Gavop tells you how to get the best homeowners insurance in Four Mile, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $171,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $197,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $355,000 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $269,000 | $230,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $740 |
| Home and Two Car | -$137 | $668 |
| Home and Three Car | -$185 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Four Mile, IA | $700 | $795 | $1,495 | $578 | $1,278 | $217 |
| Palmyra, IA | $300 | $1,120 | $1,420 | $814 | $1,114 | $306 |
| Saylorville, IA | $2,500 | $973 | $3,473 | $707 | $3,207 | $266 |
| Colfax, IA | $500 | $677 | $1,177 | $492 | $992 | $185 |
| Maxwell, IA | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Woodward, IA | $300 | $758 | $1,058 | $551 | $851 | $207 |
| Dallas County, IA | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Minburn, IA | $200 | $664 | $864 | $482 | $682 | $181 |
| Prairie, IA | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| Lorimor, IA | $500 | $404 | $904 | $294 | $794 | $110 |
| Green Mountain, IA | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Home Insurance Company Four Mile, IA | Homeowners Insurance Agency Four Mile, IA | Address | Popularity Score | Distance from Four Mile (miles) |
|---|---|---|---|---|
| Travelers | Diversity Insurance Inc | 1541 E Grand Ave, Des Moines, IA, 50316 | 6.0 | |
| Farmers | Kaylynn Ngo | 1557 2nd Ave, Des Moines, IA, 50314 | 7.6 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 8.4 | |
| State Farm | Corey Chancellor | 4436 E University Ave, Pleasant Hill, IA, 50327-1701 | 3.1 | |
| State Farm | Phyllis Mazour | 8 E Southridge Rd, Marshalltown, IA, 50158-4793 | 42.5 | |
| State Farm | Tim Forbes | 325 8th Street Se, Altoona, IA, 50009 | 5.0 | |
| Allstate | David Karsjen | 2007 S Center St Ste B, Marshalltown, IA, 50158 | 42.7 | |
| State Farm | Ryan Clausen | 8541 Hickman Rd, Urbandale, IA, 50322-4321 | 13.5 | |
| State Farm | John Adamson | 3210 Hubbell Ave, Des Moines, IA, 50317-3750 | 5.2 | |
| Liberty Mutual Independent | Reynolds & Reynolds Inc | 300 Walnut St Ste 200, Des Moines, IA, 50309 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,140 | $550 |
| Polk County, IA | $165,500 | $869 | $630 | $1,190 | $560 |
| Four Mile, IA | $188,900 | $805 | $570 | $1,120 | $550 |
| Palmyra, IA | $290,800 | $1,134 | $770 | $1,580 | $810 |
| Saylorville, IA | $202,100 | $985 | $720 | $1,410 | $690 |
| Colfax, IA | $96,400 | $685 | $490 | $970 | $480 |
| Maxwell, IA | $116,900 | $762 | $520 | $1,060 | $540 |
| Woodward, IA | $118,200 | $767 | $550 | $1,080 | $530 |
| Dallas County, IA | $218,000 | $973 | $700 | $1,380 | $680 |
| Minburn, IA | $93,200 | $672 | $450 | $950 | $500 |
| Prairie, IA | $111,200 | $742 | $530 | $1,050 | $520 |
| Lorimor, IA | $41,300 | $409 | $280 | $570 | $290 |
| Green Mountain, IA | $75,000 | $590 | $410 | $840 | $430 |