How Can I Make My Carmichael, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Carmichael, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Carmichael, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $232,000 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $300,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $607,000 | $570,000 | $600,000-$700,000 |
| 5 Bedroom | $671,500 | $540,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Carmichael, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $719 |
| Superior Protection Discount | -$77 | $779 |
| Fire & Security Discount | -$69 | $788 |
| Hail Resistant Roof Discount | -$17 | $839 |
| Newly Constructed Home Discount | -$171 | $685 |
Choose your Carmichael, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Carmichael, CA | Back to Top
| Home Insurance Company Carmichael, CA | Homeowners Insurance Agency Carmichael, CA | Address | Popularity Score | Distance from Carmichael (miles) |
|---|---|---|---|---|
| State Farm | Pat Hagans | 414 Vernon St Ste 100, Roseville, CA, 95678-2641 | 8.1 | |
| Travelers | Gaines Insurance Agency Inc | 2260 Lava Ridge Ct., Suite 101, Roseville, CA, 95661 | 8.8 | |
| Farmers | Ana Reyes | 1000 Missouri St, Fairfield, CA, 94533 | 47.4 | |
| Allstate | Richard Perry | 7895 N Pershing Ave, Stockton, CA, 95207 | 42.4 | |
| Travelers | Eugene C Yates Insurance Agency | 2021 P St, Sacramento, CA, 95811 | 9.6 | |
| State Farm | Stacy Flascher | 4201 Sunrise Blvd Ste A, Fair Oaks, CA, 95628-7000 | 2.8 | |
| Farmers | Jagtar Kandola | 1900 Point West Way Ste 164, Sacramento, CA, 95815 | 6.3 | |
| State Farm | Peter Schiro | 1515 30th St Ste 200, Sacramento, CA, 95816-6502 | 9.1 | |
| Farmers | David Kelly | 510 Bercut Dr Ste F, Sacramento, CA, 95811 | 9.9 | |
| Allstate | Daniel Valdez | 3465 American River Dr Ste A, Sacramento, CA, 95864 | 5.5 |
Compare Rates for Carmichael, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Carmichael, CA | $334,900 | $857 | $630 | $1,160 | $530 |
| El Dorado Hills, CA | $575,200 | $1,515 | $1,120 | $2,060 | $940 |
| Courtland, CA | $334,000 | $881 | $650 | $1,200 | $550 |
| Rio Oso, CA | $361,100 | $956 | $710 | $1,300 | $590 |
| Olivehurst, CA | $212,700 | $621 | $460 | $840 | $380 |
| Allendale, CA | $600,300 | $1,741 | $1,290 | $2,370 | $1,080 |
| Marysville, CA | $162,500 | $1,065 | $790 | $1,450 | $660 |
| Alta, CA | $357,900 | $946 | $700 | $1,290 | $590 |
Research Home Insurance Companies Reviews in Carmichael, CA Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: December 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
My friends have told me to check out lemonade because it has similar coverage for 30% less than my current prices. I feel like staying with an established company makes paying a little more worth it.
Date: December 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I think Farmer's Insurance is a great company that has competitive rates. They offered the lowest cost plan in my area. With all health plans going to managed care its nice that they offer lower rates then all the other companies.
GEICO Home Insurance Reviews
Date: July 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I feel like this company offers many policy options, and overall I am very satisfied.
State Farm Home Insurance Reviews
Date: January 06, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I have been extremely pleased with the options provided me to me in regards to my different policies. I have been able to work the numbers to make it affordable to me.