Gavop shows you how to buy homeowners insurance in Prairie Grove, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $120,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $107,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $250,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $128,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $701 |
| Superior Protection Discount | -$86 | $770 |
| Fire & Security Discount | -$68 | $787 |
| Hail Resistant Roof Discount | -$26 | $830 |
| Newly Constructed Home Discount | -$180 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $1,000 | $1,177 | $2,177 | $855 | $1,855 | $322 |
| Prairie Grove, AR | $2,000 | $845 | $2,845 | $614 | $2,614 | $231 |
| Reed, AR | $100 | $1,580 | $1,680 | $1,148 | $1,248 | $432 |
| Lancaster, AR | $1,000 | $1,181 | $2,181 | $858 | $1,858 | $323 |
| Briggs, OK | $100 | $1,035 | $1,135 | $752 | $852 | $283 |
| Remy, OK | $1,500 | $1,827 | $3,327 | $1,328 | $2,828 | $499 |
| Sallisaw North, OK | $500 | $1,280 | $1,780 | $931 | $1,431 | $350 |
| Moffett, OK | $2,000 | $659 | $2,659 | $479 | $2,479 | $180 |
| McDonald County, MO | $400 | $776 | $1,176 | $564 | $964 | $212 |
| Prairie, AR | $700 | $868 | $1,568 | $631 | $1,331 | $237 |
| Vian, OK | $400 | $794 | $1,194 | $577 | $977 | $217 |
| Home Insurance Company Prairie Grove, AR | Homeowners Insurance Agency Prairie Grove, AR | Address | Popularity Score | Distance from Prairie Grove (miles) |
|---|---|---|---|---|
| Nationwide | Cheryl Long Insurance Inc | 4040 N Frontage Rd, Fayetteville, AR, 72703 | 13.5 | |
| Farmers | Brent Hale | 3291 S Thompson St Ste B103, Springdale, AR, 72764 | 15.1 | |
| State Farm | Larry Bittle | 2786 N College Ave Ste A, Fayetteville, AR, 72703-3359 | 12.1 | |
| State Farm | Matt Bodson | 2308 Fayetteville Road Suite 600, Van Buren, AR, 72956-6649 | 34.9 | |
| State Farm | Walter Chastain | 720 W Sunset Ave, Springdale, AR, 72764-5434 | 16.5 | |
| Travelers | Davis Insurance Agency Inc | 416 E Pridemore, Lincoln, AR, 72744 | 7.0 | |
| Farmers | Ronnie Deese | 85 S Double Springs Rd, Farmington, AR, 72730 | 5.2 | |
| Farmers | Bill Mccain | 1402 Arapaho Ave Ste A, Springdale, AR, 72764 | 15.3 | |
| Travelers | Mcnair & Associates | 104 N East Suite C, Fayetteville, AR, 72701 | 9.9 | |
| Travelers | Mcnair & Associates | 104 N East Ave Suite C, Fayetteville, AR, 72701 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $790 | $1,540 | $750 |
| Washington County, AR | $162,900 | $1,191 | $850 | $1,700 | $850 |
| Prairie Grove, AR | $144,300 | $855 | $580 | $1,210 | $630 |
| Reed, AR | $247,200 | $1,599 | $1,150 | $2,220 | $1,070 |
| Lancaster, AR | $142,500 | $1,195 | $820 | $1,680 | $860 |
| Briggs, OK | $72,500 | $1,048 | $770 | $1,500 | $730 |
| Remy, OK | $177,100 | $1,849 | $1,280 | $2,630 | $1,350 |
| Sallisaw North, OK | $101,400 | $1,296 | $880 | $1,800 | $920 |
| Moffett, OK | $32,500 | $667 | $460 | $910 | $450 |
| McDonald County, MO | $97,000 | $785 | $530 | $1,090 | $560 |
| Prairie, AR | $109,500 | $879 | $620 | $1,200 | $580 |
| Vian, OK | $81,900 | $804 | $570 | $1,110 | $540 |