How Can I Make My Portage, MI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Portage, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Portage, MI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $183,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $174,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $279,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $472,000 | $410,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Portage, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $651 |
| Superior Protection Discount | -$78 | $698 |
| Fire & Security Discount | -$62 | $713 |
| Hail Resistant Roof Discount | -$16 | $760 |
| Newly Constructed Home Discount | -$225 | $550 |
Choose your Portage, MI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Portage, MI | Back to Top
| Home Insurance Company Portage, MI | Homeowners Insurance Agency Portage, MI | Address | Popularity Score | Distance from Portage (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Whitaker-Lachance | 2176 E Centre Ave, Portage, MI, 49002 | 1.5 | |
| State Farm | Mike May | 2275 S 11th St, Kalamazoo, MI, 49009-1902 | 6.0 | |
| Allstate | Jeff Duncan | 1595 W Centre Ave Ste 201, Portage, MI, 49024 | 0.9 | |
| Allstate | Janet Gray | 1256 E Centre Ave, Portage, MI, 49002 | 0.9 | |
| State Farm | Tom Rossi | 5929 Portage Rd, Portage, MI, 49002-1726 | 2.9 | |
| Farmers | Bob Strobel | 5945 W Main St Ste 104, Kalamazoo, MI, 49009 | 7.9 | |
| State Farm | Ernie Lahusky | 19915 Capital Ave Ne Ste 204, Battle Creek, MI, 49017-8124 | 25.4 | |
| Allstate | Jim Mcknight | 8469 Byron Center Ave Sw, Byron Center, MI, 49315 | 43.0 | |
| State Farm | Troy Weldon | 3054 S 9th St Ste A, Kalamazoo, MI, 49009-6250 | 6.2 | |
| State Farm | Mark Putvin | 319 E Michigan Ave Lbby, Albion, MI, 49224-1675 | 43.4 |
Compare Rates for Portage, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,110 | $540 |
| Kalamazoo County, MI | $146,100 | $765 | $550 | $1,050 | $500 |
| Portage, MI | $153,800 | $775 | $550 | $1,090 | $540 |
| Richland, MI | $205,900 | $729 | $500 | $1,040 | $540 |
| Athens, MI | $106,900 | $732 | $510 | $1,010 | $500 |
| Centreville, MI | $87,700 | $700 | $470 | $990 | $520 |
| Lawrence, MI | $121,300 | $754 | $510 | $1,050 | $540 |
| Lima, IN | $135,100 | $861 | $610 | $1,220 | $610 |
| Howard, MI | $116,500 | $695 | $480 | $980 | $500 |
| Fennville, MI | $78,100 | $682 | $500 | $940 | $440 |
| Milton, MI | $196,200 | $854 | $570 | $1,180 | $610 |
| Freeport, MI | $78,100 | $682 | $460 | $970 | $510 |
| Rome City, IN | $193,800 | $997 | $690 | $1,390 | $700 |
Research Home Insurance Companies Reviews in Portage, MI Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 22, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I WOULD HAVE TO SAY I RATE THIS COMPANY A 5 I HAVE A GREAT HISTORY WITH THEM ON THE PHONE
Auto Owners Insurance Home Insurance Reviews
Date: July 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Initially, I thought my premium was a tad on the high side. However, my wife explained the difference our plan and the amount of coverage we receive.I feel more comfortable for the amount I am playing