Gavop shows you how to buy homeowners insurance in Schuyler Falls, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $162,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $276,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $341,500 | $320,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$46 | $534 |
| Home and Two Car | -$99 | $482 |
| Home and Three Car | -$133 | $447 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clinton County | $2,000 | $1,211 | $3,211 | $880 | $2,880 | $331 |
| Schuyler Falls, NY | $2,000 | $573 | $2,573 | $417 | $2,417 | $157 |
| Altona, NY | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Chesterfield, NY | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| Champlain, NY | $500 | $940 | $1,440 | $683 | $1,183 | $257 |
| Lewis, NY | $700 | $591 | $1,291 | $429 | $1,129 | $161 |
| St. George, VT | $200 | $794 | $994 | $577 | $777 | $217 |
| New Haven, VT | $2,500 | $811 | $3,311 | $589 | $3,089 | $222 |
| Weybridge, VT | $400 | $896 | $1,296 | $651 | $1,051 | $245 |
| St. Regis Falls, NY | $1,500 | $616 | $2,116 | $447 | $1,947 | $168 |
| Lamoille County, VT | $300 | $656 | $956 | $476 | $776 | $179 |
| Berkshire, VT | $1,000 | $714 | $1,714 | $519 | $1,519 | $195 |
| Home Insurance Company Schuyler Falls, NY | Homeowners Insurance Agency Schuyler Falls, NY | Address | Popularity Score | Distance from Schuyler Falls (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Northern Insuring Agency Inc | 171 Margaret St, Plattsburgh, NY, 12901 | 7.1 | |
| Allstate | Timothy Ruscio | 25 Plattsburgh Plz, Plattsburgh, NY, 12901 | 5.9 | |
| Travelers | Brooke & Irwin Insurance Agency Inc | 14 Healey Ave, Plattsburgh, NY, 12901 | 5.6 | |
| Travelers | Riverside Insurance Agency | 9665 State Route 9, Chazy, NY, 12921 | 17.4 | |
| Erie | Shumway Insurance Agency Inc. | 2 Cogan Avenue Suite 103, Plattsburgh, NY, 12901 | 5.8 | |
| Travelers | Riverside Insurance Agency | 9665 Route 9, Chazy, NY, 12921 | 17.4 | |
| Liberty Mutual Independent | The Chauvin Agency Inc | 6064 State Route 22 Ste 6, Plattsburgh, NY, 12901 | 7.1 | |
| Allstate | Beverly Peryea-Labarge | 34 Skyway Plz Ste 4, Plattsburgh, NY, 12901 | 5.1 | |
| Travelers | Rose & Kiernan Inc | 4394 Main St, Port Henry, NY, 12974 | 42.4 | |
| Travelers | Rose & Kiernan Inc | 498 Route 3, Plattsburgh, NY, 12901 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,640 | $860 |
| Clinton County, NY | $129,000 | $1,226 | $890 | $1,750 | $860 |
| Schuyler Falls, NY | $137,800 | $580 | $390 | $800 | $410 |
| Altona, NY | $88,600 | $590 | $410 | $830 | $420 |
| Chesterfield, NY | $116,400 | $600 | $440 | $860 | $420 |
| Champlain, NY | $113,800 | $952 | $680 | $1,320 | $640 |
| Lewis, NY | $113,500 | $598 | $410 | $820 | $410 |
| St. George, VT | $235,300 | $804 | $550 | $1,130 | $580 |
| New Haven, VT | $247,300 | $821 | $570 | $1,170 | $600 |
| Weybridge, VT | $304,300 | $907 | $620 | $1,260 | $640 |
| St. Regis Falls, NY | $47,900 | $623 | $440 | $880 | $440 |
| Lamoille County, VT | $225,200 | $664 | $450 | $920 | $470 |
| Berkshire, VT | $183,500 | $723 | $530 | $1,000 | $470 |