Gavop's guide to buying homeowners insurance in Ball Ground, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $115,500 | $110,000 | $75,000-$100,000 |
| 3 Bedroom | $216,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $198,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $390,500 | $330,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $739 |
| Home and Two Car | -$137 | $667 |
| Home and Three Car | -$201 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $1,000 | $1,093 | $2,093 | $794 | $1,794 | $299 |
| Ball Ground, GA | $2,000 | $794 | $2,794 | $577 | $2,577 | $217 |
| Milton, GA | $100 | $865 | $965 | $629 | $729 | $236 |
| Roswell, GA | $2,000 | $1,288 | $3,288 | $936 | $2,936 | $352 |
| White, GA | $200 | $812 | $1,012 | $590 | $790 | $222 |
| Fannin County, GA | $1,500 | $876 | $2,376 | $637 | $2,137 | $240 |
| Scottdale, GA | $300 | $810 | $1,110 | $589 | $889 | $221 |
| Hoschton, GA | $2,000 | $1,096 | $3,096 | $796 | $2,796 | $299 |
| Lula, GA | $300 | $734 | $1,034 | $533 | $833 | $200 |
| Belvedere Park, GA | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Gresham Park, GA | $400 | $632 | $1,032 | $460 | $860 | $173 |
| Lithonia, GA | $1,000 | $799 | $1,799 | $581 | $1,581 | $218 |
| Home Insurance Company Ball Ground, GA | Homeowners Insurance Agency Ball Ground, GA | Address | Popularity Score | Distance from Ball Ground (miles) |
|---|---|---|---|---|
| Travelers | The Rhoads Group | 410 Peachtree Pkwy 410 Peachtree Pkwy , Cumming, GA, 30041 | 17.2 | |
| State Farm | Holly Goodman | 96 Main St Nw, Lilburn, GA, 30047-5000 | 34.3 | |
| State Farm | Ken Dean | 1845 Grayson Hwy Ste 200, Grayson, GA, 30017-4972 | 38.6 | |
| Travelers | Modern Family Insurance Agency Inc | 1001 Weatherstone Pkwy Ste 440, Woodstock, GA, 30188 | 18.4 | |
| Travelers | H&H Insurance | 736 South Main St, Jasper, GA, 30143 | 8.5 | |
| Nationwide | The Mayo Agency Llc | 157 Reinhardt College Pkwy Ste 300, Canton, GA, 30114 | 8.5 | |
| Nationwide | Elder Financial Services Inc. | 151 W Main St Ste 101, Canton, GA, 30114 | 9.8 | |
| State Farm | Scott Hocker | 99 Weatherstone Dr Ste 910, Woodstock, GA, 30188-7005 | 18.3 | |
| State Farm | Ricky Noles | 214 Canton Rd, Cumming, GA, 30040-2370 | 16.1 | |
| Allstate | Roxi Perkins | 1080 Cambridge Square Ste B, Alpharetta, GA, 30009 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,430 | $750 |
| Cherokee County, GA | $220,200 | $1,106 | $750 | $1,580 | $830 |
| Ball Ground, GA | $196,700 | $803 | $580 | $1,100 | $520 |
| Milton, GA | $494,300 | $876 | $630 | $1,240 | $610 |
| Roswell, GA | $333,200 | $1,304 | $940 | $1,850 | $910 |
| White, GA | $114,100 | $822 | $580 | $1,130 | $550 |
| Fannin County, GA | $171,500 | $887 | $600 | $1,220 | $620 |
| Scottdale, GA | $148,700 | $820 | $600 | $1,130 | $530 |
| Hoschton, GA | $189,100 | $1,109 | $750 | $1,560 | $810 |
| Lula, GA | $126,900 | $743 | $500 | $1,030 | $530 |
| Belvedere Park, GA | $116,500 | $701 | $500 | $1,000 | $500 |
| Gresham Park, GA | $102,800 | $640 | $440 | $880 | $440 |
| Lithonia, GA | $116,500 | $809 | $580 | $1,120 | $540 |