How Can I Make My Helena, MT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Helena, MT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Helena, MT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $178,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $138,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $339,000 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $447,000 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Helena, MT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $858 |
| Superior Protection Discount | -$92 | $929 |
| Fire & Security Discount | -$102 | $919 |
| Hail Resistant Roof Discount | -$20 | $1,001 |
| Newly Constructed Home Discount | -$245 | $776 |
Choose your Helena, MT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Helena, MT | Back to Top
| Home Insurance Company Helena, MT | Homeowners Insurance Agency Helena, MT | Address | Popularity Score | Distance from Helena (miles) |
|---|---|---|---|---|
| State Farm | Leo Mccarthy | 15 Discovery Dr, Butte, MT, 59701-3124 | 48.9 | |
| Farmers | Brent Reed | 1117 Helena Ave, Helena, MT, 59601 | 0.9 | |
| State Farm | Jim Donaldson | 1225 Birch, Helena, MT, 59601-0617 | 1.3 | |
| State Farm | Amber Lamping | 3224 Centennial Dr, Helena, MT, 59601-9747 | 3.2 | |
| Allstate | Rory Hoffman | 1916 N Montana Ave, Helena, MT, 59601 | 1.0 | |
| Allstate | Carrie Martin | 1134 Butte Ave, Helena, MT, 59601 | 1.2 | |
| Allstate | Larry Wokral | 401 E Front St, Butte, MT, 59701 | 47.7 | |
| Farmers | Kirk Reisbeck | 1030 N Montana Ave, Helena, MT, 59601 | 1.1 | |
| State Farm | Jim Lynch | 600 Dewey Blvd, Butte, MT, 59701-3214 | 48.6 | |
| State Farm | Jeff Bolstad | 1040 W Custer Ave, Helena, MT, 59602-0504 | 1.4 |
Compare Rates for Helena, MT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Lewis and Clark County, MT | $220,600 | $1,024 | $780 | $1,340 | $560 |
| Helena, MT | $218,600 | $1,021 | $780 | $1,340 | $560 |
| Helena West Side, MT | $199,300 | $1,060 | $810 | $1,390 | $580 |
| South Hills, MT | $388,200 | $1,569 | $1,190 | $2,060 | $870 |
| Helena Valley West Central, MT | $223,500 | $1,107 | $840 | $1,450 | $610 |
| East Helena, MT | $163,600 | $978 | $740 | $1,280 | $540 |
| Clancy, MT | $291,500 | $1,238 | $940 | $1,620 | $680 |
| Jefferson City, MT | $248,900 | $1,153 | $880 | $1,510 | $630 |
| Winston, MT | $160,700 | $971 | $740 | $1,270 | $530 |
| Jefferson County, MT | $264,000 | $840 | $640 | $1,100 | $460 |
| Garrison, MT | $204,200 | $1,070 | $810 | $1,400 | $590 |
| Butte, MT | $132,000 | $857 | $650 | $1,120 | $470 |
Research Home Insurance Companies Reviews in Helena, MT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 26, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: July 12, 2019 Age: >60 years Gender: Female Marital Status: Married
Date: July 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: April 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: January 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: April 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: March 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: June 16, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Date: April 25, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: April 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: April 19, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: March 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Farm Bureau Home Insurance Reviews
Date: March 02, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
AAA Home Insurance Reviews
Date: March 10, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: January 11, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: September 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Amica Mutual Insurance Home Insurance Reviews
Date: October 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried