Gavop's guide to buying homeowners insurance in Elk County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $72,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $122,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $119,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $204,000 | $180,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $610 |
| Home and Two Car | -$106 | $557 |
| Home and Three Car | -$159 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elk County | $2,500 | $655 | $3,155 | $476 | $2,976 | $179 |
| Elk County, KS | $700 | $655 | $1,355 | $476 | $1,176 | $179 |
| Greenwood County, KS | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Cherryvale, KS | $500 | $763 | $1,263 | $554 | $1,054 | $208 |
| El Dorado, KS | $1,500 | $910 | $2,410 | $661 | $2,161 | $249 |
| Shiloh, KS | $400 | $1,121 | $1,521 | $815 | $1,215 | $306 |
| Coffeyville, KS | $2,000 | $687 | $2,687 | $499 | $2,499 | $188 |
| Pleasant Valley, KS | $500 | $1,566 | $2,066 | $1,138 | $1,638 | $428 |
| South Coffeyville, OK | $1,500 | $990 | $2,490 | $719 | $2,219 | $271 |
| Udall, KS | $500 | $1,019 | $1,519 | $740 | $1,240 | $278 |
| Home Insurance Company Elk County, KS | Homeowners Insurance Agency Elk County, KS | Address | Popularity Score | Distance from Elk County (miles) |
|---|---|---|---|---|
| Travelers | Buterbaugh & Handlin | 808 Millington, Winfield, KS, 67156 | 43.9 | |
| Travelers | Buterbaugh & Handlin | 808 Millington, Winfield, KS, 67156 | 43.9 | |
| Liberty Mutual Independent | Central Insurance | 222 W. 8th, Coffeyville, KS, 67337 | 45.1 | |
| State Farm | Connie Shiverdecker | 1018 Main St, Neodesha, KS, 66757-1675 | 30.8 | |
| Farmers | Reta Strotkamp | 504 State St, Augusta, KS, 67010 | 43.1 | |
| State Farm | Connie Shiverdecker | 800 Madison, Fredonia, KS, 66736 | 23.7 | |
| State Farm | Bruce Detwiler | 1115 E River St, Eureka, KS, 67045-2149 | 25.0 | |
| Travelers | Joslin Insurance Services Inc | 203 E N 2nd St, Niotaze, KS, 67355 | 29.7 | |
| State Farm | Doug Lunt | 711 W 8th St, Coffeyville, KS, 67337-5042 | 44.8 | |
| Travelers | Laforge Insurance | 110 State St N, Caney, KS, 67333 | 35.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Elk County, KS | $48,300 | $663 | $520 | $890 | $370 |
| Elk County, KS | $48,300 | $663 | $520 | $890 | $370 |
| Greenwood County, KS | $61,100 | $750 | $590 | $1,010 | $420 |
| Cherryvale, KS | $46,200 | $772 | $600 | $1,040 | $440 |
| El Dorado, KS | $89,900 | $921 | $720 | $1,240 | $520 |
| Shiloh, KS | $96,100 | $1,135 | $890 | $1,530 | $640 |
| Coffeyville, KS | $52,900 | $696 | $540 | $940 | $400 |
| Pleasant Valley, KS | $199,200 | $1,585 | $1,240 | $2,140 | $900 |
| South Coffeyville, OK | $67,400 | $1,002 | $710 | $1,420 | $710 |
| Udall, KS | $80,100 | $1,031 | $800 | $1,390 | $590 |