Gavop tells you how to get the best homeowners insurance in Clay, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Clay, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Patterson St SE, Greenway Ct, 7th St NW, 6th Ct SE, NE 112th St, SE 23rd St, 6th Ave SW, 17th Ave SW, SE Stewart Dr, NE Santiago Dr | $202,000 | $170,000 | $175,000-$200,000 | $126,500 | $110,000 | $125,000-$150,000 |
| 34th Ave NW, 7th Street Pl SW, Grant St SE, 4th St NE, 3rd Ave SW, 7th Ave Ct NE, SE 112th St, Sycamore Dr NW, 26th St SE, 9th Ave SE | $233,500 | $220,000 | $200,000-$250,000 | $119,000 | $100,000 | $125,000-$150,000 |
| Jasper Ave NE, E McKinney St, Oleson Dr SE, 6th St SE, W 148th St S, 6th St NW, 9th St NW, SE 36th Ave, 17th Ave SW, NE 96th Ave | $241,000 | $220,000 | $200,000-$250,000 | $146,500 | $130,000 | $125,000-$150,000 |
| Enterprise Rd, Elm Ave SW, SE 128th St, SE 96th St, SE Clover Ridge Dr, NE 62nd Ave, NE 120th St, 8th St SE, Hawthorne Crossing Dr SE, 21st St SW | $230,000 | $200,000 | $200,000-$250,000 | $144,000 | $130,000 | $125,000-$150,000 |
| Jarvis Ln, E Baseline Ave, Prairie Ct, Mulberry Dr NW, Tailfeather Dr NW, 17th Ave NW, Clarks Ln, NE 112th St, SE 124th St, 2nd St NW | $150,500 | $130,000 | $125,000-$150,000 | $176,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $677 |
| Superior Protection Discount | -$79 | $708 |
| Fire & Security Discount | -$63 | $724 |
| Hail Resistant Roof Discount | -$24 | $763 |
| Newly Constructed Home Discount | -$181 | $606 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $2,500 | $858 | $3,358 | $624 | $3,124 | $235 |
| Clay, IA | $1,000 | $778 | $1,778 | $565 | $1,565 | $213 |
| Greenfield, IA | $200 | $808 | $1,008 | $587 | $787 | $221 |
| Linn, IA | $700 | $779 | $1,479 | $566 | $1,266 | $213 |
| Huxley, IA | $400 | $905 | $1,305 | $658 | $1,058 | $247 |
| Red Rock, IA | $700 | $951 | $1,651 | $691 | $1,391 | $260 |
| Boone, IA | $100 | $879 | $979 | $639 | $739 | $240 |
| Melbourne, IA | $1,500 | $710 | $2,210 | $516 | $2,016 | $194 |
| Gilbert, IA | $300 | $945 | $1,245 | $686 | $986 | $258 |
| Providence, IA | $1,500 | $631 | $2,131 | $459 | $1,959 | $173 |
| Clarke County, IA | $200 | $661 | $861 | $480 | $680 | $181 |
| Radcliffe, IA | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Home Insurance Company Clay, IA | Homeowners Insurance Agency Clay, IA | Address | Popularity Score | Distance from Clay (miles) |
|---|---|---|---|---|
| Allstate | Tony Strang | 107 Ne Delaware Ave Ste 5, Ankeny, IA, 50021 | 8.6 | |
| State Farm | Robert Carr | 13435 University Ave Ste 550, Clive, IA, 50325-8252 | 17.8 | |
| Farmers | Kaylynn Ngo | 1557 2nd Ave, Des Moines, IA, 50314 | 8.4 | |
| Travelers | Diversity Insurance Inc | 1541 E Grand Ave, Des Moines, IA, 50316 | 7.5 | |
| Allstate | Charles Webb | 1355 50th St Ste 300, West Des Moines, IA, 50266 | 16.3 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 10.0 | |
| Nationwide | Jeremie Jordan | 655 Walnut St Ste 136, Des Moines, IA, 50309-3930 | 9.3 | |
| State Farm | Deb Stubbs | 225 Se Oralabor Road, Ankeny, IA, 50021-9118 | 8.0 | |
| State Farm | Corey Chancellor | 4436 E University Ave, Pleasant Hill, IA, 50327-1701 | 4.5 | |
| State Farm | Tim Forbes | 325 8th Street Se, Altoona, IA, 50009 | 0.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,140 | $540 |
| Polk County, IA | $165,500 | $869 | $590 | $1,230 | $640 |
| Clay, IA | $179,100 | $787 | $560 | $1,120 | $560 |
| Greenfield, IA | $196,300 | $817 | $580 | $1,120 | $540 |
| Linn, IA | $179,800 | $789 | $570 | $1,120 | $550 |
| Huxley, IA | $169,900 | $916 | $630 | $1,290 | $660 |
| Red Rock, IA | $191,300 | $963 | $650 | $1,360 | $710 |
| Boone, IA | $244,700 | $890 | $600 | $1,260 | $660 |
| Melbourne, IA | $105,000 | $719 | $480 | $1,010 | $530 |
| Gilbert, IA | $187,800 | $956 | $680 | $1,330 | $650 |
| Providence, IA | $85,600 | $639 | $440 | $880 | $440 |
| Clarke County, IA | $105,000 | $669 | $470 | $940 | $470 |
| Radcliffe, IA | $91,300 | $664 | $460 | $920 | $460 |