How Can I Make My Orange County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Orange County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Orange County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $145,000 $130,000 $150,000-$175,000
2 Bedroom $363,500 $300,000 $350,000-$400,000
3 Bedroom $303,500 $250,000 $200,000-$250,000
4 Bedroom $736,000 $660,000 $700,000-$800,000
5 Bedroom $871,500 $820,000 More than 10,000,000

Choose the Right Deductible for your Orange County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $100 $1,250 $1,350 $1,050 $1,150 $200
Orange County, CA $1,000 $1,510 $2,010 $1,240 $2,240 $-230
Orange County, CA $2,000 $2,350 $2,850 $1,990 $3,990 $-1,140
Tustin, CA $400 $1,990 $2,390 $1,660 $2,060 $330
Newport Beach, CA $2,500 $1,880 $2,380 $1,560 $4,060 $-1,680
Temescal Valley, CA $100 $1,260 $1,360 $1,020 $1,120 $240
Lake Mathews, CA $2,500 $1,290 $1,790 $1,070 $3,570 $-1,780
Willowbrook, CA $100 $1,280 $1,380 $1,090 $1,190 $190
Upper San Gabriel Valley, CA $2,500 $1,380 $1,880 $1,150 $3,650 $-1,770
Florence-Graham, CA $100 $1,390 $1,490 $1,180 $1,280 $210
Winchester, CA $1,000 $850 $1,350 $690 $1,690 $-340
La Crescenta-Montrose, CA $500 $1,200 $1,700 $1,040 $1,540 $160
Oceanside-Escondido, CA $2,000 $1,540 $2,040 $1,310 $3,310 $-1,270

Compare Rates for Orange County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,730 $1,280 $2,350 $1,070
Orange County, CA $537,600 $1,880 $1,390 $2,560 $1,170
Orange County, CA $537,600 $1,830 $1,350 $2,490 $1,140
Tustin, CA $509,700 $1,830 $1,350 $2,490 $1,140
Newport Beach, CA $1,000,001 $2,500 $1,850 $3,400 $1,550
Temescal Valley, CA $332,300 $1,600 $1,180 $2,180 $1,000
Lake Mathews, CA $296,100 $1,480 $1,100 $2,010 $910
Willowbrook, CA $238,600 $1,340 $990 $1,820 $830
Upper San Gabriel Valley, CA $493,700 $1,970 $1,460 $2,680 $1,220
Florence-Graham, CA $259,300 $1,320 $980 $1,800 $820
Winchester, CA $193,300 $790 $580 $1,070 $490
La Crescenta-Montrose, CA $649,200 $1,880 $1,390 $2,560 $1,170
Oceanside-Escondido, CA $396,000 $1,780 $1,320 $2,420 $1,100

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