Gavop's guide to buying homeowners insurance in Garden City, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Garden City, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brook St, Emmet Pl, College Pl, Damson St, de Mott St, Homestead Ave, Clinton Rd, Middleton Rd, Whitehall Blvd, Woodoak Pl | $536,500 | $440,000 | $500,000-$600,000 | $755,000 | $670,000 | $600,000-$700,000 |
| Whitehall Blvd, Fair Ct, Barnes Ln, Roselle St, Meadow Pl, Primrose Ct, Horton Hwy, Woodnut Pl, Boylston St, Franklin Ct E | $634,000 | $530,000 | $500,000-$600,000 | $652,500 | $550,000 | $500,000-$600,000 |
| Bayberry Ave, Keenan Pl, Walker Rd, Merillon Ave, Lefferts Rd, Newmarket Rd, Searing Ave, North Ave, Suffolk Ln, Hopkins Ave | $495,000 | $410,000 | $500,000-$600,000 | $1,280,000 | $1,050,000 | More than 10,000,000 |
| Plattsdale Rd, Mayfair Ave, Mulberry Ave, Wheeler Ave, Saint Pauls Cres, Krause Pl, Krug Pl, Greenridge Ave, Salisbury Ave, Dover Ave | $389,000 | $370,000 | $400,000-$500,000 | $433,000 | $380,000 | $400,000-$500,000 |
| Meadbrook Rd, Euston Rd S, Wardwell Rd, 6th Pl, Osborne Rd, Avalon Rd, Transverse Rd, Prescott St, Salisbury Ave, Mineola Blvd Exd | $362,000 | $290,000 | $400,000-$500,000 | $695,500 | $560,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $767 |
| Home and Two Car | -$143 | $700 |
| Home and Three Car | -$211 | $632 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,051 |
| Home Insurance Company Garden City, NY | Homeowners Insurance Agency Garden City, NY | Address | Popularity Score | Distance from Garden City (miles) |
|---|---|---|---|---|
| Travelers | The Coyle Group Of New York In | 30 S Main St, New City, NY, 10956 | 34.2 | |
| State Farm | John Romero | 10 Merrick Ave, Merrick, NY, 11566-3582 | 6.5 | |
| Travelers | Maximus Insurance Agency Inc | 684 Broadway, Massapequa, NY, 11758 | 9.7 | |
| Travelers | Badge Agency Inc | 500 N Broadway Ste 231, Jericho, NY, 11753 | 7.4 | |
| Allstate | Robert Capialbi | 440 E 62nd St, New York, NY, 10065 | 16.7 | |
| State Farm | Bill Dacosta | 587 Broadway, Massapequa, NY, 11758-5023 | 9.8 | |
| Travelers | Mrw Group Inc | 70 Main St, Huntington, NY, 11743 | 15.8 | |
| State Farm | Bruce Laudi | 1566a Union Turnpike, New Hyde Park, NY, 11040-1762 | 3.1 | |
| Travelers | Hiram Cohen & Son Inc | 486 Willis Ave, Williston Park, NY, 11596 | 2.2 | |
| State Farm | Ray Corrado | 725 Franklin Ave, Garden City, NY, 11530-4524 | 0.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,660 | $880 |
| Nassau County, NY | $460,700 | $1,517 | $1,030 | $2,150 | $1,120 |
| Garden City, NY | $811,800 | $843 | $580 | $1,160 | $580 |
| Flower Hill, NY | $1,237,700 | $1,106 | $760 | $1,560 | $800 |
| Kensington, NY | $1,237,700 | $1,106 | $800 | $1,510 | $710 |
| Lattingtown, NY | $1,112,000 | $1,039 | $700 | $1,460 | $760 |
| Greenburgh, NY | $552,200 | $1,126 | $810 | $1,610 | $800 |
| Oradell, NJ | $580,200 | $1,033 | $750 | $1,440 | $690 |
| Old Tappan, NJ | $760,000 | $1,176 | $800 | $1,670 | $870 |
| Fairfield, NJ | $472,900 | $1,007 | $680 | $1,380 | $700 |
| New Brunswick, NJ | $257,100 | $922 | $660 | $1,270 | $610 |
| Eastport, NY | $498,000 | $2,526 | $1,790 | $3,490 | $1,700 |
| Newtown, CT | $403,400 | $939 | $680 | $1,340 | $660 |