Gavop's guide to buying homeowners insurance in Mount Prospect, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mount Prospect, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Elizabeth Dr, Hemlock Ln, S Lavergne Dr, Indigo Ct, Elizabeth Ln, Eric Ct, S Wa Pella Ave, N Edward St, Craig Ct, S Meier Rd | $392,000 | $320,000 | $400,000-$500,000 | $199,500 | $180,000 | $200,000-$250,000 |
| Merlot Ct, Clark Ln, Nawata Pl, S William St, W Isabella St, Andrea Ln, E Thayer St, E Council Trl, Apricot Ct, S Lynn Ct | $309,000 | $260,000 | $300,000-$350,000 | $216,000 | $190,000 | $175,000-$200,000 |
| S Weiler Rd, Grego Ct, N Forrest Ln, Tracy Ter, W Prospect Ave, S Hazel Hill Dr, Rusty Dr, Brentwood Ln, Sir Lancelot Ln, Westmere Rd | $210,000 | $180,000 | $175,000-$200,000 | $253,500 | $240,000 | $250,000-$300,000 |
| Lakeview Ct, Emerson Ct, Lemans Dr, N Horner Ln, Potomac Ct, Martha Ln, Cayuga Ln, S Hickory Ave, Callen Ln, E Fremont Ct | $298,000 | $260,000 | $300,000-$350,000 | $289,500 | $240,000 | $250,000-$300,000 |
| N Normandy Ct, N Boro Ln, S Hickory Dr, Quaker Ln, N Beverly Ln, Picadilly Cir, Village Ct, N Boxwood Dr, Murray Ln, E Grove St | $222,000 | $200,000 | $200,000-$250,000 | $283,500 | $230,000 | $200,000-$250,000 |
| Kinkaid Ct, Peartree Ln, E Almond Ct, Alder Ln, N Marcella Rd, N Rosetree Ln, E Old Willow Rd, W Prospect Ave, N Althea Dr, S Warrington Rd | $295,000 | $250,000 | $250,000-$300,000 | $176,500 | $150,000 | $150,000-$175,000 |
| Feehanville Dr, Leahy Cir E, S Ridge Dr, Oak Creek Dr, McIntosh Ct, Longford Dr, Horne Ter, Hamilton Rd, S Weller Ln, Basewood Ln | $432,000 | $360,000 | $350,000-$400,000 | $286,000 | $270,000 | $300,000-$350,000 |
| S Phelps Ave, Stone St, Glendale Ln, N Main St, S Quail Walk, Yarmouth Ct, Denver Dr, Apple Ct, Inner Cir, N Brentwood Ln | $232,500 | $220,000 | $175,000-$200,000 | $265,000 | $230,000 | $250,000-$300,000 |
| Hackberry Ln, W Old Higgins Rd, N 4th Ave, W Camp McDonald Rd, W Jeffery Ln, Eric Ave, E Kiowa Ln, E Henry St, S Marina Dr, Glenn Ln | $261,500 | $220,000 | $250,000-$300,000 | $196,500 | $180,000 | $175,000-$200,000 |
| E Dogwood Ln, Stratford Pl, Fletcher Dr, E Elderberry Dr, S Rammer Ave, S Windsor Dr, N Laurel Dr, W Council Trl, E Circle Ave, Luau Dr | $302,500 | $260,000 | $250,000-$300,000 | $284,000 | $260,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $817 |
| Home and Two Car | -$151 | $737 |
| Home and Three Car | -$213 | $675 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
| Home Insurance Company Mount Prospect, IL | Homeowners Insurance Agency Mount Prospect, IL | Address | Popularity Score | Distance from Mount Prospect (miles) |
|---|---|---|---|---|
| State Farm | Armando Perez | 229 W Grand Ave Ste P, Bensenville, IL, 60106-3365 | 9.3 | |
| State Farm | Susan C Palkovic | 841 Lee St, Des Plaines, IL, 60016-6407 | 3.1 | |
| State Farm | Gene Zurawski | 3440 W 111th St Ste 2, Chicago, IL, 60655-3340 | 28.4 | |
| State Farm | Hugh Masterson | 38 S Plum Grove Rd, Palatine, IL, 60067-6255 | 6.2 | |
| Farmers | Frank Magri | 8 W Devon Ave, Park Ridge, IL, 60068 | 7.6 | |
| Travelers | Lakeview Insurance Agency Ltd | 3438 N. Southport Avenue, Chicago, IL, 60657 | 16.4 | |
| Erie | Kevin S Dougherty Insurance Agency Ltd. | 1000 Jorie Blvd Suite 109, Oak Brook, IL, 60523 | 15.3 | |
| Allstate | Anthony Valencia | 26w 269 Geneva Rd, Wheaton, IL, 60187 | 15.0 | |
| Allstate | Patel Insurance | 837 E Schaumburg Rd, Schaumburg, IL, 60194 | 6.8 | |
| Allstate | Jaime Morales | 5717 N Milwaukee Ave, Chicago, IL, 60646 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,180 | $580 |
| Cook County, IL | $227,400 | $892 | $600 | $1,240 | $640 |
| Mount Prospect, IL | $306,800 | $888 | $640 | $1,230 | $590 |
| Long Grove, IL | $654,200 | $1,102 | $800 | $1,580 | $780 |
| Oak Park, IL | $370,400 | $1,124 | $800 | $1,610 | $810 |
| Gurnee, IL | $254,000 | $930 | $670 | $1,330 | $660 |
| Rutland, IL | $228,700 | $782 | $530 | $1,070 | $540 |
| Lake Villa, IL | $196,700 | $854 | $570 | $1,220 | $650 |
| Alsip, IL | $167,900 | $695 | $490 | $950 | $460 |
| Woodstock, IL | $165,700 | $690 | $460 | $990 | $530 |
| Richmond, IL | $273,300 | $839 | $580 | $1,150 | $570 |
| Marengo, IL | $153,300 | $669 | $450 | $920 | $470 |
| DeKalb, IL | $147,100 | $759 | $550 | $1,050 | $500 |