How Can I Make My Clifton, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Clifton, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Clifton, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $269,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $358,000 | $290,000 | $250,000-$300,000 |
| 4 Bedroom | $414,500 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $466,500 | $390,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Clifton, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $842 |
| Superior Protection Discount | -$92 | $934 |
| Fire & Security Discount | -$72 | $955 |
| Hail Resistant Roof Discount | -$21 | $1,006 |
| Newly Constructed Home Discount | -$216 | $811 |
Choose the Right Deductible for your Clifton, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Passaic County | $2,000 | $1,017 | $3,017 | $739 | $2,739 | $278 |
| Clifton, NJ | $2,000 | $1,014 | $3,014 | $737 | $2,737 | $277 |
| Secaucus, NJ | $300 | $975 | $1,275 | $709 | $1,009 | $266 |
| Orangetown, NY | $2,500 | $1,559 | $4,059 | $1,133 | $3,633 | $426 |
| Greenburgh, NY | $200 | $1,112 | $1,312 | $808 | $1,008 | $304 |
| Old Westbury, NY | $700 | $1,023 | $1,723 | $744 | $1,444 | $280 |
| Somerville, NJ | $400 | $851 | $1,251 | $619 | $1,019 | $233 |
| Centre Island, NY | $700 | $994 | $1,694 | $722 | $1,422 | $272 |
| Mountain Lodge Park, NY | $400 | $697 | $1,097 | $506 | $906 | $190 |
| Wantage, NJ | $700 | $861 | $1,561 | $625 | $1,325 | $235 |
| Hamptonburgh, NY | $200 | $1,046 | $1,246 | $760 | $960 | $286 |
| Matamoras, PA | $1,000 | $741 | $1,741 | $539 | $1,539 | $203 |
Identify Top Home Insurance Agents near Clifton, NJ | Back to Top
| Home Insurance Company Clifton, NJ | Homeowners Insurance Agency Clifton, NJ | Address | Popularity Score | Distance from Clifton (miles) |
|---|---|---|---|---|
| State Farm | Zanetta Glover | 570 Broad St Ste 114, Newark, NJ, 07102-4518 | 8.3 | |
| Allstate | Steven Lambusta | 4130 Quakerbridge Rd Bldg 2, Lawrenceville, NJ, 8648 | 48.1 | |
| Farmers | Lillyanne Park | 84 E Ridgewood Ave Ste 203, Ridgewood, NJ, 7450 | 8.4 | |
| Allstate | Neil Greco | 12 Eisenhower Pkwy Ste 11, Roseland, NJ, 7068 | 9.4 | |
| Farmers | Charles Trautman | 58 Maple Ave, Morristown, NJ, 7960 | 17.4 | |
| Travelers | Lichtenberger Agency Llc | 1 Harmon Plz 1 Harmon Plz, Secaucus, NJ, 7094 | 6.7 | |
| Allstate | Greg Adamo - Adamo Financial Agency | 135 Main St, Madison, NJ, 7940 | 15.0 | |
| State Farm | Conrado Arroyo | 360 Chestnut St, Newark, NJ, 07105-2402 | 9.7 | |
| Travelers | Dynasty Agency | 83 Kearny Avenue, Kearny, NJ, 7032 | 7.4 | |
| State Farm | Jared Bush | 725 Kennedy Blvd, North Bergen, NJ, 07047-1780 | 9.4 |
Compare Rates for Clifton, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,550 | $770 |
| Passaic County, NJ | $333,200 | $1,030 | $710 | $1,460 | $750 |
| Clifton, NJ | $331,800 | $1,027 | $750 | $1,450 | $700 |
| Secaucus, NJ | $426,000 | $987 | $660 | $1,410 | $750 |
| Orangetown, NY | $472,800 | $1,577 | $1,090 | $2,220 | $1,130 |
| Greenburgh, NY | $552,200 | $1,126 | $780 | $1,560 | $780 |
| Old Westbury, NY | $1,729,800 | $1,036 | $690 | $1,420 | $730 |
| Somerville, NJ | $293,700 | $862 | $590 | $1,230 | $640 |
| Centre Island, NY | $1,558,300 | $1,006 | $720 | $1,380 | $660 |
| Mountain Lodge Park, NY | $177,800 | $705 | $510 | $1,010 | $500 |
| Wantage, NJ | $299,500 | $871 | $640 | $1,240 | $600 |
| Hamptonburgh, NY | $349,800 | $1,059 | $770 | $1,490 | $720 |
| Matamoras, PA | $173,000 | $750 | $530 | $1,060 | $530 |
Research Home Insurance Companies Reviews in Clifton, NJ Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: July 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium we have for our house in Nevada, (2,800 SF) is substantially higher than what we are paying for a larger home, (4.000 SF) in a rural area in Idaho.
GEICO Home Insurance Reviews
Date: August 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I think the deductible is fair as I do not foresee having to make a claim in the near future, but I do think it could be better.