How Can I Make My Worcester, MA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Worcester, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Worcester, MA Home Insurance Coverage Levels | Back to Top

Worcester, MA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Maravista Rd, Bluff St, Sultan St, Tahanto Rd, Snowy Owl Ln, Leyton Rd, Albany St, Laconia Rd, Dunbar St, Vesper St $283,500 $230,000 $300,000-$350,000 $177,000 $150,000 $200,000-$250,000
Hope Ave, Calmia St, Normal St, Mary Ann Dr, Revere St, Clifton St, Spofford Rd, Nana Trl, Palisades St, Old Colony Rd $174,500 $160,000 $200,000-$250,000 $157,500 $140,000 $125,000-$150,000
Jackson St, Bellevue St, Grove Heights Dr, Dodge Ave, Maverick Rd, Wahnita Rd, Brightwood Ave, Fay St, Barclay St, Arden Ct $300,500 $260,000 $200,000-$250,000 $194,500 $160,000 $175,000-$200,000
Dixfield St, Goddard Memorial Dr, Pleasant Pl, Stebbins St, Fernside Rd, Upland Gardens Dr, Tracy Pl, Higgins St, Stanton St, Crane St $205,500 $170,000 $150,000-$175,000 $112,500 $100,000 $100,000-$125,000
Prioulx St, Randolph Rd, Seconset St, Passway 6, Piedmont St, Morningside Rd, Adelaide Cir, Montclair Dr, Mulberry St, Jersey Dr $175,500 $140,000 $150,000-$175,000 $181,000 $170,000 $150,000-$175,000
Bancroft Tower Rd, Becket St, Hillside St, Stanley Rd, Imperial Pl, Frongillo Farm Rd, Triangle St, W Bauer St, Briarcliff Rd, Ridge St $280,500 $250,000 $300,000-$350,000 $199,500 $170,000 $150,000-$175,000
Washburn St, Falcon St, E Mountain St, Ellsmere St, Plane St, Loxwood St, Tunis Rd, Gates St, Sun Valley Dr, Astor Pl $170,500 $150,000 $150,000-$175,000 $154,500 $140,000 $175,000-$200,000
Carleton St, Delmont Ave, Monticello Rd W, S Hill St, Inman Ave, Kirkland St, Corning Ave, Douglas Ct, Matteo St, Audubon Rd $308,000 $250,000 $300,000-$350,000 $179,500 $160,000 $175,000-$200,000
Brownell Cir, Heath St, Albert St, Thenius St, Brandt Ln, Coolidge Rd, Brooks St, Tamar Ave, Healy Rd, Nome St $248,000 $220,000 $250,000-$300,000 $159,500 $140,000 $175,000-$200,000
Bayberry Ln, Ely St, Curtis Pkwy, Beatrice Dr, Grammont Rd, Berkeley St, Langdon St, Circuit Ave S, Aurilla St, Henderson Ave $200,500 $160,000 $175,000-$200,000 $147,000 $120,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Worcester, MA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$141 $796
Superior Protection Discount -$94 $843
Fire & Security Discount -$84 $853
Hail Resistant Roof Discount -$19 $918
Newly Constructed Home Discount -$206 $731

Choose your Worcester, MA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,440
Hail Damage $4,476
Wind Damage $6,114
Expensive Claims
Fire $46,910
Smoke $16,887

Identify Top Home Insurance Agents near Worcester, MA | Back to Top

Home Insurance Company Worcester, MA Homeowners Insurance Agency Worcester, MA Address Popularity Score Distance from Worcester (miles)
Travelers Mancuso-Nowak Insurance Agency 252 Boston Turnpike, Shrewsbury, MA, 1545
3.4
Allstate Christina Bamberger 195 E Main St Unit 2, Milford, MA, 1757
17.7
Travelers Nrt Insurance Agency Inc 1601 Trapelo Rd Suite 24, Waltham, MA, 2451
29.9
Travelers Macdonald & Pangione 104 Main St , North Andover, MA, 1845
45.7
Travelers Mid State Insurance Agency 93 Stafford St, Worcester, MA, 1603
2.7
Travelers Child-Genovese Insurance Agency 60 Temple Place, Boston, MA, 2111
38.7
Travelers Integrated Insurance Solutions 1881 Worcester Rd, Framingham, MA, 1701
16.6
Travelers Broadway Plaza Insurance Agency 310 Boradway Steet, Lawrence, MA, 1841
44.1
Travelers Donald J Bowers 80 Maple Street, Stoneham, MA, 2180
38.5
Travelers Hub International New England 299 Ballardvale St, Wilmington, MA, 1887
40.0

Compare Rates for Worcester, MA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Massachusetts $352,600 $1,410 $1,020 $1,960 $940
Worcester County, MA $260,800 $1,024 $740 $1,440 $700
Worcester, MA $210,600 $937 $640 $1,280 $640
Charlton, MA $280,400 $823 $570 $1,130 $560
Dudley, MA $252,700 $906 $660 $1,250 $590
Lunenburg, MA $285,300 $833 $570 $1,170 $600
Cumberland Hill, RI $248,200 $955 $680 $1,310 $630
Clayville, RI $305,000 $1,541 $1,030 $2,200 $1,170
Cambridge, MA $670,200 $1,298 $950 $1,830 $880
Somers, CT $308,500 $963 $700 $1,380 $680
Stoneham, MA $438,700 $1,008 $700 $1,420 $720
Whitman, MA $289,800 $843 $620 $1,190 $570
Swansea, MA $271,800 $805 $550 $1,100 $550

Research Home Insurance Companies Reviews in Worcester, MA Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: November 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service with this company is really nice. The people there are ready to respond quickly over the phone and always have an upbeat attitude.

Date: September 02, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
I haven't had to interact with the website very much. I just go in annually and pay my bill for the year. I don't really use it for anything beyond that. I believe the website works fairly adequately though, and it had all of the information that I needed.

Date: September 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
It is probably a bit pricey. I know people in similar homes with similar coverage. They pay quite a bit less than I do. Unfortunately, I don't really have time to comparison shop. So, for the time being, I am stuck paying high premiums.

Date: August 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
They communicate with me regularly about any policy or rate changes. I have never been taken by surprise or felt as if I was being treated dishonestly. Everything is clear and in writing.

Date: May 10, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
The few times I have contacted customer support have gone very well. The agents were very helpful and courteous. I quickly received answers to my questions. I have never encountered a rude or incompetent agent. On this point, I give them very high scores.

Date: November 25, 2017    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
covers my house, furnishings and valuables, tools, and covers medical and other liabilities if someone is injured in any way on my property. In the event that my home becomes unlivable, there is a small allowance for us to stay elsewhere until it is repaired.


Ameriprise Home Insurance Reviews

Date: September 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I have not really used the website or mobile app so I cannot give a proper opinion.

Date: September 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I have not really used their service so I don't know how the customer service is. I can not give proper judgment regarding their service.

Date: July 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
My rating is neutral because I have not had to use their customer service or communicate with them, the only thing that I have to do so far is just to pay the premium.

Date: May 11, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
It is a decent premium for the coverage. It was offered through Costco with discounted rates

Date: March 09, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
The house is covered in the home insurance policy, including dwelling coverage and specific damages.


Safety Insurance Home Insurance Reviews

Date: September 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website itself is fine, though we haven't had much occasion to use it. We have never used the mobile app so I can't speak to that.

Date: September 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Our home insurance covers both the structure of our home as well as the belongings that are located inside our home.


Date: July 29, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
We haven't needed to file a claim with our insurance company yet, so I can't speak to that part of their customer service. However, whenever I've had a question about billing or our coverage, they have always been extremely helpful.

Date: May 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
Our insurance company doesn't interact much with us. We don't get many emails or mailings from them and I don't see a ton of ads for them elsewhere.

Date: November 18, 2017    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
We compared our insurance carrier to several other carriers and for the coverage we were looking for, our carrier had the best rate.

State Farm Home Insurance Reviews

Date: October 12, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I am paying $130 per annum and it is the cheapest. I am paying in 4 equal installments.

Date: September 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
This is about my second home. We have a second insurance company we have is pretty good. We have never had to use them though

Date: July 25, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I have found my experience with State Farm as my insurance to be a good one. My agent was very accommodating when he was preparing a quote for my home.

Date: February 05, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I have been very happy with State Farm's customer service. My friend's husband is my agent and his office staff is very professional. I used to pay online and they were very helpful, now I pay through my escrow account.

Marion Mutual Home Insurance Reviews

Date: August 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I do not know about other companies. We've had this company for a long time. They have treated us fairly and been on the spot when needed.

Date: July 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I like their service. They answer phones, get back quickly and try to answer questions. I have always found the staff friendly and ready to assist.

Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
Not sure how this differs from the last question. Communication works just fine. Friendly and competent and ready to help.

Allstate Home Insurance Reviews

Date: April 02, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I am pretty satisfied 4 with my policy. They bundled it with auto to reduce my rates im not really familier with other companies offerings

Date: November 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like the you can use either the website or application to deal with any part of your policy and that you do not have to contact the company over the phone.

Encompass Insurance Home Insurance Reviews

Date: December 27, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
We had a flood and the customer service team was responsive, timely, and answered all of our questions. I was updated and given information on what we needed to do and how the process would work.

GEICO Home Insurance Reviews

Date: December 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They offer the same as everyone else. I just dont get the benefits of insurance unless it is stripping me of cash and stufs.


Homesite Insurance Home Insurance Reviews

Date: June 06, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
The premium for my home insurance is very affordable but covers what I need. My deductible is average but I could lower it if I up my premium.

7 Ways to Get Discounts on Homeowners Insurance in Worcester, MA

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