Gavop's guide to buying homeowners insurance in Interlachen-Florahome, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $91,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $163,500 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $319,000 | $300,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $711 |
| Home and Two Car | -$124 | $649 |
| Home and Three Car | -$178 | $595 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $1,500 | $910 | $2,410 | $661 | $2,161 | $249 |
| Florahome, FL | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Hawthorne, FL | $200 | $827 | $1,027 | $601 | $801 | $226 |
| Waldo, FL | $700 | $865 | $1,565 | $628 | $1,328 | $236 |
| Penney Farms, FL | $500 | $957 | $1,457 | $696 | $1,196 | $262 |
| Hastings, FL | $2,000 | $817 | $2,817 | $594 | $2,594 | $223 |
| St. Johns County, FL | $100 | $1,481 | $1,581 | $1,076 | $1,176 | $405 |
| Raiford, FL | $1,500 | $986 | $2,486 | $717 | $2,217 | $269 |
| Williston, FL | $200 | $1,280 | $1,480 | $931 | $1,131 | $350 |
| Baldwin, FL | $2,000 | $916 | $2,916 | $666 | $2,666 | $250 |
| Macclenny, FL | $400 | $909 | $1,309 | $661 | $1,061 | $248 |
| High Springs, FL | $2,500 | $1,030 | $3,530 | $748 | $3,248 | $281 |
| Home Insurance Company Florahome, FL | Homeowners Insurance Agency Florahome, FL | Address | Popularity Score | Distance from Florahome (miles) |
|---|---|---|---|---|
| Travelers | Brightway Insurance | 1515 County Rd 210 W Ste 103 Jacksonsville, St Johns, FL, 32259 | 37.9 | |
| State Farm | Edith Aldrich | 1721 Reid St, Palatka, FL, 32177-3235 | 13.8 | |
| Liberty Mutual Independent | The Della Porta Group Inc | 7807 Baymeadows Rd E Ste 301, Jacksonville, FL, 32256 | 46.8 | |
| State Farm | Susan Helwig | 836 S Moody Rd Ste 1, Palatka, FL, 32177-8414 | 11.8 | |
| Allstate | Garland Jan Smith | 8553 Argyle Bus Loop Ste 2, Jacksonville, FL, 32244 | 39.3 | |
| Liberty Mutual Independent | Harden & Associates Inc | 501 Riverside Ave Ste 1000, Jacksonville, FL, 32202 | 48.9 | |
| State Farm | Susan Helwig | 836 S Moody Road, Palatka, FL, 32177-8414 | 11.8 | |
| Travelers | Insurance Office Of America Inc | 1 Sleiman Pkwy Ste 130, Jacksonville, FL, 32216 | 45.9 | |
| Travelers | Brightway Insurance Inc | 4765 Hodges Blvd. Ste. 9, Jacksonville, FL, 32224 | 49.4 | |
| Travelers | Indi Financial P A | 11035 Philips Hwy Ste 6, Jacksonville, FL, 32256 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Putnam County, FL | $82,800 | $921 | $720 | $1,230 | $510 |
| Florahome, FL | $77,000 | $773 | $600 | $1,040 | $440 |
| Hawthorne, FL | $115,000 | $838 | $650 | $1,120 | $470 |
| Waldo, FL | $122,800 | $875 | $680 | $1,170 | $490 |
| Penney Farms, FL | $170,100 | $969 | $760 | $1,300 | $540 |
| Hastings, FL | $112,800 | $827 | $640 | $1,110 | $470 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| Raiford, FL | $88,500 | $998 | $780 | $1,340 | $560 |
| Williston, FL | $132,400 | $1,296 | $1,010 | $1,740 | $730 |
| Baldwin, FL | $133,700 | $927 | $720 | $1,240 | $520 |
| Macclenny, FL | $132,100 | $920 | $720 | $1,230 | $510 |
| High Springs, FL | $157,800 | $1,042 | $810 | $1,400 | $590 |