How Can I Make My Schertz, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Schertz, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Schertz, TX Home Insurance Coverage Levels | Back to Top
| Schertz, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Marie Meadow, Pvt Rd at Schuetz Dr, Natural Bridge Caverns Rd, Ranch Creek, Robin Ln, Teich Loop, Marbach Ln, Ozark Ter, FM 2252, Ridgeline Rd | $344,000 | $320,000 | $300,000-$350,000 | $530,000 | $440,000 | $500,000-$600,000 |
| Biediger Ln, Bracken Dr, Parkweg Loop, Teakwood Ln, Forest Link, Bobwhite Ln, Goll St, Calley Cir, Meadow Rue, Batcave Rd | $418,000 | $370,000 | $350,000-$400,000 | $468,500 | $390,000 | $400,000-$500,000 |
| Engel Rd, Timber Ridge Dr, Bormann Dr, Bremer, Ultralight Rd, Plum Ranch Rd, Wald Rd, Deer Canyon Dr, Tonkawa Pass, Kopplin Rd | $251,500 | $200,000 | $250,000-$300,000 | $329,000 | $290,000 | $350,000-$400,000 |
| Lori Ln, Guada Coma Dr, Chaparral Ln, Canham Ranch, Crooked Stick, Park Lane Dr, Holly Ln, Trinity Trl, 3rd St, Miller Ln | $146,500 | $120,000 | $125,000-$150,000 | $252,500 | $210,000 | $250,000-$300,000 |
| Tommy Trl, Cavern Oak, Friesenhahn Ln, Overlook Cir, Bluebird Dr, Charleston Ln, Via Posada Dr, Trophy Oaks Dr, Audrey Ridge, Timber Wild | $157,000 | $130,000 | $150,000-$175,000 | $238,500 | $200,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Schertz, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $1,034 |
| Superior Protection Discount | -$122 | $1,095 |
| Fire & Security Discount | -$122 | $1,095 |
| Hail Resistant Roof Discount | -$37 | $1,181 |
| Newly Constructed Home Discount | -$341 | $876 |
Choose the Right Deductible for your Schertz, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Comal County | $2,000 | $1,288 | $3,288 | $936 | $2,936 | $352 |
| Schertz, TX | $2,500 | $1,202 | $3,702 | $874 | $3,374 | $329 |
| Cibolo, TX | $100 | $1,005 | $1,105 | $730 | $830 | $275 |
| Garden Ridge, TX | $700 | $2,895 | $3,595 | $2,104 | $2,804 | $791 |
| Windcrest, TX | $300 | $957 | $1,257 | $695 | $995 | $261 |
| San Antonio North, TX | $1,500 | $1,525 | $3,025 | $1,109 | $2,609 | $417 |
| Comal County, TX | $100 | $1,288 | $1,388 | $936 | $1,036 | $352 |
| Geronimo, TX | $2,000 | $1,288 | $3,288 | $936 | $2,936 | $352 |
| Southeast Guadalupe, TX | $200 | $1,497 | $1,697 | $1,088 | $1,288 | $409 |
| Helotes, TX | $1,000 | $1,112 | $2,112 | $808 | $1,808 | $304 |
| Smiley, TX | $100 | $1,258 | $1,358 | $914 | $1,014 | $344 |
| Bear Creek, TX | $1,000 | $2,533 | $3,533 | $1,841 | $2,841 | $692 |
Identify Top Home Insurance Agents near Schertz, TX | Back to Top
| Home Insurance Company Schertz, TX | Homeowners Insurance Agency Schertz, TX | Address | Popularity Score | Distance from Schertz (miles) |
|---|---|---|---|---|
| State Farm | Tony Burris | 13511 Nacogdoches Rd, San Antonio, TX, 78217-1275 | 8.3 | |
| State Farm | Kami Vidor | 4228 Thousand Oaks Dr, San Antonio, TX, 78217-1862 | 9.6 | |
| State Farm | Vicki Auth | 8015 Broadway St Ste 200, San Antonio, TX, 78209-2644 | 13.4 | |
| State Farm | Austin Riley | 11726 N Ih 35 Ste 102a, San Antonio, TX, 78233-5393 | 7.0 | |
| Allstate | Brian Parker | 618 S Guadalupe St Ste 104, San Marcos, TX, 78666 | 28.5 | |
| State Farm | Nancy Jimenez | 6826 N Loop 1604 E Ste 105, San Antonio, TX, 78247-5329 | 6.8 | |
| Travelers | The Starr Agency | 12589 Ranch Road 12, Wimberley, TX, 78676 | 30.6 | |
| State Farm | Rebecca Pulliam | 203 S Main St, Lockhart, TX, 78644-2742 | 41.3 | |
| Allstate | Mitchell Biggs | 7535 Fm 78 Ste A, San Antonio, TX, 78244 | 7.3 | |
| State Farm | Matt Brown | 571 Fm 1346 S, La Vernia, TX, 78121 | 16.5 |
Compare Rates for Schertz, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Comal County, TX | $244,100 | $1,304 | $860 | $2,010 | $1,150 |
| Schertz, TX | $186,600 | $1,217 | $800 | $1,870 | $1,070 |
| Cibolo, TX | $214,500 | $1,017 | $670 | $1,570 | $900 |
| Garden Ridge, TX | $443,500 | $2,930 | $1,930 | $4,510 | $2,580 |
| Windcrest, TX | $176,200 | $968 | $640 | $1,490 | $850 |
| San Antonio North, TX | $243,300 | $1,544 | $1,020 | $2,380 | $1,360 |
| Comal County, TX | $244,100 | $1,304 | $860 | $2,010 | $1,150 |
| Geronimo, TX | $60,000 | $1,304 | $860 | $2,010 | $1,150 |
| Southeast Guadalupe, TX | $99,100 | $1,515 | $1,000 | $2,330 | $1,330 |
| Helotes, TX | $296,100 | $1,126 | $740 | $1,730 | $990 |
| Smiley, TX | $55,200 | $1,273 | $840 | $1,960 | $1,120 |
| Bear Creek, TX | $400,000 | $2,564 | $1,690 | $3,950 | $2,260 |
Research Home Insurance Companies Reviews in Schertz, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: August 18, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I have used the same company all of my adult life. I am, however, quite happy with the premium and deductible amounts offered by my insurance company.
Date: July 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
when i first decided on what insurance company i would go with i was shopping around for a long time. i found that state farm had the best balance of coverage and fair price.