How Can I Make My Tulare, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Tulare, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Tulare, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $138,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $282,000 | $230,000 | $300,000-$350,000 |
| 4 Bedroom | $312,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $181,000 | $160,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Tulare, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $524 |
| Superior Protection Discount | -$55 | $554 |
| Fire & Security Discount | -$43 | $567 |
| Hail Resistant Roof Discount | -$12 | $597 |
| Newly Constructed Home Discount | -$158 | $451 |
Choose the Right Deductible for your Tulare, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tulare County | $1,500 | $600 | $2,100 | $436 | $1,936 | $164 |
| Tulare, CA | $700 | $602 | $1,302 | $437 | $1,137 | $164 |
| Tipton, CA | $300 | $955 | $1,255 | $694 | $994 | $261 |
| Lindsay, CA | $2,000 | $1,034 | $3,034 | $751 | $2,751 | $283 |
| Lemoore, CA | $100 | $632 | $732 | $459 | $559 | $173 |
| Selma, CA | $2,000 | $596 | $2,596 | $433 | $2,433 | $163 |
| Delano, CA | $300 | $1,320 | $1,620 | $959 | $1,259 | $361 |
| Reedley, CA | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| Delano-McFarland, CA | $100 | $599 | $699 | $435 | $535 | $164 |
| Fresno County, CA | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Tarpey Village, CA | $400 | $628 | $1,028 | $457 | $857 | $172 |
| Springville-Johnsondale, CA | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
Identify Top Home Insurance Agents near Tulare, CA | Back to Top
| Home Insurance Company Tulare, CA | Homeowners Insurance Agency Tulare, CA | Address | Popularity Score | Distance from Tulare (miles) |
|---|---|---|---|---|
| State Farm | Josh Culley | 780 W El Monte Way Ste C, Dinuba, CA, 93618-3546 | 25.1 | |
| State Farm | Sherrie Munday | 624 E Tulare Ave, Tulare, CA, 93274-4334 | 3.3 | |
| Travelers | Thomco Associates Insurance Services | 4333 North West Avenue, Fresno, CA, 93705 | 48.9 | |
| Liberty Mutual Independent | Schramm Insurance Services Inc | 964 Pollasky Ave Ste B, Clovis, CA, 93612 | 47.3 | |
| Farmers | Julie Chavez | 312 E King Ave, Tulare, CA, 93274 | 3.1 | |
| Farmers | Terry Linza | 426 W Shaw Ave, Fresno, CA, 93704 | 48.9 | |
| State Farm | Chad Mazgedian | 777 Minnewawa Ave Ste 24, Clovis, CA, 93612-1731 | 47.6 | |
| State Farm | Patrick L Salazar | 5127 W Walnut Ave, Visalia, CA, 93277-3472 | 9.3 | |
| Farmers | Phu Duong | 1477 E Shaw Ave Ste 101k, Fresno, CA, 93710 | 48.0 | |
| State Farm | Justin Mosley | 991 N Blackstone St, Tulare, CA, 93274-7377 | 4.1 |
Compare Rates for Tulare, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Tulare County, CA | $180,200 | $607 | $450 | $830 | $380 |
| Tulare, CA | $181,700 | $609 | $450 | $830 | $380 |
| Tipton, CA | $112,200 | $967 | $720 | $1,310 | $590 |
| Lindsay, CA | $148,100 | $1,046 | $770 | $1,420 | $650 |
| Lemoore, CA | $205,900 | $639 | $470 | $870 | $400 |
| Selma, CA | $177,700 | $603 | $450 | $820 | $370 |
| Delano, CA | $167,900 | $1,336 | $990 | $1,820 | $830 |
| Reedley, CA | $199,100 | $605 | $450 | $820 | $370 |
| Delano-McFarland, CA | $165,600 | $606 | $450 | $820 | $370 |
| Fresno County, CA | $220,600 | $658 | $490 | $890 | $400 |
| Tarpey Village, CA | $188,000 | $636 | $470 | $860 | $390 |
| Springville-Johnsondale, CA | $260,200 | $683 | $510 | $930 | $420 |
Research Home Insurance Companies Reviews in Tulare, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
Allstate is an awesome insurance company. They are always helpful and right there when I need them. All of the agents are courteous and knowledgeable.
GEICO Home Insurance Reviews
Date: June 18, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Male
Premium
I don't know about other home insurance policies because I have not comparison shopped in a long time. I am satisfied with premium, deductible, and coverage.
Progressive Home Insurance Reviews
Date: July 24, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
Progressive Premium was much lower then the leading competitor State Farm. Progressives plan offered more coverage and value for less money.