Gavop shows you how to buy homeowners insurance in Shelley, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $99,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $210,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $300,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $171,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $558 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$66 | $598 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$193 | $472 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Shelley, ID | Homeowners Insurance Agency Shelley, ID | Address | Popularity Score | Distance from Shelley (miles) |
|---|---|---|---|---|
| Travelers | The Hartwell Corporation | 1084 N Skyline 1 Airport Plz, Idaho Falls, ID, 83402 | 8.5 | |
| State Farm | Nate Blanchard | 690 W Broadway St, Idaho Falls, ID, 83402-3333 | 8.9 | |
| Travelers | The Hartwell Corporation | 1084 N Skyline Dr Idaho Falls, Idaho Falls, ID, 83402 | 9.3 | |
| Farmers | Gina Wixom | 1495 Parkway Dr Ste D, Blackfoot, ID, 83221 | 17.6 | |
| Travelers | The Falls Insurance Center Inc | 885 S Holmes Ave Idaho Falls, Idaho Falls, ID, 83401 | 9.2 | |
| Travelers | The Falls Insurance Center Inc | 885 S Holmes Av, Idaho Falls, ID, 83401 | 9.2 | |
| State Farm | Scott Peterson | 99 Sw Main, Blackfoot, ID, 83221-2720 | 17.3 | |
| Allstate | Spencer Johnson | 461 May St, Idaho Falls, ID, 83401 | 9.8 | |
| Travelers | Sargent Insurance Group | 810 Pancheri Dr, Idaho Falls, ID, 83402 | 8.3 | |
| Allstate | Barbara Beck | 1280 S Woodruff Ave, Idaho Falls, ID, 83404 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $860 | $430 |
| Bingham County, ID | $147,400 | $712 | $510 | $990 | $480 |
| Shelley, ID | $158,100 | $665 | $480 | $940 | $460 |
| Ammon, ID | $177,300 | $584 | $400 | $830 | $430 |
| Idaho Falls West, ID | $196,800 | $653 | $440 | $910 | $470 |
| Menan, ID | $129,200 | $546 | $390 | $780 | $390 |
| Ririe, ID | $153,100 | $591 | $430 | $850 | $420 |
| Mud Lake, ID | $105,100 | $489 | $330 | $670 | $340 |
| Pocatello, ID | $145,000 | $699 | $470 | $970 | $500 |
| Arbon Valley, ID | $138,500 | $565 | $410 | $800 | $390 |
| Newdale, ID | $124,200 | $535 | $370 | $760 | $390 |
| St. Anthony, ID | $137,700 | $665 | $490 | $950 | $460 |
| Bannock County, ID | $148,300 | $693 | $470 | $950 | $480 |