Gavop tells you how to get the best homeowners insurance in Cross City North, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $99,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $214,000 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $202,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $574 |
| Superior Protection Discount | -$64 | $644 |
| Fire & Security Discount | -$64 | $644 |
| Hail Resistant Roof Discount | -$14 | $694 |
| Newly Constructed Home Discount | -$170 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dixie County | $1,000 | $733 | $1,733 | $533 | $1,533 | $200 |
| Cross City, FL | $700 | $700 | $1,400 | $508 | $1,208 | $191 |
| Fanning Springs, FL | $400 | $965 | $1,365 | $701 | $1,101 | $264 |
| Manatee Road, FL | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Spring Ridge, FL | $300 | $1,437 | $1,737 | $1,044 | $1,344 | $393 |
| Dowling Park, FL | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| High Springs-Alachua, FL | $500 | $1,532 | $2,032 | $1,114 | $1,614 | $419 |
| Live Oak, FL | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Watertown, FL | $300 | $1,052 | $1,352 | $765 | $1,065 | $288 |
| La Crosse, FL | $700 | $1,147 | $1,847 | $834 | $1,534 | $313 |
| Williston, FL | $1,500 | $1,280 | $2,780 | $931 | $2,431 | $350 |
| Home Insurance Company Cross City, FL | Homeowners Insurance Agency Cross City, FL | Address | Popularity Score | Distance from Cross City (miles) |
|---|---|---|---|---|
| Travelers | King Insurance Agency | 2321 Nw 41st Street, Gainesville, FL, 32606 | 43.2 | |
| Allstate | Linda Thomas | 105 Sw 140th Ct Ste 1, Jonesville, FL, 32669 | 37.0 | |
| State Farm | Mark Mcgriff | 1120 Nw 13th St, Gainesville, FL, 32601-4136 | 46.1 | |
| State Farm | Diane Pierce | 122 E Park Ave, Chiefland, FL, 32626-0901 | 22.2 | |
| Allstate | Levy Insurance | 12 S Main St, Williston, FL, 32696 | 45.6 | |
| Travelers | Scarborough Insurance | 2811 Nw 41st St, Gainesville, FL, 32614 | 43.2 | |
| Allstate | Stefanie Cubbedge-Wiggins | 16 Sw 2nd Ave, Gainesville, FL, 32601 | 47.0 | |
| Travelers | Jeff Tippens Insurance Agency Inc | 313 Ohio Ave N, Live Oak, FL, 32064 | 40.6 | |
| State Farm | John Kasak | 904 Sw Sr 247 Branford Hwy, Lake City, FL, 32025 | 40.3 | |
| Travelers | Hill & Cobb Insurance Agency | Po Box 830, Cross City, FL, 32628 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Dixie County, FL | $71,600 | $742 | $580 | $990 | $410 |
| Cross City, FL | $65,700 | $708 | $550 | $950 | $400 |
| Fanning Springs, FL | $85,400 | $977 | $760 | $1,310 | $550 |
| Manatee Road, FL | $66,700 | $849 | $660 | $1,140 | $480 |
| Spring Ridge, FL | $156,000 | $1,454 | $1,130 | $1,950 | $820 |
| Dowling Park, FL | $83,700 | $811 | $630 | $1,090 | $460 |
| High Springs-Alachua, FL | $170,500 | $1,551 | $1,210 | $2,080 | $870 |
| Live Oak, FL | $90,400 | $849 | $660 | $1,140 | $480 |
| Watertown, FL | $98,300 | $1,065 | $830 | $1,430 | $600 |
| La Crosse, FL | $112,500 | $1,161 | $910 | $1,560 | $650 |
| Williston, FL | $132,400 | $1,296 | $1,010 | $1,740 | $730 |