How Can I Make My Riverside, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Riverside, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Riverside, OH Home Insurance Coverage Levels | Back to Top
| Riverside, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glenarm Ave, Quisenberry Dr, Matt Way, Coach Light Trl, Whitewood Ct, Ottello Ave, Barrett Dr, Kay Ct, Harlan Pl, Falke Dr | $122,000 | $110,000 | $125,000-$150,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Vinton Pl, Birchton Ct, Pence Pl, Northcliff Dr, Delhi Pl, Reading Rd, Mercury Dr, Amberwood Dr, Tulip Ln, Mershon Ave | $85,500 | $70,000 | $75,000-$100,000 | $47,500 | $40,000 | $25,000-$50,000 |
| Lorella Ave, Eden Ln, Blue Rock Rd, Highview Ave, Poppa Dr, Ostrander Dr, St Adalbert Ave, Mundy Ct, Luther Ave, Inpark Cir | $103,500 | $100,000 | $100,000-$125,000 | $60,500 | $50,000 | $50,000-$75,000 |
| Signet Dr, Melberth Rd, Valleycrest Dr, Pine Glen Ln, Sherer Ave, Crestmont Dr, Kloss Pl, Hackview Ct, Enright Ave, Harshman Rd | $126,500 | $120,000 | $100,000-$125,000 | $116,500 | $100,000 | $125,000-$150,000 |
| S Pleasant Valley Ave, Hayden Ave, Pleasant View Ave, Darby Rd, Barksdale Ave, Stegman Ave, Cottontail Ct, Chuck Wagner Ln, Tarnview Ct, Mendocino Ct | $123,000 | $100,000 | $125,000-$150,000 | $60,000 | $60,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Riverside, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $583 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$76 | $617 |
| Hail Resistant Roof Discount | -$21 | $673 |
| Newly Constructed Home Discount | -$187 | $506 |
Choose the Right Deductible for your Riverside, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| Riverside, OH | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Holiday Valley, OH | $400 | $685 | $1,085 | $498 | $898 | $187 |
| Johnson, OH | $1,000 | $642 | $1,642 | $467 | $1,467 | $176 |
| Wilmington, OH | $500 | $584 | $1,084 | $425 | $925 | $160 |
| Symmes, OH | $2,500 | $868 | $3,368 | $631 | $3,131 | $237 |
| Day Heights, OH | $300 | $748 | $1,048 | $544 | $844 | $204 |
| Greensfork, IN | $1,500 | $690 | $2,190 | $501 | $2,001 | $188 |
| Dry Run, OH | $200 | $848 | $1,048 | $616 | $816 | $232 |
| Unionville Center, OH | $1,000 | $621 | $1,621 | $452 | $1,452 | $170 |
| Monfort Heights, OH | $300 | $635 | $935 | $461 | $761 | $174 |
| Dent, OH | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
Identify Top Home Insurance Agents near Riverside, OH | Back to Top
| Home Insurance Company Riverside, OH | Homeowners Insurance Agency Riverside, OH | Address | Popularity Score | Distance from Riverside (miles) |
|---|---|---|---|---|
| State Farm | Becki Taylor | 6374 Far Hills Ave, Centerville, OH, 45459-2724 | 9.2 | |
| State Farm | Mick Lundy | 3230 Dayton Xenia Rd, Beavercreek, OH, 45434-6312 | 5.3 | |
| State Farm | Linda Nervis | 2422 E Dorothy Ln, Dayton, OH, 45420-1155 | 5.6 | |
| Travelers | Fey Insurance Services | 14 West Park Place, Oxford, OH, 45056 | 37.9 | |
| Erie | Daymont-Souders Insurance Agency Inc. | 7227 Taylorsville Road, Dayton, OH, 45424 | 5.5 | |
| State Farm | Jeff Knight | 1014 Hospital Dr Ste 4, Batavia, OH, 45103-1994 | 48.4 | |
| Travelers | Heyward Group Llc | 311 Wayne Avenue, Dayton, OH, 45410 | 3.5 | |
| State Farm | Bruce Fuller | 1209 W 1st St, Springfield, OH, 45504-1940 | 19.1 | |
| Allstate | George Fisher | 2128 Harshman Rd, Dayton, OH, 45424 | 1.4 | |
| Nationwide | Graves-Fearon Agency Ltd | 506 W National Rd, Vandalia, OH, 45377-1930 | 8.6 |
Compare Rates for Riverside, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $990 | $500 |
| Montgomery County, OH | $112,100 | $637 | $460 | $880 | $420 |
| Riverside, OH | $85,500 | $694 | $500 | $980 | $480 |
| Holiday Valley, OH | $127,100 | $693 | $500 | $980 | $480 |
| Johnson, OH | $109,700 | $650 | $450 | $920 | $470 |
| Wilmington, OH | $104,200 | $591 | $430 | $810 | $380 |
| Symmes, OH | $326,800 | $879 | $610 | $1,260 | $650 |
| Day Heights, OH | $157,100 | $757 | $550 | $1,040 | $490 |
| Greensfork, IN | $86,200 | $698 | $500 | $960 | $460 |
| Dry Run, OH | $315,500 | $858 | $580 | $1,190 | $610 |
| Unionville Center, OH | $101,800 | $629 | $430 | $870 | $440 |
| Monfort Heights, OH | $160,900 | $643 | $460 | $890 | $430 |
| Dent, OH | $181,500 | $674 | $490 | $940 | $450 |
Research Home Insurance Companies Reviews in Riverside, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Great customer service, I called them a week or so ago about a question and they were extremely helpful.
Date: January 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I honestly do not have a tremendous amount of knowledge of home insurance but I am satisfied with what they are able to provide. They seem to be a good value and cover any incidents that could occur.
State Farm Home Insurance Reviews
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I am very satisfied with State Farm for my homeowners insurance. I have only had one claim, but they handled it quickly and efficiently. I received excellent customer service, and my agent was understanding and friendly.
Date: November 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
My company informs me of any changes or increases in prices of policy through several means of communication
Liberty Mutual Home Insurance Reviews
Date: December 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I am satisified with my insurance companies options when it came to the policies, I only wish the prices were better.
Farmer's Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I am unsure how my premium and deductible relate to other companies' offers, but I have never had the desire to look at other companies for my home insurance needs.