Gavop shows you how to buy homeowners insurance in Finney County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $160,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $186,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$230 | $981 |
| Superior Protection Discount | -$109 | $1,102 |
| Fire & Security Discount | -$133 | $1,078 |
| Hail Resistant Roof Discount | -$36 | $1,175 |
| Newly Constructed Home Discount | -$278 | $932 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Finney County | $1,000 | $1,196 | $2,196 | $869 | $1,869 | $327 |
| Finney County, KS | $1,000 | $1,196 | $2,196 | $869 | $1,869 | $327 |
| Holcomb, KS | $500 | $1,347 | $1,847 | $979 | $1,479 | $368 |
| Ingalls, KS | $2,000 | $1,168 | $3,168 | $849 | $2,849 | $319 |
| Foote, KS | $200 | $1,615 | $1,815 | $1,174 | $1,374 | $441 |
| Scott County, KS | $1,500 | $947 | $2,447 | $688 | $2,188 | $259 |
| North Roscoe, KS | $200 | $1,539 | $1,739 | $1,119 | $1,319 | $421 |
| Montezuma, KS | $2,000 | $1,265 | $3,265 | $919 | $2,919 | $346 |
| Sublette, KS | $300 | $1,183 | $1,483 | $859 | $1,159 | $323 |
| Dodge City, KS | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Wichita County, KS | $100 | $878 | $978 | $638 | $738 | $240 |
| Home Insurance Company Finney County, KS | Homeowners Insurance Agency Finney County, KS | Address | Popularity Score | Distance from Finney County (miles) |
|---|---|---|---|---|
| Allstate | The Agency Inc | 122 North Main, Lakin, KS, 67860 | 29.1 | |
| State Farm | Rob Sowers | 2500 Central Ave Ste C, Dodge City, KS, 67801-6204 | 43.8 | |
| Allstate | Parker-Haskins Insurance Inc | 1712 Central Ave # 176, Dodge City, KS, 67801 | 44.1 | |
| State Farm | Moe Linden | 110 E Pearl St, Dighton, KS, 67839 | 33.3 | |
| State Farm | Cynthia Warden | 224 N Main St, Garden City, KS, 67846-5424 | 9.3 | |
| Farmers | Rodrigo Ruvalcaba | 503 N Main St, Garden City, KS, 67846 | 9.2 | |
| State Farm | Brad Lock | 1701 N 14th Ave Ste B, Dodge City, KS, 67801-3499 | 43.4 | |
| State Farm | Michael Trout | 112 W 3rd St, Scott City, KS, 67871-1158 | 31.3 | |
| State Farm | Paul Brandt | 122 North 4th Street, Leoti, KS, 67861 | 44.9 | |
| Farmers | Melanie Guillen | 204 E Frontview St, Dodge City, KS, 67801 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Finney County, KS | $126,200 | $1,211 | $940 | $1,630 | $690 |
| Finney County, KS | $126,200 | $1,211 | $940 | $1,630 | $690 |
| Holcomb, KS | $139,000 | $1,363 | $1,060 | $1,840 | $780 |
| Ingalls, KS | $103,900 | $1,182 | $920 | $1,600 | $680 |
| Foote, KS | $216,700 | $1,635 | $1,280 | $2,210 | $930 |
| Scott County, KS | $135,900 | $958 | $750 | $1,290 | $540 |
| North Roscoe, KS | $190,400 | $1,558 | $1,220 | $2,100 | $880 |
| Montezuma, KS | $121,800 | $1,280 | $1,000 | $1,730 | $730 |
| Sublette, KS | $106,600 | $1,197 | $930 | $1,620 | $690 |
| Dodge City, KS | $106,100 | $849 | $660 | $1,150 | $490 |
| Wichita County, KS | $84,000 | $889 | $690 | $1,200 | $510 |