Gavop's guide to buying homeowners insurance in Wallace County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $146,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $106,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $175,500 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $830 |
| Home and Two Car | -$146 | $766 |
| Home and Three Car | -$219 | $693 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wallace County | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Wallace County, KS | $1,500 | $901 | $2,401 | $655 | $2,155 | $246 |
| Itasca, KS | $400 | $1,493 | $1,893 | $1,085 | $1,485 | $408 |
| Russell Springs, KS | $1,500 | $912 | $2,412 | $663 | $2,163 | $249 |
| Kanorado, KS | $200 | $596 | $796 | $433 | $633 | $163 |
| Burlington, CO | $700 | $850 | $1,550 | $618 | $1,318 | $232 |
| Brewster, KS | $100 | $1,007 | $1,107 | $732 | $832 | $275 |
| Leoti, KS | $500 | $1,045 | $1,545 | $760 | $1,260 | $286 |
| Morgan, KS | $1,000 | $1,668 | $2,668 | $1,212 | $2,212 | $456 |
| Home Insurance Company Wallace County, KS | Homeowners Insurance Agency Wallace County, KS | Address | Popularity Score | Distance from Wallace County (miles) |
|---|---|---|---|---|
| Allstate | Eklund Insurance | 1617 Clark St, Goodland, KS, 67735 | 28.9 | |
| State Farm | Jim Neal | 1007 Main St, Goodland, KS, 67735-2942 | 29.3 | |
| State Farm | Paul Brandt | 122 North 4th Street, Leoti, KS, 67861 | 38.0 | |
| State Farm | Jim Neal Clu, Chfc | 1007 Main Street, Goodland, KS, 67735-2942 | 29.3 | |
| Nationwide | Mountain Plains Agency Llc | 1690 W 4th St, Colby, KS, 67701 | 50.0 | |
| Allstate | Eklund Insurance | 1628 Caldwell, Goodland, KS, 67735 | 28.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Wallace County, KS | $88,300 | $912 | $710 | $1,230 | $520 |
| Wallace County, KS | $88,300 | $912 | $710 | $1,230 | $520 |
| Itasca, KS | $176,300 | $1,511 | $1,180 | $2,040 | $860 |
| Russell Springs, KS | $65,000 | $923 | $720 | $1,250 | $530 |
| Kanorado, KS | $27,500 | $603 | $470 | $810 | $340 |
| Burlington, CO | $130,800 | $860 | $600 | $1,130 | $530 |
| Brewster, KS | $78,300 | $1,019 | $790 | $1,380 | $590 |
| Leoti, KS | $84,000 | $1,058 | $830 | $1,430 | $600 |
| Morgan, KS | $237,500 | $1,688 | $1,320 | $2,280 | $960 |