Gavop's guide to buying homeowners insurance in Lake Ronkonkoma, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lake Ronkonkoma, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tulip St, Foltman St, Willis Ave, Joseph Ave, Empress Pines Dr, Bradford St, Pine Dr E, Ave D, Wellington Ct, Lillian Rd | $327,000 | $290,000 | $300,000-$350,000 | $386,000 | $340,000 | $350,000-$400,000 |
| Mark Ln, Tall Pines Ln, Ethan Ln, Powell St, Wood View Dr, N Holbrook Rd, Ruby Pl, Jeremy Cir, Greis Ave, Kempf St | $366,500 | $310,000 | $300,000-$350,000 | $396,000 | $370,000 | $300,000-$350,000 |
| Orienta Ave, Steuben Blvd, Pine St S, Penny Ave, Hill Ave, Mills Path, Babcock Ave, Ronkonkoma Ave, Hillcrest St, Seawanhaka Ave | $446,500 | $390,000 | $400,000-$500,000 | $460,500 | $400,000 | $350,000-$400,000 |
| Lolly Ln S, Metzner Rd, Saint James Pkwy, Heritage Ct, Ardito Ct, Pleasant Dr, Carol Dr, David Ln, Lake Promenade, Uhl St | $377,000 | $320,000 | $350,000-$400,000 | $419,000 | $390,000 | $400,000-$500,000 |
| Pineland St, Larch St, Swain Ct, Kathryn Ln, Garrity Ave, Viking Ct, Cornelia la, Dennis Dr, Stone Edge Ln, Tamara Ct | $395,000 | $360,000 | $350,000-$400,000 | $349,500 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $879 |
| Superior Protection Discount | -$93 | $941 |
| Fire & Security Discount | -$72 | $962 |
| Hail Resistant Roof Discount | -$31 | $1,003 |
| Newly Constructed Home Discount | -$228 | $807 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $700 | $1,491 | $2,191 | $1,084 | $1,784 | $408 |
| Lake Ronkonkoma, NY | $1,500 | $1,022 | $2,522 | $743 | $2,243 | $279 |
| Islandia, NY | $100 | $1,215 | $1,315 | $883 | $983 | $332 |
| Port Jefferson Station, NY | $2,500 | $1,049 | $3,549 | $762 | $3,262 | $287 |
| Northport, NY | $400 | $833 | $1,233 | $605 | $1,005 | $228 |
| Saltaire, NY | $2,000 | $1,035 | $3,035 | $752 | $2,752 | $283 |
| Westport, CT | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Glen Cove, NY | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Bridgehampton, NY | $2,500 | $1,112 | $3,612 | $808 | $3,308 | $304 |
| Dumont, NJ | $400 | $832 | $1,232 | $604 | $1,004 | $227 |
| Home Insurance Company Lake Ronkonkoma, NY | Homeowners Insurance Agency Lake Ronkonkoma, NY | Address | Popularity Score | Distance from Lake Ronkonkoma (miles) |
|---|---|---|---|---|
| Allstate | Peter Damato | 129 Commack Rd, Commack, NY, 11725 | 9.6 | |
| State Farm | Ted Kosmidis | 31 Vanderbilt Motor Pkwy, Commack, NY, 11725-5409 | 9.4 | |
| Nationwide | Eric A. Funk | 1919 Middle Country Rd Ste 300 A, Centereach, NY, 11720 | 2.6 | |
| State Farm | Marcela Ruppert | 161 Main St, Kings Park, NY, 11754-2603 | 8.7 | |
| Allstate | Silvia Romanita | 236 Sunrise Hwy, Lindenhurst, NY, 11757 | 16.1 | |
| Allstate | Jeff Troiano | 89 E Main St, Smithtown, NY, 11787 | 4.5 | |
| Allstate | Robert Gigli | 7219 13th Ave, Brooklyn, NY, 11228 | 49.1 | |
| State Farm | Monica Murphy | 1750 5th Ave Ste 8, Bay Shore, NY, 11706-3438 | 8.9 | |
| Allstate | Norma Gorman | 1401 Brentwood Rd, Bay Shore, NY, 11706 | 9.0 | |
| Allstate | Nigel Persad | 10204 Jamaica Ave, Richmond Hill, NY, 11418 | 39.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,640 | $850 |
| Suffolk County, NY | $379,400 | $1,509 | $1,100 | $2,130 | $1,030 |
| Lake Ronkonkoma, NY | $344,300 | $1,034 | $740 | $1,470 | $730 |
| Islandia, NY | $305,300 | $1,230 | $900 | $1,730 | $830 |
| Port Jefferson Station, NY | $355,800 | $1,061 | $760 | $1,520 | $760 |
| Northport, NY | $562,600 | $843 | $570 | $1,160 | $590 |
| Saltaire, NY | $1,875,000 | $1,048 | $760 | $1,480 | $720 |
| Westport, CT | $1,152,100 | $926 | $620 | $1,290 | $670 |
| Glen Cove, NY | $480,300 | $852 | $590 | $1,180 | $590 |
| Bridgehampton, NY | $1,278,800 | $1,125 | $780 | $1,540 | $760 |
| Dumont, NJ | $364,500 | $842 | $570 | $1,200 | $630 |