How Can I Make My Cadiz, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Cadiz, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Cadiz, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $49,500 $50,000 $50,000-$75,000
2 Bedroom $86,500 $70,000 $75,000-$100,000
3 Bedroom $145,500 $140,000 $150,000-$175,000
4 Bedroom $139,500 $130,000 $125,000-$150,000
5 Bedroom $145,000 $140,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Cadiz, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$117 $615
Superior Protection Discount -$66 $667
Fire & Security Discount -$66 $667
Hail Resistant Roof Discount -$15 $718
Newly Constructed Home Discount -$154 $579

Choose the Right Deductible for your Cadiz, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Trigg County $2,000 $714 $2,714 $519 $2,519 $195
Cadiz, KY $2,000 $724 $2,724 $526 $2,526 $198
Pembroke, KY $300 $806 $1,106 $586 $886 $220
Dawson Springs, KY $2,500 $572 $3,072 $415 $2,915 $156
Todd County, KY $300 $634 $934 $461 $761 $173
Fredonia, KY $700 $746 $1,446 $542 $1,242 $204
Guthrie, KY $300 $783 $1,083 $569 $869 $214
Murray, KY $2,500 $782 $3,282 $568 $3,068 $214
Rosewood, KY $200 $841 $1,041 $611 $811 $230
Marion, KY $2,500 $700 $3,200 $508 $3,008 $191
Vanleer, TN $500 $836 $1,336 $607 $1,107 $228
Wheatcroft, KY $1,000 $484 $1,484 $352 $1,352 $132

Identify Top Home Insurance Agents near Cadiz, KY | Back to Top

Home Insurance Company Cadiz, KY Homeowners Insurance Agency Cadiz, KY Address Popularity Score Distance from Cadiz (miles)
Liberty Mutual Independent Goodwin Insurance Agency Inc 312 W Market St, Princeton, KY, 42445
22.1
Erie Nelson Dossett Insurance Llc 122 N Madisonville Street, Crofton, KY, 42217
21.5
Travelers Hometown Insurance Agency 108 S Main St Suite 103, Madisonville, KY, 42431
37.9
Travelers Morgan Trevathan & Gunn Inc 106 E 12th St, Benton, KY, 42025
34.0
Travelers Marklin Insurance Agency Llc 203 W Washington St, Elkton, KY, 42220
32.4
Allstate Kevin Rice 707 W Everly Bros Blvd, Central City, KY, 42330
44.4
State Farm John Mardis 101 W 5th St, Russellville, KY, 42276-1401
47.3
Travelers Brown & Hammack Insurance Po Box 349, Clay, KY, 42404
46.1
State Farm Charlie Henderson 2919 Ft Campbell Blvd Ste B, Hopkinsville, KY, 42240-4901
14.6
Travelers Arbuckle Insurance 700 N Main Street, Greenville, KY, 42345
42.5

Compare Rates for Cadiz, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,240 $630
Trigg County, KY $119,500 $722 $510 $1,000 $490
Cadiz, KY $122,800 $732 $530 $1,010 $480
Pembroke, KY $107,500 $816 $550 $1,160 $610
Dawson Springs, KY $64,700 $578 $400 $790 $390
Todd County, KY $94,800 $642 $440 $880 $440
Fredonia, KY $92,600 $755 $510 $1,060 $550
Guthrie, KY $101,700 $793 $570 $1,130 $560
Murray, KY $144,300 $791 $550 $1,090 $540
Rosewood, KY $116,800 $851 $580 $1,180 $600
Marion, KY $82,100 $708 $520 $970 $450
Vanleer, TN $94,000 $846 $600 $1,170 $570
Wheatcroft, KY $41,300 $490 $360 $700 $340