Gavop shows you how to buy homeowners insurance in Stevensville, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $141,000 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $331,500 | $310,000 | $300,000-$350,000 |
| 4 Bedroom | $445,500 | $390,000 | $350,000-$400,000 |
| 5 Bedroom | $699,500 | $580,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $780 |
| Home and Two Car | -$146 | $711 |
| Home and Three Car | -$206 | $651 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,368 |
| Hail Damage | $4,806 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,386 |
| Home Insurance Company Stevensville, MT | Homeowners Insurance Agency Stevensville, MT | Address | Popularity Score | Distance from Stevensville (miles) |
|---|---|---|---|---|
| Farmers | Jeremy Belcourt | 2501 S Catlin St Ste 105, Missoula, MT, 59801 | 21.0 | |
| State Farm | Jake Eby | 1330 W Broadway St Ste B, Missoula, MT, 59802-2240 | 23.1 | |
| Farmers | David Clarke | 4404 Expressway Ste 103, Missoula, MT, 59808 | 25.3 | |
| State Farm | Nate Sanders | 2108 Dixon Ave, Missoula, MT, 59801-8226 | 20.4 | |
| Farmers | Bob Tvedt | 716 S 1st St, Hamilton, MT, 59840 | 21.5 | |
| Farmers | Brian Potton | 221 Main St, Stevensville, MT, 59870 | 2.7 | |
| Farmers | Gary Carvajal | 4404 Expressway Ste 103, Missoula, MT, 59808 | 25.3 | |
| Farmers | Anthony Pagniano | 800 Kensington Ave Ste 102, Missoula, MT, 59801 | 21.4 | |
| Allstate | Cliff Plantz | 2207 S 3rd St W, Missoula, MT, 59801 | 22.2 | |
| State Farm | Robin Peters | 2104 Dixon Ave, Missoula, MT, 59801-8226 | 20.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Ravalli County, MT | $246,600 | $1,069 | $810 | $1,400 | $590 |
| Stevensville, MT | $276,000 | $857 | $650 | $1,120 | $470 |
| Victor, MT | $242,300 | $1,141 | $870 | $1,490 | $620 |
| Corvallis, MT | $164,800 | $981 | $750 | $1,290 | $540 |
| Orchard Homes, MT | $293,900 | $884 | $670 | $1,160 | $490 |
| Lolo, MT | $285,800 | $872 | $660 | $1,140 | $480 |
| Hamilton, MT | $225,100 | $789 | $600 | $1,030 | $430 |
| Turah, MT | $315,700 | $1,298 | $990 | $1,700 | $710 |
| Piltzville, MT | $226,900 | $1,113 | $850 | $1,460 | $610 |
| East Missoula, MT | $197,100 | $1,056 | $800 | $1,380 | $580 |
| Missoula County, MT | $259,600 | $1,091 | $830 | $1,430 | $600 |
| Darby, MT | $244,300 | $1,145 | $870 | $1,500 | $630 |