Gavop tells you how to get the best homeowners insurance in St. Johns, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $156,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $170,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $298,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $200,000 | $180,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $900 |
| Home and Two Car | -$166 | $812 |
| Home and Three Car | -$225 | $753 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $2,000 | $1,024 | $3,024 | $744 | $2,744 | $280 |
| St. Johns, MO | $1,000 | $967 | $1,967 | $702 | $1,702 | $264 |
| Roark, MO | $400 | $1,039 | $1,439 | $755 | $1,155 | $284 |
| Fountain N' Lakes, MO | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Frontier, MO | $300 | $857 | $1,157 | $623 | $923 | $234 |
| Leasburg, MO | $1,500 | $801 | $2,301 | $582 | $2,082 | $219 |
| Sunset Hills, MO | $100 | $942 | $1,042 | $684 | $784 | $257 |
| Oakland, MO | $1,000 | $1,464 | $2,464 | $1,064 | $2,064 | $400 |
| Belle, MO | $300 | $882 | $1,182 | $641 | $941 | $241 |
| Cool Valley, MO | $200 | $842 | $1,042 | $612 | $812 | $230 |
| Pasadena Hills, MO | $700 | $1,143 | $1,843 | $831 | $1,531 | $312 |
| Home Insurance Company St. Johns, MO | Homeowners Insurance Agency St. Johns, MO | Address | Popularity Score | Distance from St. Johns (miles) |
|---|---|---|---|---|
| Travelers | Nieroda Insurance Agency | New Town 3225-I Domain Street, St Charles, MO, 63301 | 36.4 | |
| Allstate | Michael Cassara | 536 Old Smizer Mill Rd, Fenton, MO, 63026 | 32.5 | |
| Farmers | Joseph Omokheyeke | 1050 Saint Francois St Ste H, Florissant, MO, 63031 | 43.1 | |
| State Farm | Mark Stellern | 1600 Heritage Lndg Ste 204, Saint Peters, MO, 63303-8488 | 30.8 | |
| Travelers | Hays Companies | 16091 Swingley Rdg Rd Ste 160, Chesterfield, MO, 63017 | 28.0 | |
| State Farm | Chris Harris | 10420 Old Olve St Rd Ste 100, Creve Coeur, MO, 63141-5937 | 36.0 | |
| State Farm | Lou Kilo | 5151 Mattis Road, St Louis, MO, 63128-2775 | 36.7 | |
| State Farm | Scott Brase | 1500 Professional Dr, Imperial, MO, 63052-3866 | 37.7 | |
| Allstate | John Larson | 18102 Chesterfield Aprt Rd Ste A, Chesterfield, MO, 63005 | 24.0 | |
| State Farm | Paul Fruend | 14220 Old Halls Fry Rd Ste 101, Florissant, MO, 63034-2400 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,550 | $780 |
| Franklin County, MO | $156,800 | $1,036 | $760 | $1,460 | $700 |
| St. Johns, MO | $272,200 | $978 | $670 | $1,400 | $730 |
| Roark, MO | $133,800 | $1,052 | $730 | $1,490 | $760 |
| Fountain N' Lakes, MO | $39,200 | $687 | $470 | $940 | $470 |
| Frontier, MO | $202,500 | $867 | $600 | $1,190 | $590 |
| Leasburg, MO | $65,400 | $811 | $560 | $1,120 | $560 |
| Sunset Hills, MO | $365,800 | $953 | $650 | $1,320 | $670 |
| Oakland, MO | $312,000 | $1,482 | $1,070 | $2,030 | $960 |
| Belle, MO | $85,600 | $893 | $640 | $1,230 | $590 |
| Cool Valley, MO | $75,000 | $852 | $600 | $1,180 | $580 |
| Pasadena Hills, MO | $174,700 | $1,157 | $840 | $1,590 | $750 |