How Can I Make My Little Elm, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Little Elm, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Little Elm, TX Home Insurance Coverage Levels | Back to Top
| Little Elm, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glenturret Cir, Lakefield Dr, Hope Dr, Foxwood Ln, Appalachian Ln, Clearwater Ct, Marble Canyon Dr, Highridge Dr, Duce Creek Dr, Wildcat Rd | $200,500 | $190,000 | $200,000-$250,000 | $207,500 | $200,000 | $175,000-$200,000 |
| Myers Ct, Kingston Pl, Preston on the Lake Blvd, Aurora Mist Dr, Homestead Ln, Princess Ln, Middleton Dr, W Eldorado Pkwy, Forest Hills Dr, Hillcrest Blvd | $177,000 | $150,000 | $150,000-$175,000 | $137,500 | $130,000 | $150,000-$175,000 |
| Dunbar Ct, Port Neches Dr, Redcedar Dr, Eagle Mountain Dr, FM 720 E, Lovebird Ln, FM 720 E, Cody Ln, Cowboy Trl, Crystal Lake Dr | $182,500 | $150,000 | $175,000-$200,000 | $215,000 | $200,000 | $200,000-$250,000 |
| Jonathan Creek Dr, Peppermill Dr, Sapphire Ridge, Elk Point Dr, Bill St, Oakridge Dr, Lindsay Gardens, Wildrose Dr, Forest Bend Ct, Johns Way | $205,000 | $180,000 | $175,000-$200,000 | $224,000 | $190,000 | $175,000-$200,000 |
| Yuma Dr, Watercress Dr, Long Leaf Dr, Bridle Ridge Ranch Rd, Coral Cove, Nicklaus Ct, Pearl Cove, Durango Dr, Alamosa Trl, Replay Ln | $129,500 | $110,000 | $100,000-$125,000 | $252,500 | $240,000 | $200,000-$250,000 |
| Navo Rd, Hammock Lake Dr, Turquoise Ln, Pony Ln, Marble Falls Ln, el Cinco Dr, Crenshaw Ln, Shearwater Ave, Meadow Bend Trl, Birch Bend Way | $232,500 | $190,000 | $250,000-$300,000 | $259,000 | $220,000 | $200,000-$250,000 |
| Laurel Valley Ln, Bluewood Dr, Lexington Dr, Douglas St, Cardinal Ridge Ln, Goldeneye Dr, Lumina Dr, Oakland Hills Ln, Old Orchard Rd, Hidden Cove Park | $254,500 | $240,000 | $200,000-$250,000 | $468,500 | $430,000 | $400,000-$500,000 |
| Montura Ln, Featherstone Dr, Nightingale Dr, Muleta Dr, Commonwealth Dr, Clearwater Dr, Groom Ln, Tascate Dr, Calmwater Dr, Lake Wood Trl | $136,500 | $120,000 | $150,000-$175,000 | $325,500 | $300,000 | $250,000-$300,000 |
| Melody Ln, Silver Leaf Dr, Highland Cir, Cross Bend Cir, Tallow Ln, Pelican Dr, Chukar Dr, Sea Pines Dr, Liberty Rd, Hogan Ct | $207,500 | $190,000 | $200,000-$250,000 | $251,500 | $220,000 | $250,000-$300,000 |
| Wisteria Ln, Sparrow Dr, Mariners Dr, Freedom Ln, Edgewater Dr, Bowmare, Capeland Dr, Regatta Row, Royal Acres Trl, Longaberger Dr | $323,000 | $270,000 | $300,000-$350,000 | $286,000 | $250,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Little Elm, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $855 |
| Superior Protection Discount | -$101 | $905 |
| Fire & Security Discount | -$70 | $936 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$292 | $714 |
Choose the Right Deductible for your Little Elm, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Denton County | $2,500 | $1,270 | $3,770 | $923 | $3,423 | $347 |
| Little Elm, TX | $1,000 | $994 | $1,994 | $722 | $1,722 | $272 |
| Oak Point, TX | $500 | $1,794 | $2,294 | $1,304 | $1,804 | $490 |
| Southlake, TX | $1,500 | $951 | $2,451 | $691 | $2,191 | $260 |
| Lowry Crossing, TX | $300 | $1,812 | $2,112 | $1,317 | $1,617 | $495 |
| Euless, TX | $2,500 | $1,396 | $3,896 | $1,014 | $3,514 | $381 |
| North Richland Hills, TX | $400 | $1,412 | $1,812 | $1,026 | $1,426 | $386 |
| Rowlett, TX | $2,000 | $1,353 | $3,353 | $983 | $2,983 | $370 |
| Gainesville, TX | $400 | $955 | $1,355 | $694 | $1,094 | $261 |
| Everman, TX | $700 | $971 | $1,671 | $706 | $1,406 | $265 |
| Oak Leaf, TX | $100 | $1,879 | $1,979 | $1,366 | $1,466 | $514 |
| Ector, TX | $2,000 | $1,470 | $3,470 | $1,068 | $3,068 | $402 |
Identify Top Home Insurance Agents near Little Elm, TX | Back to Top
| Home Insurance Company Little Elm, TX | Homeowners Insurance Agency Little Elm, TX | Address | Popularity Score | Distance from Little Elm (miles) |
|---|---|---|---|---|
| Farmers | Sonia Martinez | 3530 Forest Ln Ste 162, Dallas, TX, 75234 | 18.8 | |
| State Farm | Grace Quevedo | 5566 W Main Street, Frisco, TX, 75033-3669 | 5.5 | |
| Travelers | Ann Gibson Insurance Agency | 164 S Main St, Keller, TX, 76248 | 25.3 | |
| Farmers | Laycee Skaggs | 8000 Us Highway 380, Crossroads, TX, 76227 | 5.4 | |
| State Farm | Duff Bourassa | 819 W Arapaho Rd Ste 50, Richardson, TX, 75080-5038 | 18.1 | |
| Farmers | Alejandra Stanfield | 2601 Network Blvd Ste 208, Frisco, TX, 75034 | 7.9 | |
| State Farm | Mike Mckay | 8300 Gaylord Pkwy Ste 7, Frisco, TX, 75034-8567 | 8.5 | |
| Farmers | Mike Ridley | 8380 Warren Pkwy Ste 301, Frisco, TX, 75034 | 8.2 | |
| State Farm | John Martinek | 3705 W Green Oaks Blvd, Arlington, TX, 76016 | 37.0 | |
| State Farm | Susan Russell | 7650 S I 35 E Ste 124, Corinth, TX, 76210-1838 | 7.3 |
Compare Rates for Little Elm, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Little Elm, TX | $205,300 | $1,006 | $660 | $1,550 | $890 |
| Oak Point, TX | $192,200 | $1,816 | $1,200 | $2,800 | $1,600 |
| Southlake, TX | $627,700 | $963 | $640 | $1,480 | $840 |
| Lowry Crossing, TX | $200,200 | $1,834 | $1,210 | $2,820 | $1,610 |
| Euless, TX | $163,700 | $1,413 | $930 | $2,180 | $1,250 |
| North Richland Hills, TX | $171,200 | $1,429 | $940 | $2,200 | $1,260 |
| Rowlett, TX | $181,500 | $1,369 | $900 | $2,110 | $1,210 |
| Gainesville, TX | $98,100 | $967 | $640 | $1,490 | $850 |
| Everman, TX | $73,200 | $983 | $650 | $1,510 | $860 |
| Oak Leaf, TX | $230,700 | $1,902 | $1,260 | $2,930 | $1,670 |
| Ector, TX | $93,300 | $1,488 | $980 | $2,290 | $1,310 |
Research Home Insurance Companies Reviews in Little Elm, TX Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: April 14, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
They have one of the best customer service teams of any insurance company I have dealt with and their App is easy to use and gives me access to the vast majority of the info I need.
Date: April 03, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium is at least ten per cent lower than the other quotes i received and the deductible was lower than the other companies as well there was really no criteria that they were not dominant
Date: January 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
My home insurance company's customer service has been fine. I have never had any problems trying to get in touch with them
Date: December 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I am completely satisfied and I pay 38 dollars per month thats all I know. I would have to look it up for the limits i do not know them by heart
MetLife Home Insurance Reviews
Date: April 04, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
we moved from geico to metlife as metlife is cheaper and has a superior customer service. geico customer service complacent on the false notion that they are the cheapest.
Date: March 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Very satisfied. They have been very responsive and friendly. The front line agents are knowledgeable and helpful.
Date: February 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The home insurance company's is easily handle to the customer. It is satisfied to the customer.Most of benefits for me.It is helpful in future life and service is nice.
Farmer's Insurance Home Insurance Reviews
Date: April 17, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
rated a 3 from my insurance coverage becuase the lady is so rude but the rates are good and the actual agent is a good guy but the costumer service is not as good and she has been there for many many years so getting someone new would be an issue
Date: April 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Over all it hasn't been bad to deal with them we have only filed one claim in 5 years and that claim had a few bumps but not to bad.
Farm Bureau Home Insurance Reviews
Date: October 22, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I had to get home insurance to live in the house I currently rent. The premium was very easy to understand, fulfilled all my requirements ,and most importantly it is very cheap. I am happy with what I am receiving.
AAA Home Insurance Reviews
Date: March 28, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I believe that all insurance offers pretty much the same coverage. The only difference is that I am paying for the name, the security of having a trusted company handle my insurance.
Progressive Home Insurance Reviews
Date: April 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Progressive is the only home insurance provider we have ever used. I do like that they offer cashback and it includes our home insurance as many companies only do auto.
Liberty Mutual Home Insurance Reviews
Date: March 09, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
we are satisfied with the cost of our insurance and the doable deductible. we've heard not ne word against our company. In all our communication, even with stupid questions.
Allstate Home Insurance Reviews
Date: April 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I am not happy with my premium compared to other companies. My current insurance company is quite expensive. I get a lot of coverage but at a high price.
Alfa Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
They are great because my family had the same insurance company for many years so they know our family very well and treat us great
Nationwide Home Insurance Reviews
Date: March 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
this company is giving premium to domestic property and casualty insurance. this is major deviation from other one. so we can take which one is eligible for us.