How Can I Make My Phenix City, AL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Phenix City, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Phenix City, AL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $87,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $176,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $152,000 | $130,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Phenix City, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $862 |
| Superior Protection Discount | -$101 | $913 |
| Fire & Security Discount | -$101 | $913 |
| Hail Resistant Roof Discount | -$30 | $984 |
| Newly Constructed Home Discount | -$274 | $741 |
Choose your Phenix City, AL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,319 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Phenix City, AL | Back to Top
| Home Insurance Company Phenix City, AL | Homeowners Insurance Agency Phenix City, AL | Address | Popularity Score | Distance from Phenix City (miles) |
|---|---|---|---|---|
| State Farm | Joe Stokes | 818 E Glenn Ave, Auburn, AL, 36830-5708 | 30.1 | |
| Allstate | The Glover Agency Llc | Po Box 833, Eufaula, AL, 36072 | 35.9 | |
| Allstate | Prewett Insurance Group | 1849 Ogletree Rd Ste 300, Auburn, AL, 36830 | 27.9 | |
| Travelers | Tri County Insurance | 1434 Opelika Rd Ste C, Auburn, AL, 36830 | 29.9 | |
| State Farm | John Killmaster | 2515 E Glenn Ave Ste 206, Auburn, AL, 36830-6452 | 28.3 | |
| Allstate | Dee C Madison | 1444 Opelika Rd, Auburn, AL, 36830 | 29.9 | |
| State Farm | Janice Henderson | 2310 Crawford Rd Ste 101, Phenix City, AL, 36867-3612 | 6.2 | |
| Allstate | Michael Cook | 601 1st Ave Ste A, Opelika, AL, 36801 | 27.7 | |
| Farmers | Diana Welch | 802 S Gilmer Ave, Lanett, AL, 36863 | 34.3 | |
| State Farm | Donny Holley | 2105 S Broad Ave Ste A, Lanett, AL, 36863-3117 | 33.5 |
Compare Rates for Phenix City, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,600 | $810 |
| Russell County, AL | $114,700 | $1,000 | $680 | $1,390 | $710 |
| Phenix City, AL | $117,600 | $1,015 | $730 | $1,410 | $680 |
| Cottonton-Seale, AL | $87,800 | $911 | $670 | $1,280 | $610 |
| Smiths Station, AL | $146,500 | $1,150 | $770 | $1,630 | $860 |
| Preston, GA | $51,100 | $409 | $280 | $580 | $300 |
| Talbot County, GA | $81,200 | $587 | $430 | $840 | $410 |
| Woodland, GA | $85,400 | $658 | $470 | $910 | $440 |
| Talbotton, GA | $59,300 | $475 | $330 | $680 | $350 |
| Notasulga, AL | $70,200 | $788 | $540 | $1,130 | $590 |
| Fort Davis, AL | $81,700 | $870 | $630 | $1,240 | $610 |
| Bakerhill, AL | $85,000 | $892 | $620 | $1,240 | $620 |
| Carsonville, GA | $83,000 | $643 | $470 | $890 | $420 |
Research Home Insurance Companies Reviews in Phenix City, AL Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: October 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium is great compared to other companies and the deductible is relatively small compared to other insurance companies.
Date: July 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My deductible was about $50 lower than other top insurers that I compared with after factoring my bundle discounts. I couldn't be more happy with that, they're the best of the best.
Allstate Home Insurance Reviews
Date: September 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I am very happy with my insurance, it is very efficient and I would give it 5 out of 5
State Farm Home Insurance Reviews
Date: May 29, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
I pay it through my mortgage so I never interact with them nor filed a claim. So, I guess that it's a 5 because I've had no problems.