Gavop's guide to buying homeowners insurance in North Branford, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| North Branford, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Loeber Pl, Fox Hill Dr, Sea Hill Rd, Feather Ln, Clear Lake Manor Rd W, Brookmeade Ct, Burr Hill Rd, W Pond Rd Exd, Venta Dr, State Hwy 17 | $186,000 | $170,000 | $175,000-$200,000 | $164,500 | $150,000 | $150,000-$175,000 |
| Old Tpke, Woodhouse Ave, Anderson Rd, Berncliff Dr, Line Rd, Whispering Hills Dr, Great Oak Rd, Fredrick St, Saint Monica Dr, Village St | $208,500 | $170,000 | $200,000-$250,000 | $138,000 | $130,000 | $150,000-$175,000 |
| Parsonage Hill Rd, Brookfield Dr, Oakhill Dr, Whiting Ct, Ely Ln, Blue Jay Dr, Montgomery Dr, Basswood Dr, Augur Rd Exd, Shaw Rd | $345,000 | $310,000 | $400,000-$500,000 | $136,500 | $120,000 | $150,000-$175,000 |
| Coach Dr Spr, Deepwood Ln, Lasalette Way, Rolling Hills Dr, White Hollow Rd, Doral Farms Rd, Chidsey Dr, Jerz Ln, Norwill Dr, David Ln | $278,000 | $230,000 | $250,000-$300,000 | $152,500 | $140,000 | $150,000-$175,000 |
| Carlen Dr, Arthur Ct, Walnut Ln, Tumblebrook Dr, Edward Rd, Lanes Pond Rd, State Hwy 139, Highfield Ln, Longo la, Olson Rd | $234,000 | $200,000 | $200,000-$250,000 | $214,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $758 |
| Superior Protection Discount | -$91 | $822 |
| Fire & Security Discount | -$82 | $831 |
| Hail Resistant Roof Discount | -$27 | $886 |
| Newly Constructed Home Discount | -$256 | $657 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $1,500 | $1,169 | $2,669 | $849 | $2,349 | $319 |
| North Branford, CT | $1,000 | $902 | $1,902 | $655 | $1,655 | $246 |
| Saybrook Manor, CT | $100 | $1,533 | $1,633 | $1,114 | $1,214 | $419 |
| Plainville, CT | $2,000 | $887 | $2,887 | $645 | $2,645 | $242 |
| Terramuggus, CT | $300 | $1,323 | $1,623 | $961 | $1,261 | $362 |
| Riverhead, NY | $700 | $1,325 | $2,025 | $963 | $1,663 | $362 |
| Suffolk County, NY | $100 | $1,491 | $1,591 | $1,084 | $1,184 | $408 |
| Vernon, CT | $2,500 | $892 | $3,392 | $648 | $3,148 | $244 |
| Yaphank, NY | $300 | $885 | $1,185 | $643 | $943 | $242 |
| Long Hill, CT | $2,000 | $795 | $2,795 | $578 | $2,578 | $217 |
| Southwood Acres, CT | $300 | $832 | $1,132 | $604 | $904 | $227 |
| Golden's Bridge, NY | $2,500 | $2,649 | $5,149 | $1,925 | $4,425 | $724 |
| Home Insurance Company North Branford, CT | Homeowners Insurance Agency North Branford, CT | Address | Popularity Score | Distance from North Branford (miles) |
|---|---|---|---|---|
| Travelers | Adam Miller Agency Llc | 227 Monroe Turnpike 2nd Fl, Monroe, CT, 6468 | 23.4 | |
| Travelers | Goodman Insurance Inc | Two Long Hill Avenue, Shelton, CT, 6484 | 16.5 | |
| Travelers | Richard W Squeri Agency Inc | 698 Main St, Branford, CT, 6405 | 6.0 | |
| Liberty Mutual Independent | Lamburt Corporation | 1980 Main St, Stratford, CT, 6615 | 21.7 | |
| Allstate | Eric Grantz | 1496 Boston Post Rd Ste 3, Milford, CT, 6460 | 15.2 | |
| Travelers | Griffin Insurance Llc | 239 North Main St, Branford, CT, 6405 | 5.2 | |
| Nationwide | Mobeck-Guandalini Insurance Llc | 184 Maple St, Branford, CT, 06405-4500 | 6.7 | |
| State Farm | Frank Fraulo | 115 Main St, Norwalk, CT, 06851-4616 | 36.8 | |
| Travelers | A & S Insurance Llc | 511 Orange St, New Haven, CT, 6511 | 7.7 | |
| Travelers | Greenwich Independent Insurance | 87 Greenwich Ave, Greenwich, CT, 6830 | 49.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $850 | $1,720 | $870 |
| New Haven County, CT | $244,400 | $1,183 | $850 | $1,690 | $840 |
| North Branford, CT | $281,800 | $913 | $660 | $1,250 | $590 |
| Saybrook Manor, CT | $375,800 | $1,552 | $1,060 | $2,220 | $1,160 |
| Plainville, CT | $205,400 | $898 | $640 | $1,250 | $610 |
| Terramuggus, CT | $302,400 | $1,339 | $980 | $1,890 | $910 |
| Riverhead, NY | $350,000 | $1,341 | $970 | $1,840 | $870 |
| Suffolk County, NY | $379,400 | $1,509 | $1,070 | $2,130 | $1,060 |
| Vernon, CT | $207,600 | $903 | $610 | $1,280 | $670 |
| Yaphank, NY | $310,800 | $896 | $620 | $1,240 | $620 |
| Long Hill, CT | $133,600 | $805 | $590 | $1,140 | $550 |
| Southwood Acres, CT | $185,000 | $842 | $610 | $1,200 | $590 |
| Golden's Bridge, NY | $596,100 | $2,681 | $1,800 | $3,780 | $1,980 |