Gavop shows you how to buy homeowners insurance in Plumas County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $164,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $196,500 | $190,000 | $150,000-$175,000 |
| 4 Bedroom | $354,000 | $310,000 | $250,000-$300,000 |
| 5 Bedroom | $183,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $525 |
| Superior Protection Discount | -$64 | $577 |
| Fire & Security Discount | -$58 | $583 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$141 | $500 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Plumas County | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
| Plumas County, CA | $2,000 | $633 | $2,633 | $460 | $2,460 | $173 |
| Lake Almanor West, CA | $2,000 | $1,214 | $3,214 | $882 | $2,882 | $332 |
| Sierra County, CA | $2,000 | $1,052 | $3,052 | $764 | $2,764 | $287 |
| Pike, CA | $400 | $767 | $1,167 | $557 | $957 | $210 |
| Cold Springs, NV | $500 | $576 | $1,076 | $419 | $919 | $157 |
| Home Insurance Company Plumas County, CA | Homeowners Insurance Agency Plumas County, CA | Address | Popularity Score | Distance from Plumas County (miles) |
|---|---|---|---|---|
| State Farm | Wally Hutton | 7455 Skyway, Paradise, CA, 95969-3230 | 44.5 | |
| State Farm | Keith Mcbride | 5867 Queen Dr, Paradise, CA, 95969-4624 | 45.1 | |
| Farmers | Gregory Arnold | 115 N Mesa St, Susanville, CA, 96130 | 30.6 | |
| Allstate | Dirck Mcguire | 450 Pearson Rd, Paradise, CA, 95969 | 45.1 | |
| State Farm | Richard Stockton | 65 Main St, Quincy, CA, 95971-9494 | 7.0 | |
| Farmers | Charles Rouland | 650 Main St, Chester, CA, 96020 | 30.1 | |
| Travelers | Lucito Ins Agency Inc | 5923 Clark Rd Ste E, Paradise, CA, 95969 | 44.4 | |
| State Farm | Bill Muttera | 2910 Riverside Dr, Susanville, CA, 96130-4765 | 30.2 | |
| State Farm | Bill Muttera | 2910 Riverside Dr Ste 101, Susanville, CA, 96130-4765 | 30.2 | |
| Travelers | Clemons Ferrall & Hofmann Inc | 1211 Severns Ln, Paradise, CA, 95969 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Plumas County, CA | $228,900 | $641 | $470 | $870 | $400 |
| Plumas County, CA | $228,900 | $641 | $470 | $870 | $400 |
| Lake Almanor West, CA | $431,000 | $1,229 | $910 | $1,670 | $760 |
| Sierra County, CA | $157,100 | $1,065 | $790 | $1,450 | $660 |
| Pike, CA | $285,000 | $776 | $570 | $1,060 | $490 |
| Cold Springs, NV | $203,900 | $583 | $400 | $800 | $400 |