Gavop shows you how to buy homeowners insurance in Woodford County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$249 | $640 |
| 30 year old | +$13 | $903 |
| 40 year old | +$23 | $913 |
| 50 year old | +$34 | $923 |
| Above 50 year old | +$43 | $932 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $756 |
| Superior Protection Discount | -$89 | $801 |
| Fire & Security Discount | -$80 | $809 |
| Hail Resistant Roof Discount | -$27 | $863 |
| Newly Constructed Home Discount | -$213 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Woodford County | $2,000 | $879 | $2,879 | $639 | $2,639 | $240 |
| Woodford County, KY | $700 | $879 | $1,579 | $639 | $1,339 | $240 |
| Chaplin, KY | $300 | $792 | $1,092 | $576 | $876 | $217 |
| Shelbyville, KY | $1,000 | $829 | $1,829 | $603 | $1,603 | $227 |
| Perryville, KY | $300 | $944 | $1,244 | $686 | $986 | $258 |
| Paint Lick, KY | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Carlisle, KY | $300 | $665 | $965 | $483 | $783 | $182 |
| Forest Hills, KY | $700 | $1,035 | $1,735 | $752 | $1,452 | $283 |
| Plantation, KY | $100 | $957 | $1,057 | $696 | $796 | $262 |
| Brownsboro Farm, KY | $700 | $1,197 | $1,897 | $870 | $1,570 | $327 |
| Crittenden, KY | $400 | $718 | $1,118 | $522 | $922 | $196 |
| Spring Valley, KY | $2,000 | $1,246 | $3,246 | $905 | $2,905 | $340 |
| Home Insurance Company Woodford County, KY | Homeowners Insurance Agency Woodford County, KY | Address | Popularity Score | Distance from Woodford County (miles) |
|---|---|---|---|---|
| Travelers | The Elite Agency Inc | 2408 Sir Barton Wy Ste 375, Lexington, KY, 40509 | 17.9 | |
| State Farm | Daniel Byrd | 331 Versailles Rd, Frankfort, KY, 40601-3646 | 11.5 | |
| State Farm | Jennifer Starke | 315 N English Sta Rd, Louisville, KY, 40223-3911 | 43.9 | |
| Travelers | Francis & Company Inc | 3103 Breckenbridge Ln Suite 6, Louisville, KY, 40220 | 49.4 | |
| State Farm | Craig Loftis | 145 Plaza Drive, Berea, KY, 40403 | 40.4 | |
| State Farm | Stan Simmons | 1080 Bypass S Unit 1, Lawrenceburg, KY, 40342-9094 | 9.0 | |
| Travelers | Greater Lexington Insurance Agency | 1066 Wellington Way, Lexington, KY, 40513 | 10.0 | |
| State Farm | Robert Goh | 193 Frankfort St, Versailles, KY, 40383-1162 | 1.5 | |
| Travelers | Allison & Damron Insurance | 601 Taylor Ave, Frankfort, KY, 40601 | 12.8 | |
| Travelers | Krol Insurance Agency | 109 St Clair St, Frankfort, KY, 40602 | 12.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,240 | $600 |
| Woodford County, KY | $188,200 | $890 | $610 | $1,270 | $660 |
| Woodford County, KY | $188,200 | $890 | $600 | $1,220 | $620 |
| Chaplin, KY | $103,900 | $802 | $550 | $1,130 | $580 |
| Shelbyville, KY | $164,500 | $839 | $570 | $1,190 | $620 |
| Perryville, KY | $148,800 | $955 | $650 | $1,350 | $700 |
| Paint Lick, KY | $109,400 | $823 | $600 | $1,180 | $580 |
| Carlisle, KY | $85,500 | $673 | $460 | $940 | $480 |
| Forest Hills, KY | $183,800 | $1,048 | $720 | $1,490 | $770 |
| Plantation, KY | $153,700 | $969 | $700 | $1,380 | $680 |
| Brownsboro Farm, KY | $256,800 | $1,212 | $880 | $1,680 | $800 |
| Crittenden, KY | $120,900 | $727 | $500 | $1,000 | $500 |
| Spring Valley, KY | $278,500 | $1,261 | $840 | $1,800 | $960 |