Gavop shows you how to buy homeowners insurance in Lincoln, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $145,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $165,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $174,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $155,000 | $130,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $733 |
| Home and Two Car | -$127 | $669 |
| Home and Three Car | -$199 | $597 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hendricks County | $1,500 | $902 | $2,402 | $656 | $2,156 | $246 |
| Lincoln, IN | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Whitestown, IN | $200 | $1,017 | $1,217 | $739 | $939 | $278 |
| Decatur, IN | $1,000 | $754 | $1,754 | $548 | $1,548 | $206 |
| Marion County, IN | $500 | $793 | $1,293 | $576 | $1,076 | $217 |
| Warren, IN | $1,000 | $734 | $1,734 | $533 | $1,533 | $201 |
| Union, IN | $300 | $679 | $979 | $493 | $793 | $186 |
| Country Club Heights, IN | $2,500 | $1,045 | $3,545 | $760 | $3,260 | $286 |
| Tippecanoe County, IN | $200 | $849 | $1,049 | $617 | $817 | $232 |
| Salt Creek, IN | $2,000 | $1,079 | $3,079 | $784 | $2,784 | $295 |
| Kingman, IN | $200 | $673 | $873 | $489 | $689 | $184 |
| Spiceland, IN | $1,500 | $763 | $2,263 | $554 | $2,054 | $208 |
| Home Insurance Company Lincoln, IN | Homeowners Insurance Agency Lincoln, IN | Address | Popularity Score | Distance from Lincoln (miles) |
|---|---|---|---|---|
| Allstate | R J Puthran | 815 W Carmel Dr, Carmel, IN, 46032 | 16.0 | |
| State Farm | Kasey Stam | 4535 Progress Dr, Columbus, IN, 47201-8819 | 46.4 | |
| Nationwide | Nick Weybright Agency Inc | 3905 W 96th St Ste 1200, Indianapolis, IN, 46268 | 10.8 | |
| Allstate | Mathews-Hardin Agency | 8766 South St Ste 210, Fishers, IN, 46038 | 21.6 | |
| State Farm | Drent Sarault | 1551 N Green St Ste C, Brownsburg, IN, 46112-8074 | 2.9 | |
| State Farm | Chris Stringer | 4875 W 56th St Ste G, Indianapolis, IN, 46254-6401 | 7.7 | |
| Travelers | Avon Insurance Associates Llc | 6319 E Us Hwy 36 Ste 100, Avon, IN, 46123 | 4.7 | |
| Liberty Mutual Independent | Hometown Insurance | 191 N Green St, Brownsburg, IN, 46112 | 1.6 | |
| Erie | Kenneson Insurance Agency | 8629 Lighthorse Drive, Indianapolis, IN, 46231 | 5.9 | |
| State Farm | Brenda Bond | 4475 W 71st St Ste A, Indianapolis, IN, 46268-5748 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,180 | $610 |
| Hendricks County, IN | $171,600 | $913 | $620 | $1,310 | $690 |
| Lincoln, IN | $170,200 | $796 | $570 | $1,090 | $520 |
| Whitestown, IN | $211,000 | $1,029 | $740 | $1,460 | $720 |
| Decatur, IN | $110,900 | $763 | $560 | $1,080 | $520 |
| Marion County, IN | $123,500 | $802 | $570 | $1,110 | $540 |
| Warren, IN | $104,600 | $743 | $530 | $1,020 | $490 |
| Union, IN | $120,600 | $687 | $470 | $980 | $510 |
| Country Club Heights, IN | $227,300 | $1,058 | $710 | $1,460 | $750 |
| Tippecanoe County, IN | $144,300 | $859 | $590 | $1,230 | $640 |
| Salt Creek, IN | $247,400 | $1,092 | $740 | $1,520 | $780 |
| Kingman, IN | $82,100 | $681 | $500 | $970 | $470 |
| Spiceland, IN | $106,500 | $772 | $530 | $1,100 | $570 |