711 | $1,411 | $517 | $1,217 | $194 |
Identify Top Home Insurance Agents near Rome, NY | Back to Top
| Home Insurance Company Rome, NY | Homeowners Insurance Agency Rome, NY | Address | Popularity Score | Distance from Rome (miles) |
|---|---|---|---|---|
| Travelers | The Rowan Group Inc | 131 Oriskany Blvd Ste 4w, Whitesboro, NY, 13492 | 12.5 | |
| Travelers | Masterpole Murphy Agency Inc | 1524 W Fayette St, Syracuse, NY, 13204 | 37.0 | |
| Allstate | Joseph Zullo | 241 E Dominick St, Rome, NY, 13440 | 2.3 | |
| Allstate | John L Spencer Ii | 6585 Kinne Rd, De Witt, NY, 13214 | 31.7 | |
| Liberty Mutual Independent | Paul Chapman Insurance Agency Inc. | 1758 Burrstone Rd, New Hartford, NY, 13413 | 14.0 | |
| Allstate | Kristy Garcia | 146 Genesee St, New Hartford, NY, 13413 | 14.3 | |
| Travelers | Eastern Shore Associates | 1 Broad St Ste A, Pulaski, NY, 13142 | 39.7 | |
| Travelers | M L Croad Insurance Agency | 200 E Garden St, Rome, NY, 13440 | 2.3 | |
| State Farm | Mike Callan | 102 Genesee St, New Hartford, NY, 13413-2328 | 14.6 | |
| State Farm | Nat Filippini | 1701 N James St, Rome, NY, 13440-2417 | 2.5 |
Compare Rates for Rome, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,660 | $860 |
| Oneida County, NY | $120,000 | $1,215 | $890 | $1,690 | $800 |
| Rome, NY | $94,900 | $1,226 | $880 | $1,680 | $800 |
| Washington Mills, NY | $167,500 | $680 | $480 | $970 | $490 |
| Chittenango, NY | $127,100 | $960 | $690 | $1,320 | $630 |
| Litchfield, NY | $111,300 | $596 | $410 | $850 | $440 |
| Smyrna, NY | $80,600 | $592 | $430 | $840 | $410 |
| Cuyler, NY | $90,000 | $590 | $410 | $840 | $430 |
| Sandy Creek, NY | $105,600 | $593 | $430 | $840 | $410 |
| Ellisburg, NY | $136,400 | $622 | $420 | $860 | $440 |
| Taylor, NY | $98,600 | $591 | $410 | $840 | $430 |
| Nelliston, NY | $86,300 | $591 | $430 | $820 | $390 |
| Arietta, NY | $183,300 | $720 | $530 | $990 | $460 |
Research Home Insurance Companies Reviews in Rome, NY Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 30, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I am incredibly satisfied with my premium I recently made the switch from Allstate over to USAA a few years back and I am saving almost $300 per month! The premium USAA offers is low and fits directly into my budget.
Date: September 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I think what my company offers is not much different from what other companies offer. At least, I can't speak to any differences because this is the one and only home insurer I have ever dealt with.
Date: July 15, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
USAA has some of the best customer service around. They have always helped when I had trouble with payment dates or issues with how the mortgage insurance would be paid.
Erie Insurance Home Insurance Reviews
Date: January 03, 2020 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I think my premiums are fair and seem to be in line with or better than other people I have talked to with similar housing and possessions to be insured.
Date: September 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Our premium and deductible for the company we have is the most reasonable we could find on the market. It covers what we need and keeps us in our bill budget at a reasonable rate.
GEICO Home Insurance Reviews
Date: October 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
extremely satisfied with customer service, Geico has rewarded me for being loyal and having an account with them for the past few years.
Date: July 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
offers a wide variety of insurance to the home, to objects and guarantees of it, making tasks and home security easier
AAA Home Insurance Reviews
Date: June 15, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
I found that the premium is right in line with a lot of the competition for a similar cost.
Progressive Home Insurance Reviews
Date: October 13, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
I really like Progressive because it is very affordable. The service is really good as well. I would recommend. They will help you until you are satisfied.
Liberty Mutual Home Insurance Reviews
Date: August 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I like it a lot because it gives me very good services, they are waiting for their clients, giving them their support in whatever they need
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
On a scale from 1 to 5 I would rate State Farm a 4. State Farm has great customer service as well as quality assurance. I can trust that they will take care of any damage on my home when needed.