How Can I Make My Brainerd, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Brainerd, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Brainerd, MN Home Insurance Coverage Levels | Back to Top

Brainerd, MN - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Twp Rd 204, Nelson Rd, Lakeview Cir SE, Chestnut Cir NE, SW 4th St, Co Hwy 27, Cross St, S Tame Fish Lake Rd NE, Cinosam Pines St, Racine Rd $198,000 $180,000 $175,000-$200,000 $216,500 $200,000 $200,000-$250,000
Cole Ave, Savire Ln, Emily Rd N, Pine Hurst Rd SE, Knotty Pine Dr, Twin Island Dr, Echo Bay Rd, Lone Oak Dr, Woodchuck Ln, 8th Ave NE $180,500 $160,000 $200,000-$250,000 $155,500 $140,000 $150,000-$175,000
Jordan Rd, Andberg Way, Berrywood Dr, Cinosam Oaks Rd, Paine Ave NW, Tysk Rd, Medford Rd, Justin Ln, Aspen Dr S, Co Rd 23 SE $216,000 $200,000 $200,000-$250,000 $243,000 $210,000 $200,000-$250,000
St Mathias Rd, Shady Lane Cir NW, 5 Mi Rd NE, Estate Dr SW, Browns Ln N, Co Rd 9 SE, Fountain Rd, Eaglewood Dr, Dickey Rd, Eagle Lake Rd $171,000 $140,000 $150,000-$175,000 $183,000 $150,000 $150,000-$175,000
Town Hall St, S 6th St, Sandy Beach Rd, 55 Ave NE, Austin D D, Crow Wing Lake Ln, Demery Rd, NW 9th St, N Killian Rd, Lookout Rd $110,500 $100,000 $100,000-$125,000 $192,000 $170,000 $175,000-$200,000
Kirkwood Dr N, Tuxedo Rd, Shady Nook Rd SW, Oak St NW, Co Rd 77 NW, Wicklund Rd SE, Canyon Creek Rd, Paradise Beach Trl SE, Ojibwa Rd N, 4th Ave NE $216,000 $190,000 $200,000-$250,000 $210,500 $170,000 $200,000-$250,000
S 4th St, Washington St NE, Breilly Ct, N 8th St, Taylor Rd, Hassman Dr, Glacier Rd, Katrine Dr NE, Haley Cir, Campground Rd $189,000 $180,000 $150,000-$175,000 $185,000 $150,000 $125,000-$150,000
Brian Ln, 11th St SE, White Pine Dr N, Placid Dr, Red Sand Lk Rd NW, Birch Grove Rd, Anne Lake Rd, Ronald St, Leisure Ln, Fairfield Ln $100,000 $90,000 $75,000-$100,000 $218,000 $190,000 $175,000-$200,000
Merri Ln, Eagleview Dr NE, Ironwood Dr S, Dewes Rd N, Co Rd 148, Tamarac Trl NE, Co Rd 23, Brentwood Ln, Forest Dr N, Unrd 2 $121,000 $100,000 $100,000-$125,000 $161,500 $140,000 $150,000-$175,000
Nokasippi Rv Rd SE, Shady Ln Cir NW, Tanager Dr, Thompson Rd SE, Lucky Ln, Q St NE, Chicago Ave SE, Beaver Dam Rd, Mississippi Shores Cir, 25th St $149,000 $120,000 $150,000-$175,000 $169,000 $140,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Brainerd, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$112 $591
Superior Protection Discount -$70 $633
Fire & Security Discount -$63 $640
Hail Resistant Roof Discount -$14 $689
Newly Constructed Home Discount -$141 $562

Choose the Right Deductible for your Brainerd, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Crow Wing County $1,500 $1,061 $2,561 $771 $2,271 $290
Brainerd, MN $700 $695 $1,395 $505 $1,205 $190
Ironton, MN $500 $706 $1,206 $513 $1,013 $193
Cuyuna, MN $1,500 $1,135 $2,635 $825 $2,325 $310
Genola, MN $300 $867 $1,167 $630 $930 $237
Staples, MN $700 $669 $1,369 $486 $1,186 $183
Onamia, MN $100 $732 $832 $532 $632 $200
Bruce, MN $700 $1,076 $1,776 $782 $1,482 $294
McKinley, MN $400 $929 $1,329 $675 $1,075 $254
Long Prairie, MN $2,000 $700 $2,700 $509 $2,509 $191
White Pine, MN $400 $1,005 $1,405 $730 $1,130 $275
Foley, MN $1,000 $940 $1,940 $683 $1,683 $257

Identify Top Home Insurance Agents near Brainerd, MN | Back to Top

Home Insurance Company Brainerd, MN Homeowners Insurance Agency Brainerd, MN Address Popularity Score Distance from Brainerd (miles)
State Farm Brett Laugen 13341 Cypress Dr Ste 102, Baxter, MN, 56425-8546
1.8
State Farm Jake Brandt 525 Washington St, Brainerd, MN, 56401-3307
0.2
State Farm Kendra Delage 234 Central Ave, Long Prairie, MN, 56347-1303
41.3
State Farm Lori Kush 15594 Highway 27 Ste 1, Little Falls, MN, 56345-6625
27.0
Allstate Insurance Brokers Of Mn 43 E Broadway Ste 101, Little Falls, MN, 56345
27.3
Travelers Insurance Brokers Of Mn 31061 Front St, Pequot Lakes, MN, 56472
18.0
Farmers Scott Parsons 608 Kingwood St, Brainerd, MN, 56401
0.3
Farmers Marty Johnson 11284 State Highway 210, Brainerd, MN, 56401
2.0
State Farm Tom Good 812 4th St Ne, Staples, MN, 56479-0159
28.5
Travelers Ebner Insurance 20 Jefferson St S, Wadena, MN, 56482
45.2

Compare Rates for Brainerd, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $820 $1,660 $840
Crow Wing County, MN $188,100 $1,074 $780 $1,540 $760
Brainerd, MN $110,400 $703 $490 $960 $470
Ironton, MN $88,300 $715 $520 $980 $460
Cuyuna, MN $186,500 $1,149 $820 $1,590 $770
Genola, MN $118,800 $878 $640 $1,240 $600
Staples, MN $82,100 $677 $450 $950 $500
Onamia, MN $92,800 $741 $510 $1,040 $530
Bruce, MN $169,100 $1,089 $780 $1,550 $770
McKinley, MN $131,900 $940 $650 $1,290 $640
Long Prairie, MN $87,300 $709 $500 $1,010 $510
White Pine, MN $150,000 $1,017 $690 $1,390 $700
Foley, MN $134,500 $951 $650 $1,350 $700