How Can I Make My Great Falls, MT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Great Falls, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Great Falls, MT Home Insurance Coverage Levels | Back to Top
| Great Falls, MT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 3rd Ave, 17th Ave SW, 18th St SW, Lower River Rd, 6th St NE, Hanging Tree Rd, 40th St S, Loomis St, 19th St SW, 13th Ln | $145,000 | $140,000 | $125,000-$150,000 | $158,500 | $130,000 | $175,000-$200,000 |
| 19th St S, Beargrass Dr, S Helper Ave, Byrne Trl, Vinyard Rd, Old Fort Shaw Rd, Falcon Ct, 27th Ave S, Ave A, Prospect Way | $192,000 | $160,000 | $200,000-$250,000 | $150,500 | $120,000 | $125,000-$150,000 |
| Skyline Dr NW, Poker Flats Rd, 2nd West Hill Dr, Butte View Dr, Couch Ave, Morgan Ave, 4th St, Montana Ave NW, Sunnyside Ave, Bootlegger Trl | $167,000 | $150,000 | $150,000-$175,000 | $153,000 | $130,000 | $125,000-$150,000 |
| 56th St S, Centennial Ct, 27th St NW, Riverview 4 E, S Park Dr, 4th St NE, Grape Ct, 8th St S, Riverview 5 W, Flightline Dr | $211,500 | $180,000 | $200,000-$250,000 | $222,500 | $190,000 | $200,000-$250,000 |
| Gerber Rd, S Kent St, 7th St N, 2nd Ave SW, 2 45, Dracut Hill Rd, Prospect Dr, 10th St N, 7th Ave SW, Carol Dr | $137,500 | $110,000 | $125,000-$150,000 | $107,000 | $100,000 | $125,000-$150,000 |
| 4th Ave NW, Rosita Dr, 6th St S, Collins Rd, Lake St, Birdtail Creek Rd, Alissa Ln, 4th West Hill Dr, Parker Rd, Hollow Dr | $163,000 | $150,000 | $150,000-$175,000 | $191,000 | $160,000 | $150,000-$175,000 |
| Peregrine Ct, Buena Dr, Heather Ln, Anita Dr, Windsor Ln, 2nd Ave NW, 34th St N, Millegan Rd, 1st Ave SW, River Dr S | $142,500 | $130,000 | $125,000-$150,000 | $123,500 | $100,000 | $100,000-$125,000 |
| Glenwood Ct, Huffman Ct, Fisk Rd, State Hwy 21, 12th Ave N, Ave D NW, 39A St N, 15th Ave NW, 23rd Ave S, Commercial Ave | $112,000 | $90,000 | $75,000-$100,000 | $113,500 | $100,000 | $100,000-$125,000 |
| Stone Mill Ln, Holmesland Rd, 15th St S, McIver Rd, 6th St SW, 32nd St S, Campbell Ave, Riverview 7 W, 31st St S, Polish Rd | $222,500 | $190,000 | $200,000-$250,000 | $174,000 | $140,000 | $125,000-$150,000 |
| 24th Ave NE, Dunn Ct, 13th St N, 10th Ave SW, 26th Ave SW, Robin Ct, Rimrock Ln, Joshua St, Park Dr S, Suburban Ln | $257,000 | $210,000 | $200,000-$250,000 | $166,000 | $150,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Great Falls, MT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $801 |
| Superior Protection Discount | -$95 | $858 |
| Fire & Security Discount | -$105 | $848 |
| Hail Resistant Roof Discount | -$19 | $934 |
| Newly Constructed Home Discount | -$191 | $763 |
Choose the Right Deductible for your Great Falls, MT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cascade County | $700 | $939 | $1,639 | $682 | $1,382 | $257 |
| Great Falls, MT | $1,000 | $942 | $1,942 | $684 | $1,684 | $257 |
| Cascade County, MT | $400 | $939 | $1,339 | $682 | $1,082 | $257 |
| Sand Coulee, MT | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
| Eden-Stockett, MT | $500 | $972 | $1,472 | $707 | $1,207 | $266 |
| Power, MT | $1,000 | $924 | $1,924 | $671 | $1,671 | $252 |
| Simms, MT | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Belt, MT | $2,500 | $995 | $3,495 | $723 | $3,223 | $272 |
| Dutton-Power, MT | $300 | $852 | $1,152 | $619 | $919 | $233 |
| Cascade, MT | $1,000 | $1,069 | $2,069 | $777 | $1,777 | $292 |
| Dutton, MT | $300 | $590 | $890 | $429 | $729 | $161 |
| Wolf Creek, MT | $2,000 | $1,239 | $3,239 | $900 | $2,900 | $339 |
Identify Top Home Insurance Agents near Great Falls, MT | Back to Top
| Home Insurance Company Great Falls, MT | Homeowners Insurance Agency Great Falls, MT | Address | Popularity Score | Distance from Great Falls (miles) |
|---|---|---|---|---|
| Allstate | Tammy J Quintrell-Stubbs | 518 9th St S, Great Falls, MT, 59405 | 8.3 | |
| Travelers | Advantage Insurance Agency Llc | 207 Smelter Ave Ne Ste 2, Great Falls, MT, 59404 | 8.4 | |
| Travelers | Erwin Insurance Inc | 117 1st Avenue North, Great Falls, MT, 59401 | 7.9 | |
| State Farm | Greg Franczyk | 17 2nd St S, Great Falls, MT, 59401-3608 | 7.9 | |
| Travelers | Advantage Insurance Agency Llc | 207 Smelter Ave Ne Ste 2 Great Falls, Great Falls, MT, 59404 | 8.5 | |
| State Farm | Scott Schissler | 222 15th St S Ste A, Great Falls, MT, 59405-2459 | 8.8 | |
| Allstate | David Copp | 1520 River Dr N Ste A, Great Falls, MT, 59401 | 9.4 | |
| Liberty Mutual Independent | Leavitt Great West Insurance Services | 321 1st Ave N, Great Falls, MT, 59401 | 8.1 | |
| State Farm | Terry Ehrhardt | 1112 9th St S, Great Falls, MT, 59405-4402 | 8.1 | |
| State Farm | Gary Fosse | 222 15th St S Ste A, Great Falls, MT, 59405-2459 | 8.8 |
Compare Rates for Great Falls, MT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Cascade County, MT | $168,100 | $950 | $720 | $1,250 | $530 |
| Great Falls, MT | $169,400 | $953 | $720 | $1,250 | $530 |
| Cascade County, MT | $168,100 | $950 | $720 | $1,250 | $530 |
| Sand Coulee, MT | $108,300 | $794 | $600 | $1,040 | $440 |
| Eden-Stockett, MT | $166,000 | $984 | $750 | $1,290 | $540 |
| Power, MT | $147,900 | $935 | $710 | $1,220 | $510 |
| Simms, MT | $155,100 | $955 | $730 | $1,250 | $520 |
| Belt, MT | $175,000 | $1,007 | $770 | $1,320 | $550 |
| Dutton-Power, MT | $125,800 | $862 | $660 | $1,130 | $470 |
| Cascade, MT | $210,500 | $1,082 | $820 | $1,420 | $600 |
| Dutton, MT | $68,800 | $597 | $450 | $780 | $330 |
| Wolf Creek, MT | $298,100 | $1,254 | $950 | $1,640 | $690 |
Research Home Insurance Companies Reviews in Great Falls, MT Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: October 24, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
We recently refinanced. Our insurance agent was helpful but did not explain things well. It took several emails to get things cleared up.
Date: June 14, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Customer Service
The customer service is the only plus with our insurance company. It's because of one woman who works there and really knows her stuff. She's quick, competent, and kind.
Date: March 18, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
policy covers damage to building and outbuildings, wind and storm damage to roof, carpeting and flooring damage from pipe leaking.
State Farm Home Insurance Reviews
Date: March 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
We were offered a choice of several policies. We were able to find one that suited our needs. It covers our home and contents to an extent that we felt protected should something occur.
Date: March 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Their policy offerings are better than most. They offer both customer and business insurance along with commercial policies.
Date: January 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I have never actually had to make a claim against my insurance, but they are pretty good about collecting their money.
Farmer's Insurance Home Insurance Reviews
Date: April 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I love the low rate on the house and the deductible could be lower, it's not like we file a lot of claims, so I think they should adjust by the people and the claims that are filed.
Date: April 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I feel that when compared to other companies, my coverage is in line with the other offerings I researched at a lower premium and deductible.
Date: March 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Farmers customer service is pretty good. Luckily, I never have to use my home owner's insurance for anything. But when I do have questions, I am not on hold that long, a rep answers pretty fast.
Liberty Mutual Home Insurance Reviews
Date: September 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I have a very affordable deductible. My house is not very big and I can't afford much, but my insurance is a reasonable price.
Date: March 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
liberty mutual covers your home incase of disasters its the best insurance cover because its cheap and affordable hence its pocket friendly compared to the other covers.
AAA Home Insurance Reviews
Date: April 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
They can insure any property or material like wise we can insure any thing
Date: October 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
i think the premiums are little high and should be little economic in my opinion...
GEICO Home Insurance Reviews
Date: April 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
It seems like my deductible is lower than others. I am able to choose how much my deductible is. So I try and make it reasonable without monthly bill being too high
Date: March 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
They actually have really good customer service. I've never called about a home claim, but when I've had an auto claim they are extremely helpful and courteous.
Allstate Home Insurance Reviews
Date: October 21, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
very good when compared to all other home insurance company.. best dellars and i feel it is safe to our family
Progressive Home Insurance Reviews
Date: July 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have never had to talk to anyone in their customer service department, so I have no complaints.
Travelers Home Insurance Reviews
Date: April 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I think Travelers offers the same as other insurance carriers. They supply discounts for alarm systems and allow you to bundle your insurance with auto however we have no yet done that.
Nationwide Home Insurance Reviews
Date: November 21, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
I think the premium and deductible of my policy compares favorably to other home insurance policies. I have been satisfied with the premiums.
The Hartford Home Insurance Reviews
Date: March 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance offers several different policies and like I mentioned before, I also carry auto insurance with them.