Gavop's guide to buying homeowners insurance in Sausalito, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $299,500 | $250,000 | $300,000-$350,000 |
| 2 Bedroom | $850,500 | $690,000 | $800,000-$900,000 |
| 3 Bedroom | $761,500 | $610,000 | $600,000-$700,000 |
| 4 Bedroom | $1,323,000 | $1,170,000 | More than 10,000,000 |
| 5 Bedroom | $1,874,500 | $1,690,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $854 |
| Home and Two Car | -$159 | $779 |
| Home and Three Car | -$225 | $713 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marin County | $1,000 | $1,185 | $2,185 | $861 | $1,861 | $324 |
| Sausalito, CA | $1,000 | $927 | $1,927 | $674 | $1,674 | $253 |
| Cherryland, CA | $200 | $801 | $1,001 | $582 | $782 | $219 |
| Belmont, CA | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Temelec, CA | $200 | $1,261 | $1,461 | $916 | $1,116 | $345 |
| San Mateo, CA | $2,000 | $1,196 | $3,196 | $869 | $2,869 | $327 |
| El Verano, CA | $500 | $1,582 | $2,082 | $1,150 | $1,650 | $432 |
| Sunol, CA | $2,500 | $2,608 | $5,108 | $1,896 | $4,396 | $713 |
| Kenwood, CA | $400 | $1,899 | $2,299 | $1,380 | $1,780 | $519 |
| Sebastopol, CA | $700 | $1,043 | $1,743 | $758 | $1,458 | $285 |
| Livermore, CA | $100 | $1,226 | $1,326 | $891 | $991 | $335 |
| Alum Rock, CA | $1,000 | $990 | $1,990 | $720 | $1,720 | $271 |
| Home Insurance Company Sausalito, CA | Homeowners Insurance Agency Sausalito, CA | Address | Popularity Score | Distance from Sausalito (miles) |
|---|---|---|---|---|
| State Farm | Debra O'Farrell | 870 Market St Ste 440, San Francisco, CA, 94102-3018 | 6.9 | |
| Allstate | Jennifer Nott Torres | 3030 Larkin St Ste A, San Francisco, CA, 94109 | 5.3 | |
| State Farm | Alan Chan | 1820 Van Ness Avenue, San Francisco, CA, 94109 | 5.9 | |
| State Farm | Angela Ng | 377 West Portal Ave, San Francisco, CA, 94127-1411 | 8.5 | |
| Travelers | Minto & Wilkie Insurance | 1235 Fourth St, San Rafael, CA, 94901 | 8.2 | |
| State Farm | Darlene Chow | 206 Spear St, San Francisco, CA, 94105-1613 | 7.2 | |
| State Farm | Brian Grites | 1365 El Camino Real, Millbrae, CA, 94030-1410 | 17.9 | |
| State Farm | Mark Woodard | 609 Main St, Martinez, CA, 94553-1128 | 22.3 | |
| Allstate | Clyde Smith | 7000 Sunne Ln Ste 104, Walnut Creek, CA, 94597 | 24.3 | |
| State Farm | Wilson Chan | 25 Division St Ste 200, San Francisco, CA, 94103-5234 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Marin County, CA | $908,800 | $1,199 | $890 | $1,630 | $740 |
| Sausalito, CA | $1,191,700 | $938 | $690 | $1,280 | $590 |
| Cherryland, CA | $364,100 | $811 | $600 | $1,100 | $500 |
| Belmont, CA | $1,174,200 | $936 | $690 | $1,270 | $580 |
| Temelec, CA | $440,500 | $1,276 | $940 | $1,740 | $800 |
| San Mateo, CA | $1,132,500 | $1,211 | $900 | $1,650 | $750 |
| El Verano, CA | $540,100 | $1,601 | $1,180 | $2,180 | $1,000 |
| Sunol, CA | $1,055,200 | $2,640 | $1,950 | $3,590 | $1,640 |
| Kenwood, CA | $680,800 | $1,922 | $1,420 | $2,610 | $1,190 |
| Sebastopol, CA | $687,700 | $1,056 | $780 | $1,440 | $660 |
| Livermore, CA | $643,200 | $1,241 | $920 | $1,690 | $770 |
| Alum Rock, CA | $511,600 | $1,002 | $740 | $1,360 | $620 |