How Can I Make My Tempe, AZ Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Tempe, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Tempe, AZ Home Insurance Coverage Levels | Back to Top

Tempe, AZ - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
S 48th Pl, E Barbara Dr, W Lobo Ave, E Hall St, S Winnebago St, S la Vieve Ln, S Terry Cir, W Fremont Ave, S Cottonwood, S el Marino $333,000 $310,000 $350,000-$400,000 $353,500 $290,000 $350,000-$400,000
E 15th St, S Pewaukee St, E Pinto Ct, W Santa Cruz Dr, S Estrella Cir, E Tano St, N Rita Ln, E Apache Cir, W del Rio Cir, N Squire Ave $118,000 $100,000 $100,000-$125,000 $257,000 $240,000 $250,000-$300,000
E Bayview Dr, E Lilac Dr, E Shasta St, E Richards Dr, E Calle Monte Vista Dr, N Oleander St, Terrace Cir, W Avalon Ct, W Balboa Dr, W Robinson Way $320,500 $270,000 $300,000-$350,000 $215,000 $180,000 $200,000-$250,000
S Shafer Dr, W Malibu Dr, E Cll Woi, E Cheyenne Rd, W Carter Ave, E 9th St, S Lighthouse Ln, W Drake Dr, W Laredo Ct, S Newberry Ln $167,500 $150,000 $125,000-$150,000 $297,500 $280,000 $250,000-$300,000
S Ki Rd, S Cady Mall, S Pawnee Cir, S Diablo Way, S Birchett Dr, S Alta Vista Cir, E Sunburst Ln, S Terry Ln, W Los Racimos, E Hudson Dr $116,000 $110,000 $125,000-$150,000 $136,000 $120,000 $100,000-$125,000
E Yowy St, E Julie Dr, N Sierra Ct, N April Dr, E Cornell Dr, N Bentrup St, S Alto Dr, S Ki Dr, E Shadow Creek, E Desert View Dr $154,500 $130,000 $100,000-$125,000 $336,000 $300,000 $250,000-$300,000
W 14th St, W Calle Monte Vista Dr, W Peralta Ave, N Bridalwreath St, E Carson Dr, W Medtronic Way, E Auburn Dr, N Tamarisk Ct, E Capistrano Ave, S Cutler Dr $141,500 $120,000 $150,000-$175,000 $186,000 $170,000 $175,000-$200,000
N Oakland Dr, E Libra Dr, W Manhatton Dr, E Henry St, S Westfall Dr, E Myrna Ln, S Gary Ave, W 11th St, E Oakwood Dr, W Pampa Cir $113,000 $100,000 $100,000-$125,000 $177,500 $160,000 $175,000-$200,000
W Harvard Dr, W Gemini Dr, W Chilton St, N Lakeshore Pl, E Whalers Way, S Monterey Ave, W Pebble Beach Dr, I- 10 Bus, W Carla Vista Ct, E Yvonne Ln $260,500 $210,000 $200,000-$250,000 $265,500 $230,000 $250,000-$300,000
S Homestead Ln, The Oaks Mhp, S Half Moon Dr, E McArthur Dr, N Santa Anna Ct, E Drake St, E Pegasus Dr, S Watson Ct, E Aspen Dr, W Sunburst Ln $201,000 $170,000 $150,000-$175,000 $455,500 $370,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Tempe, AZ | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$139 $632
Superior Protection Discount -$69 $701
Fire & Security Discount -$62 $709
Hail Resistant Roof Discount -$23 $747
Newly Constructed Home Discount -$223 $547

Choose the Right Deductible for your Tempe, AZ Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Maricopa County $2,000 $748 $2,748 $543 $2,543 $204
Tempe, AZ $1,000 $761 $1,761 $553 $1,553 $208
Glendale, AZ $300 $696 $996 $506 $806 $190
Scottsdale, AZ $2,000 $1,154 $3,154 $839 $2,839 $315
Sacaton, AZ $400 $509 $909 $370 $770 $139
Sun City, AZ $1,500 $610 $2,110 $444 $1,944 $167
Sun City West, AZ $100 $677 $777 $492 $592 $185
Casa Grande, AZ $2,500 $602 $3,102 $437 $2,937 $164
Coolidge, AZ $200 $709 $909 $515 $715 $194
Cactus Forest, AZ $700 $521 $1,221 $378 $1,078 $142
Arizona City, AZ $200 $715 $915 $520 $720 $195

Identify Top Home Insurance Agents near Tempe, AZ | Back to Top

Home Insurance Company Tempe, AZ Homeowners Insurance Agency Tempe, AZ Address Popularity Score Distance from Tempe (miles)
Travelers The Mahoney Group 1835 S Extension Rd, Mesa, AZ, 85210
4.8
State Farm Brock T Quinn 8100 E Indian Schl Rd Ste 102, Scottsdale, AZ, 85251-2701
7.5
Allstate Shawn Schaffer 4234 E Indian School Rd, Phoenix, AZ, 85018
8.1
Travelers Southwind Insurance Agency Inc 2169 E Warner Rd 103, Tempe, AZ, 85284
4.3
Travelers Brewer - Lloyd Insurance Group 1819 E Southern Ave Ste D10, Mesa, AZ, 85204
8.1
State Farm Jerry Wood 3738 E Thomas Rd, Phoenix, AZ, 85018-7503
7.5
Liberty Mutual Independent Lebaron & Carroll Llc 1350 E Southern Ave, Mesa, AZ, 85204
7.5
State Farm Carlos Rivera 18434 N 99th Ave Ste 6, Sun City, AZ, 85373-1672
27.1
Allstate William Hazlett 1200 W University Dr Ste 105, Tempe, AZ, 85281
2.7
State Farm Tara Poaletti 300 N Gila Sprgs Blvd, Chandler, AZ, 85226-2727
5.7

Compare Rates for Tempe, AZ Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arizona $193,200 $743 $530 $1,060 $530
Maricopa County, AZ $225,000 $757 $550 $1,070 $520
Tempe, AZ $237,200 $770 $550 $1,090 $540
Glendale, AZ $180,500 $704 $470 $1,010 $540
Scottsdale, AZ $433,500 $1,168 $850 $1,600 $750
Sacaton, AZ $85,000 $515 $370 $740 $370
Sun City, AZ $130,100 $618 $410 $850 $440
Sun City West, AZ $188,400 $685 $460 $950 $490
Casa Grande, AZ $126,100 $609 $420 $840 $420
Coolidge, AZ $94,200 $718 $480 $980 $500
Cactus Forest, AZ $88,800 $527 $360 $750 $390
Arizona City, AZ $99,300 $724 $520 $1,010 $490

Research Home Insurance Companies Reviews in Tempe, AZ Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: October 17, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
New to them, however they have had excellent (5) costumer service thus far. They have been very responsive to my inquires and have held my hand through the whole experience of changing policies.

Date: September 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
progressive advantage home insurance offer coverage for damaged caused by fires, storms, lightening damage, wind and hail. It also covers explosions. It also protects us in case a guest is injured on our property.


Date: September 01, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Website/App
The website is confusing and its hard to locate what you're needing to. The app is better to use for anything that you may need to do. As far as information or paying the bill.

Date: August 17, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
We did have to file a claim for storm damage to our roof. Everyone who we communicated with was very professional and understanding. They were quick to respond and get the ball rolling so to speak.

Date: May 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I feel like our premium is alot better than most. Our policy covers more things for a lesser premium. I have shopped around and Progressive has been the best by far.

Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
Progressive customer service has been excellent so far. Everyone is very friendly and professional. We haven't had any issue with anyone that we've spoke to at this company.

Travelers Home Insurance Reviews

Date: September 04, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
They offer the same coverage as the other companies in my area. They offer the same deductibles and levels of coverage. I live in Florida so most companies offer similar levels of coverage.


Date: October 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Responses are quick and accurate. Billing is accurate and timely as are any refunds due. I appreciate that.

Date: September 18, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
The premium is fair for the quality of coverage included in the policy.

Date: September 18, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
all belongings are covered at full replacement cost; the dwelling is fully insured to replace/rebuild if necessary


Date: May 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
They meet all my needs and I would recommend them to others; in fact, did so for my parents.

Date: November 19, 2017    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
I have not used the website. I prefer to interact with my agent on all issues and questions.

Farmer's Insurance Home Insurance Reviews

Date: September 28, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
The premium is comparable to other insurance agencies in the area. They are not the cheapest. I do not look at price alone when making a decision on insurance. I look at overall value and coverage in my determinations.

Date: September 13, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
The website is very easy to use and I am able to print off my statements and make billing decisions right on the fly. I have not utilized their mobile app to this date.

Date: August 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Loss of dwelling is covered, loss of use, Coverage from natural disasters are covered like earthquake insurance, volcano insurance, flood insurance.


Date: January 09, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
My local agent is readily available to make changes to my policy. I call them up, tell them what I need and they have it ready for me in a matter of hours. Very customer service oriented.

Date: November 19, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
Communication is key, They always call, email and send postal correspondence when policy changes take effect. This is very helpful in case I miss a form of correspondence.

USAA Home Insurance Reviews

Date: April 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
the premium is not the cheapest. The deductible is competitive. Overall, my budget does not suffer from the costs of having insurance through USAA.

Date: April 10, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
our policies are some of the best so far we have not had any customer complaints


Allstate Home Insurance Reviews

Date: October 20, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I think the premium amount is less than compared to other policies and coverage is satisfied and payment structure is good.

Date: July 25, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Overall I am satisfied with deductible. They're prices can be a little on the high side but they offer high quality coverage so you are going to pay a little more for it.

Farm Bureau Home Insurance Reviews

Date: October 24, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I have not had any claims to file with my home insurance company, but I feel confident that they would work with me if I had one.

Country Financial Home Insurance Reviews

Date: February 06, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My premium is slightly higher than with other companies, because I have to pay twenty dollars a year to belong to the farm bureau. It is a minor cost for such good service though.

American Home Shield Home Insurance Reviews

Date: January 01, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I believe that my home insurance company's offerings are limited compared to other insurance providers. I believe that because they are a smaller company, they are extremely selective with the properties and homes they cover.


Mutual of Enumclaw Home Insurance Reviews

Date: November 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
We have a manufactured home. It was new in 2006 and we looked at most of the insurance options available. Mutual of Enumclaw had the best rates for us but they still charge us more than twice as much as a regular house would cost.


Erie Insurance Home Insurance Reviews

Date: November 03, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
Erie's website is user friendly, and well organized. Plenty of information for a new person or for a returning customer who needs to look up their policy or to pay their invoice quickly. Easy to read and navigate.

California Casualty Home Insurance Reviews

Date: December 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I give it a good rating because it is a good company that complies with the agreement and serves the customer well

MetLife Home Insurance Reviews

Date: December 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
THE METLIFE IS THE BEST HOME INSURANCE COMPANY I HAVE NEVER SEEN. IT GIVES THE BEST REPLACEMENT COVERAGE. IT PROVIDES THE BEST CUSTOMER SATISFACTION.

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