Gavop's guide to buying homeowners insurance in Gypsum, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $138,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $286,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $445,500 | $360,000 | $350,000-$400,000 |
| 5 Bedroom | $585,500 | $540,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $849 |
| Superior Protection Discount | -$91 | $919 |
| Fire & Security Discount | -$111 | $899 |
| Hail Resistant Roof Discount | -$20 | $990 |
| Newly Constructed Home Discount | -$283 | $727 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,887 |
| Home Insurance Company Gypsum, CO | Homeowners Insurance Agency Gypsum, CO | Address | Popularity Score | Distance from Gypsum (miles) |
|---|---|---|---|---|
| State Farm | Cathy Thompson | 27 Main Street, Edwards, CO, 81632-8111 | 16.1 | |
| State Farm | Carl Ciani | 2402 S Grand Avenue, Glenwood Springs, CO, 81601-4124 | 24.2 | |
| State Farm | Todd Fugate | 590 Hwy 133, Carbondale, CO, 81623-1884 | 23.5 | |
| Allstate | Arrow Insurance | Po Box 5000, Frisco, CO, 80443 | 43.1 | |
| Travelers | Town And Country Insurance Inc | 1116 E Park Ave, Kremmling, CO, 80459 | 40.0 | |
| State Farm | Will Comerford | 0050 Chambers Ave Ste D, Eagle, CO, 81631 | 4.4 | |
| State Farm | Jim Galt | 111 Central Avenue P.O. Box 1448, Kremmling, CO, 80459 | 42.7 | |
| Travelers | Allen Insurance Agency Inc | 237 Broadway, Eagle, CO, 81631 | 3.8 | |
| State Farm | Wayne Harris | 227 Cody Ln Unit 201, Basalt, CO, 81621-7601 | 20.2 | |
| Liberty Mutual Independent | Town & Country Insurance Inc | 1116 Park Ave, Kremmling, CO, 80459 | 40.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Eagle County, CO | $471,100 | $1,504 | $1,050 | $1,970 | $920 |
| Gypsum, CO | $348,000 | $1,010 | $710 | $1,320 | $610 |
| Dotsero, CO | $211,900 | $1,258 | $880 | $1,650 | $770 |
| Edwards, CO | $581,300 | $1,048 | $730 | $1,370 | $640 |
| Basalt, CO | $553,700 | $1,052 | $740 | $1,380 | $640 |
| Glenwood Springs, CO | $449,600 | $1,136 | $800 | $1,490 | $690 |
| Mulford, CO | $587,000 | $2,649 | $1,850 | $3,470 | $1,620 |
| Red Cliff, CO | $311,800 | $1,504 | $1,050 | $1,970 | $920 |
| Frisco, CO | $577,000 | $2,617 | $1,830 | $3,430 | $1,600 |
| Leadville, CO | $197,000 | $867 | $610 | $1,140 | $530 |
| Dillon, CO | $484,800 | $2,329 | $1,630 | $3,050 | $1,420 |