Gavop's guide to buying homeowners insurance in Winthrop Harbor, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Winthrop Harbor, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lakewood Ln, 5th St, 5th St, Cty A1, Peace Ln, Pheasant Run, English Ln, Ja Lor Ct, W Broadway Ave, N Point Dr | $190,500 | $170,000 | $200,000-$250,000 | $284,000 | $250,000 | $300,000-$350,000 |
| Freedom Ct, 3rd St, Primrose Ct, W Russell Rd, W Pine Ct, Green Ave, Charles Ave, N Glendale Rd, Lorelei Dr, Thistle Ln | $221,000 | $200,000 | $175,000-$200,000 | $203,500 | $190,000 | $175,000-$200,000 |
| Transportation Ave, Lakeside Ave, Shiloh Blvd, Co Hwy 47, East Rd, Matthew Pl, W 28th St, Marina Dr, Lydia Ave, Meadow Ct | $200,000 | $170,000 | $200,000-$250,000 | $228,500 | $190,000 | $175,000-$200,000 |
| Co Hwy 27, Joanna, Countrywood Dr, Geddes Ave, Russell Rd, N Kenosha Rd, Rachael Ct, Harmony Dr, Heather Ct, Co Hwy 27 | $179,500 | $140,000 | $150,000-$175,000 | $251,000 | $210,000 | $200,000-$250,000 |
| Harbor Ridge Dr, Danbury Cove, Cornerstone Dr, Portsmouth Dr, W 12th St, Foxglove Dr, Camden Cove, Russel Rd, Kensington Ln, Phillip Dr | $157,000 | $130,000 | $175,000-$200,000 | $262,000 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $667 |
| Home and Two Car | -$123 | $602 |
| Home and Three Car | -$181 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Winthrop Harbor, IL | $2,500 | $716 | $3,216 | $520 | $3,020 | $196 |
| Zion, IL | $500 | $641 | $1,141 | $466 | $966 | $175 |
| Knollwood, IL | $2,000 | $1,009 | $3,009 | $733 | $2,733 | $276 |
| Caledonia, WI | $100 | $660 | $760 | $479 | $579 | $180 |
| Ela, IL | $2,000 | $1,007 | $3,007 | $732 | $2,732 | $275 |
| Norway, WI | $300 | $661 | $961 | $480 | $780 | $181 |
| Prospect Heights, IL | $1,500 | $820 | $2,320 | $596 | $2,096 | $224 |
| Cook County, IL | $100 | $881 | $981 | $640 | $740 | $241 |
| Chemung, IL | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Genesee, WI | $100 | $709 | $809 | $515 | $615 | $194 |
| Garden Prairie, IL | $1,000 | $668 | $1,668 | $485 | $1,485 | $183 |
| Home Insurance Company Winthrop Harbor, IL | Homeowners Insurance Agency Winthrop Harbor, IL | Address | Popularity Score | Distance from Winthrop Harbor (miles) |
|---|---|---|---|---|
| State Farm | Matt Maloney | 3170 N Lincoln Ave, Chicago, IL, 60657 | 38.3 | |
| State Farm | Cris Bimbi | 3425 W Elm St, Mchenry, IL, 60050-4400 | 24.2 | |
| State Farm | Steve Roth | 1163 N Green Bay Rd, Waukegan, IL, 60085-2243 | 7.7 | |
| Liberty Mutual Independent | Lilian Financial | 3540 Grand Ave, Gurnee, IL, 60031 | 8.2 | |
| State Farm | Mabel Esquivel | 360 S Division St Ste 5, Harvard, IL, 60033-3200 | 40.4 | |
| State Farm | Gary Behrends | 435 N Michigan Ave Ste 2700, Chicago, IL, 60611-4008 | 42.1 | |
| Travelers | Cook & Kocher Insurance Group Inc | 300 S Northwest Hwy 208, Park Ridge, IL, 60068 | 32.6 | |
| Travelers | Stonegate Insurance Agency Inc | 1790 Nations Dr Ste 203, Gurnee, IL, 60031 | 8.8 | |
| State Farm | John Jurik | 515 N Wolf Rd, Hillside, IL, 60162-1285 | 41.7 | |
| Farmers | Joseph Klinowski | 4750 S Pulaski Rd, Chicago, IL, 60632 | 46.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,180 | $600 |
| Lake County, IL | $251,400 | $926 | $660 | $1,310 | $650 |
| Winthrop Harbor, IL | $187,200 | $725 | $500 | $1,010 | $510 |
| Zion, IL | $115,200 | $649 | $450 | $900 | $450 |
| Knollwood, IL | $286,600 | $1,021 | $750 | $1,450 | $700 |
| Caledonia, WI | $190,700 | $668 | $460 | $920 | $460 |
| Ela, IL | $429,500 | $1,020 | $680 | $1,410 | $730 |
| Norway, WI | $261,200 | $669 | $470 | $930 | $460 |
| Prospect Heights, IL | $266,300 | $830 | $570 | $1,190 | $620 |
| Cook County, IL | $227,400 | $892 | $600 | $1,230 | $630 |
| Chemung, IL | $124,300 | $673 | $460 | $940 | $480 |
| Genesee, WI | $314,400 | $717 | $480 | $990 | $510 |
| Garden Prairie, IL | $108,100 | $676 | $490 | $940 | $450 |