Gavop's guide to buying homeowners insurance in Duncan, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $114,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $126,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $159,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $117,000 | $110,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $886 |
| Home and Two Car | -$154 | $809 |
| Home and Three Car | -$222 | $742 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,051 |
| Home Insurance Company Duncan, OK | Homeowners Insurance Agency Duncan, OK | Address | Popularity Score | Distance from Duncan (miles) |
|---|---|---|---|---|
| Farmers | Jamie Slate | 1214 N Highway 81 Ste 110, Duncan, OK, 73533 | 1.0 | |
| State Farm | Joe Victery | 1706 S 4th St Ste C, Chickasha, OK, 73018-5900 | 36.1 | |
| Travelers | Mosley Agency Inc | 428 Grand Ave, Chickasha, OK, 73018 | 35.9 | |
| Travelers | Floyds Insurance Agency Llc | 1306 Nw 53rd St, Lawton, OK, 73505 | 28.2 | |
| State Farm | Karen Bollenbach | 105 S Green Ave, Purcell, OK, 73080-5227 | 49.2 | |
| Farmers | Dewayne Norton | 203 W Main St, Purcell, OK, 73080 | 49.4 | |
| State Farm | Peggy Davenport | 1209 W Main St, Duncan, OK, 73533-4565 | 1.3 | |
| Liberty Mutual Independent | Mollett Hunter Insurance | 501 S. 5th Street, Chickasha, OK, 73018 | 37.0 | |
| Liberty Mutual Independent | Mollett Hunter Insurance | 501 S 5th St, Chickasha, OK, 73018 | 37.0 | |
| State Farm | Terry Brown | 302 N Broadway St, Marlow, OK, 73055-2012 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,030 | $2,130 | $1,100 |
| Stephens County, OK | $104,000 | $1,225 | $830 | $1,690 | $860 |
| Duncan, OK | $108,700 | $963 | $700 | $1,340 | $640 |
| Cement, OK | $32,600 | $668 | $470 | $920 | $450 |
| Alex, OK | $82,000 | $1,132 | $770 | $1,570 | $800 |
| Ninnekah, OK | $101,900 | $1,300 | $880 | $1,790 | $910 |
| Ryan, OK | $52,800 | $866 | $610 | $1,230 | $620 |
| South Jefferson, OK | $53,400 | $872 | $580 | $1,250 | $670 |
| Southwest Cotton, OK | $86,900 | $1,174 | $790 | $1,660 | $870 |
| Byers-Petrolia, TX | $66,800 | $1,346 | $890 | $2,070 | $1,180 |
| Davis, OK | $84,100 | $1,150 | $770 | $1,590 | $820 |
| Pauls Valley, OK | $98,900 | $906 | $660 | $1,290 | $630 |
| Gracemont, OK | $50,700 | $846 | $580 | $1,170 | $590 |